A new way of life begins as you study abroad in the United States. PNC has the banking resources to help ayou manage your finances.
Banks for Students
Banks for Students
Why You Need a United States Bank Account
While in the U.S., you will need to manage your finances efficiently & safely.
How To Open a United States Bank Account
For International Students
Resources for Getting Started
What We Offer
PNC offers Virtual Wallet Student® to help make banking easy.
Learn about your finances. Develop healthy habits. Make smarter decisions with your money.
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All Inclusive: Better Together
At PNC, we foster connectedness in every aspect of business by purposefully engaging in a diverse and inclusive culture that strengthens customer relations, embraces employees' assets and delivers results to our stakeholders.
Ready to Get Started or Have Questions? We're Here to Help.
Have a U.S.government issued ID?
If you have a U.S. government issued ID and/or Social Security Card you can apply now. Virtual Wallet Student® gives you the resources you need to help you keep track of your money.
Don't Have a U.S. government issued ID?
If you do not have a U.S. government issued ID or Social Security Card you must visit a branch in person to apply for an account. We require students to have two forms of identification.
Virtual Wallet Student has no minimum balance requirement or monthly service charge for active students for six years from the date of account opening. You may be asked to provide proof of active enrollment in a qualifying educational institution. At the end of the six years, your account will be converted to Virtual Wallet and subject to the Virtual Wallet Features and Fees in effect at that time. If you transfer this account to a different product or account type during the first six years, you will forfeit the benefits of the Virtual Wallet Student account and will not be able to transfer back to the Virtual Wallet Student account.
Virtual Wallet Student accounts will receive an automatic courtesy refund of the fee for the first Overdraft event (Spend account only). Although the fee may be refunded, the transaction will be considered an overdraft occurrence when determining any subsequent overdraft fee. You will be responsible for paying the overdraft balance.
Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.
Virtual Wallet Student is a registered trademark of The PNC Financial Services Group, Inc.
Visa® is a registered trademark of Visa International Service Association and used under license.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC