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US Bank Account
International students must visit a branch in person to apply for an account.
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International Students
PNC offers services, accounts, and money-management tools that help make banking easy.
Open a
Student-Friendly Tools
Virtual Wallet® Student gives you the resources you need to help you keep track of your money.
Key Features
In-language Websites
Learn about banking with PNC in Spanish, Polish, Chinese, Korean and more.
Interpretation Services
Call 888-PNC-Bank and ask to speak to an interpreter in one of over 240 languages.
Wire Transfers
With PNC Virtual Wallet Student, receive one incoming wire transfer per statement period at no charge.
How to Open a US Bank Account
Why you need a bank account
While in the United States, you will need to manage your finances, and a bank checking account helps you do that. So, you should open one as soon as you arrive. A checking account in the U.S. enables you to have a place where you can deposit money that you receive - like financial aid awards, and money from home - which may be paid to you by check or deposited directly into your checking account. It also enables you to spend money by writing checks, using a check card, or going online to pay bills or to make purchases. A checking account will provide you with an accurate, monthly record of your finances - what was deposited and what was spent or withdrawn. Plus, it is safer than carrying cash and more efficient than purchasing money orders.
International students must visit a bank in person to apply for an account.
PNC Bank requires students to have two forms of identification:
- A valid passport or resident alien card
- A valid Visa or driver's license
Resources for Getting Started
Account Benefits
PNC Bank Visa® Debit Card
You will receive your debit card within 10 days of opening your account. You will need your PIN to use it at ATMs. Make sure you follow the instructions on the card to activate your Check Card so you can use it immediately.
It gives you:
- Free access to over 8,000 PNC ATMs.
- Ability to make purchases anywhere Visa debit is accepted.
Online and Mobile Banking
Use your laptop or phone to manage your money and check your account balance. You can even send a text message[1] for this information.
Wire Transfers
With PNC Virtual Wallet Student you’ll receive one incoming wire transfer per statement period at no charge.
If someone is wiring you money from outside the U.S. the bank sending the money will need the following
information:
- Swift Code PNCCUS33
- ABA Routing and Transit Number
- Your 10 digit Account Number
- Your Name
- PNC Branch Address
Additional Information
Contacting PNC Internationally
You can call PNC internationally toll free:
- First dial the AT&T Direct international access number for the country you are in. For AT&T's current listing of access codes, see www.att.com. And follow instructions.
- PNC's phone number: 888-PNC-BANK
- Do you wish to speak in your native language? Ask for an interpreter.
Safety Tips
- Use your Visa® Debit Card instead of carrying large amounts of cash.
- Keep your personal identification information safe, do not share this information except with anyone other than a trusted institution, like your bank or university.
Important Legal Disclosures and Information
PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.
Visa is a registered trademark of Visa International Service Association and used under license.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
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