A new way of life begins as you study abroad in the United States. PNC has the banking resources to help you manage your finances.
A U.S. checking account is a place to deposit money that you receive by check or direct deposit, including financial aid awards and money from home. You’ll also be able to spend money or make purchases by writing checks, using a debit card, or sending online payments.
A checking account will provide you with an accurate, monthly record of any funds that were deposited, spent, or withdrawn. It’s more efficient than purchasing money orders and safer than carrying cash.
If you have a Social Security number and one of the following forms of identification:
you can apply now for Virtual Wallet Student® which gives you the resources you need to help manage your money. We are unable to accept online applications from Non-U.S. Persons at this time.
Non-U.S. Persons without a social security number must visit a branch in person to apply for an account. PNC Bank requires students to have two forms of identification.
Open a new Virtual Wallet Student and get certain benefits for up to six years, including:
You will receive your PNC Bank Visa® debit card within 10 days of opening your Virtual Wallet Student. You will need your PIN to use it at ATMs and for certain purchases. Make sure you follow the instructions on the card to activate your debit card so you can use it immediately. It gives you:
With PNC Virtual Wallet Student, receive one incoming wire transfer per statement period into the Spend account at no charge.
If someone is wiring you money from outside the U.S. the bank sending the money will need the following information:
PNC provides a wide range of services to non-English speaking customers, including:
Call 888-PNC-Bank and ask to speak to an interpreter in one of over 240 languages.
International students studying in the U.S. for more than a few months should probably consider opening a checking or savings account with a U.S. bank.
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If you have a U.S. government issued ID and/or Social Security Card you can apply now. Virtual Wallet Student® gives you the resources you need to help you keep track of your money.
If you do not have a U.S. government issued ID or Social Security Card you must visit a branch in person to apply for an account. We require students to have two forms of identification.
Virtual Wallet Student has no minimum balance requirement or monthly service charge for active students for six years from the date of account opening. You may be asked to provide proof of active enrollment in a qualifying educational institution. At the end of the six years, your account will be converted to Virtual Wallet and subject to the Virtual Wallet Features and Fees in effect at that time. If you transfer this account to a different product or account type during the first six years, you will forfeit the benefits of the Virtual Wallet Student account and will not be able to transfer back to the Virtual Wallet Student account.
Virtual Wallet Student accounts will receive an automatic courtesy refund of the fee for the first Overdraft event (Spend account only). Although the fee may be refunded, the transaction will be considered an overdraft occurrence when determining any subsequent overdraft fee. You will be responsible for paying the overdraft balance.
Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.
Visit PNC.com/locator to find a PNC or PNC Partner ATM near you where PNC customers can access money fee-free.
Virtual Wallet Student is a registered trademark of The PNC Financial Services Group, Inc.
Visa® is a registered trademark of Visa International Service Association and used under license.
Bank deposit products and services provided by PNC Bank, National Association. MemberFDIC
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