Virtual Wallet Student has no minimum balance requirement or monthly service charge for active students for six years from the date of account opening. You may be asked to provide proof of active enrollment in a qualifying educational institution. At the end of the six years, your account will be converted to Virtual Wallet and subject to the Virtual Wallet Features and Fees in effect at that time. If you transfer this account to a different product or account type during the first six years, you will forfeit the benefits of the Virtual Wallet Student account and will not be able to transfer back to the Virtual Wallet Student account.
A new way of life begins as you study abroad in the United States. PNC has the banking resources to help you manage your finances.
Named Best Overall
Best Banks for Students
— Money Magazine, 2021, 2022 & 2023
Why You Need a United States Bank Account
While in the U.S., you will need to manage your finances efficiently & safely.
How To Open a United States Bank Account
For International Students
What We Offer
PNC offers Virtual Wallet Student to help make banking easy.
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What makes us different is where we make a difference.
At PNC, our mission is to foster a culture where every employee has a sense of belonging and confidence to bring their whole selves to work, and pursue equitable opportunities for growth.
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The automatic courtesy refund is not available on your Reserve or Growth accounts. Although the fee may be refunded, the transaction will be considered an overdraft occurrence. You will be responsible for paying the overdraft balance.
Partner ATMs are not owned by PNC, and may be limited to cash withdrawal functionality.
Virtual Wallet Student is a registered trademark of The PNC Financial Services Group, Inc.
Visa is a registered trademark of Visa International Service Association and used under license.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC