The 25-age waiver and/or 62-age waiver will only be applied if the date of birth for the primary or secondary owner(s) on the account meets the age requirement. The date of birth for a fiduciary (i.e. Rep Payee, Trustee) is not eligible for the waiver. If no date of birth is on file, waiver eligibility is based on the date of account opening.
International Students
A new way of life begins as you study abroad in the United States. PNC has the banking resources to help you manage your finances.
Why You Need a United States Bank Account
While in the U.S., you will need to manage your finances efficiently & safely.
Deposits & Payments
A U.S. checking account is a place to deposit money that you receive by check or direct deposit, including financial aid awards and money from home. You’ll also be able to spend money or make purchases by writing checks, using a debit card or sending online payments.
Keep Track of Your Money
A checking account will provide you with an accurate, monthly record of any funds that were deposited, spent or withdrawn. It’s more efficient than purchasing money orders and safer than carrying cash.
Banking in the U.S.
USA Banking 101 is an educational resource that covers topics including bank account types, banking system safeguards, how to build your credit, protect your identity and more.
What We Offer
PNC offers PNC Simple Checking to help make banking easy.
How To Open a United States Bank Account
For International Students
- For U.S. Citizens and/or Resident Aliens
- For Non-U.S. Persons
- What To Do if You're Approved for PNC Simple Checking
For U.S. Citizens and/or Resident Aliens
You can apply for a PNC Simple Checking account online or at a PNC branch if you have a U.S. Social Security number (SSN) or an Individual Taxpayer Identification Number (ITIN) and one of the following forms of identification:
- A valid state issued driver's license
- A U.S. state-issued ID
- A U.S. military ID
- Valid passport
For Non-U.S. Persons
If you do not have a U.S. Social Security number (SSN) or an Individual Taxpayer Identification Number (ITIN), you must visit a PNC branch to apply in person for a PNC Simple Checking. You must bring the following two forms of ID with you:
- A valid passport with a photograph. We will also need a photocopy of your passport.
- A second form of ID, which can be your U.S. student visa or your U.S. student photo ID.
You can choose to complete the W8BEN tax form before your appointment or at the branch.
Note: We are unable to accept online applications from non-U.S. persons who do not have a U.S. SSN or ITIN at this time.
What To Do If You're Approved for PNC Simple Checking
Get started with Online Banking. Learn more about what you'll need to enroll in Online Banking.
Activate your PNC Bank Visa® debit card to use it.
- You should receive your debit card within 10 days of opening your PNC Simple Checking account.
- Create a PIN to make purchases anywhere Visa debit is accepted and access approximately 60,000 PNC and Partner ATMs Coast to Coast.