Review CD Options
See what CD account types and terms are available to you.
Fixed Rate of Return
Enjoy a predictability with your funds and earn higher rates with longer terms.
Certificate of Deposit (CD) Accounts
Compare CD Account Types & Rates
CDs are the easiest way to save if you don't need immediate access to your money. They usually pay you a higher interest rate than a traditional savings
or money market account.
View rates in your area
Visit the interest rate center to see rates for this account
Certificate of Deposit (CD) Accounts
Compare CD Account Types & Rates
CDs are the easiest way to save if you don't need immediate access to your money. They usually pay you a higher interest rate than a traditional savings or money market account.
Review CD Options
See what CD account types and terms are available to you.
View rates in your area
Visit the interest rate center to see rates for this account
Key Features
Variety of Terms & Types
Select the account type and terms that best fit your savings needs.
Tax Deferral
Place your IRA CD in a tax-deferred account to supplement retirement savings[1]
Types of CD Accounts
Fixed Rate CD: 7 days to 10 years
A Fixed Rate ("Multiple Maturity") CD offers a fixed rate, and is FDIC insured to the maximum permitted by law. Fixed Rate CDs are a wise savings choice for individuals seeking higher returns without risk to principal.
Fixed Rate CDs are available in a variety of terms ranging from 7-Days to 10-Years, providing the greatest flexibility for meeting your short- and long-term needs.
A Multiple Maturity Fixed Rate CD provides the convenience of automatic renewal at maturity at the rate and term in effect at that time, unless you instruct otherwise.
Benefits
- FDIC insured to the maximum permitted by law
- Fixed Rate
- Wide variety of terms available to meet your needs
- Automatic renewal
Requirements
| Minimum to open | $1,000 |
| Terms | Range from 7 days to 10 years |
| Withdrawals / Penalties | Early withdrawal penalties apply for balance withdrawn before maturity |
To Apply:
(Only 3-Month up to 36-Month terms are available to be opened online)
(Additional terms offered are available to be opened at a branch)
Ready Access CD: 3 to 12 months
A Ready Access CD offers a fixed rate and the flexibility of access to your funds any time after the first seven calendar days, and is FDIC insured to the maximum permitted by law. Standard Ready Access terms are 3- and 12-Months. Promotional offers are available from time-to-time in different terms.
At maturity, a Ready Access CD will renew automatically as another Ready Access CD with the rate in effect at that time, so your funds continue to earn a competitive rate in this convenient and flexible account.
Benefits
- FDIC insured to the maximum permitted by law
- Fixed Rate
- Full liquidity after 7 calendar days
- Automatic Renewal
Requirements
| Minimum to open | $1,000 |
| Terms | 3 months or 12 months |
| Withdrawals / Penalties |
No early withdrawal penalties after the first 7 calendar days. Partial withdrawals are not permitted. |
To Apply:
(Online application not available)
Types of CD Accounts
Fixed Rate CD: 7 days to 10 years
A Fixed Rate ("Multiple Maturity") CD offers a fixed rate, and is FDIC insured to the maximum permitted by law. Fixed Rate CDs are a wise savings choice for individuals seeking higher returns without risk to principal.
Fixed Rate CDs are available in a variety of terms ranging from 7-Days to 10-Years, providing the greatest flexibility for meeting your short- and long-term needs.
A Multiple Maturity Fixed Rate CD provides the convenience of automatic renewal at maturity at the rate and term in effect at that time, unless you instruct otherwise.
Benefits
- FDIC insured to the maximum permitted by law
- Fixed Rate
- Wide variety of terms available to meet your needs
- Automatic renewal
Requirements
| Minimum to open | $1,000 |
| Terms | Range from 7 days to 10 years |
| Withdrawals / Penalties | Early withdrawal penalties apply for balance withdrawn before maturity |
(Only 3-Month up to 36-Month terms are available to be opened online)
(Additional terms offered are available to be opened)
Ready Access CD: 3 to 12 months
A Ready Access CD offers a fixed rate and the flexibility of access to your funds any time after the first seven calendar days, and is FDIC insured to the maximum permitted by law. Standard Ready Access terms are 3- and 12-Months. Promotional offers are available from time-to-time in different terms.
At maturity, a Ready Access CD will renew automatically as another Ready Access CD with the rate in effect at that time, so your funds continue to earn a competitive rate in this convenient and flexible account.
Benefits
- FDIC insured to the maximum permitted by law
- Fixed Rate
- Full liquidity after 7 calendar days
- Automatic Renewal
Requirements
| Minimum to open | $1,000 |
| Terms | 3 months or 12 months |
| Withdrawals / Penalties |
No early withdrawal penalties after the first 7 calendar days. Partial withdrawals are not permitted. |
Ways to Apply
You can apply for a Fixed Rate CD online »
You can apply for a CD at a branch near you »
You may also want to review our current interest rates before applying.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each customer that opens an account. What this means for you: when you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying information.
Ways to Apply
You can apply for a Fixed Rate CD online »
You can apply for a CD by calling 1-877-CALL PNC
You may also want to review our current interest rates before applying.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each customer that opens an account. What this means for you: when you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying information.
Important Legal Disclosures and Information
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PNC does not provide legal, tax or accounting advice. You should consult your personal tax advisor for additional information.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.
