Virtual Wallet Student has no minimum balance requirement or monthly service charge for active students for six years from the date of account opening. You may be asked to provide proof of active enrollment in a qualifying educational institution. At the end of the six years, your account will be converted to Virtual Wallet and subject to the Virtual Wallet Features and Fees in effect at that time. If you transfer this account to a different product or account type during the first six years, you will forfeit the benefits of the Virtual Wallet Student account and will not be able to transfer back to the Virtual Wallet Student account.
International Students
A new way of life begins as you study abroad in the United States. PNC has the banking resources to help you manage your finances.

Best Overall
Banks for Students
Best Overall
Banks for Students
Why You Need a United States Bank Account
While in the U.S., you will need to manage your finances efficiently & safely.
How To Open a United States Bank Account
For International Students
Resources for Getting Started
What We Offer
PNC offers Virtual Wallet Student® to help make banking easy.
Learn about your finances. Develop healthy habits. Make smarter decisions with your money.
Spend
A College Student's Guide to Build Good Credit
Once you turn 18, you will be eligible to build credit. First, you must have a source of income. The next steps can make or break your credit score.
3 min read
Save
Basic Training: College Savings for Military Families
The five most common college savings tools and discuss the advantages and disadvantages of each plan when it comes to your military family's financial plan
4 min read
Budgeting
Master Your Money: Tips from Tiffany Aliche, The Budgetnista
Whether you’re looking to build lifelong wealth or pay this month’s cell phone bill, Tiffany Aliche, author of “Get Good with Money,” has valuable advice to share.
64:10 min video

All Inclusive: Better Together
At PNC, we foster connectedness in every aspect of business by purposefully engaging in a diverse and inclusive culture that strengthens customer relations, embraces employees' assets and delivers results to our stakeholders.
Get Started
Ready to Get Started or Have Questions? We're Here to Help.
Have a U.S.government issued ID?
If you have a U.S. government issued ID and/or Social Security Card you can apply now. Virtual Wallet Student® gives you the resources you need to help you keep track of your money.
Don't Have a U.S. government issued ID?
If you do not have a U.S. government issued ID or Social Security Card you must visit a branch in person to apply for an account. We require students to have two forms of identification.
Let's Talk. Call PNC Internationally Toll Free.
First, dial the AT&T Direct international access number for the country you are in. PNC's phone number is 888-PNC-BANK. If you wish to speak in your native language, please ask for an interpreter.