Certificate of Deposit
(CD) Accounts
Select your own terms and enjoy the
predictability of a fixed rate.
CD Account Options & Rates
A CD is a savings product that includes a pre-determined interest rate over a set term. CDs help to make saving easier if you don't need immediate access to your money. They usually pay you a higher interest rate than a traditional savings or money market account.
Fixed Rate CD
Plan for the future with a fixed rate of return to help grow and protect your savings
Benefits
- FDIC insured to the maximum permitted by law
- Fixed Rate
- Wide variety of terms available to meet your needs
- Automatic renewal
Requirements
| Minimum to open | $1,000 |
| Terms | Range from 7 days to 10 years |
| Withdrawals / Penalties | Early withdrawal penalties apply for balance withdrawn before maturity |
Open a 3-month up to 36-month term Fixed Rate CD
Additional terms offered are
available to be opened at a branch
Fixed Rate IRA CD
Supplement your retirement savings with a tax-deferred IRA CD account[1]
Benefits
- FDIC insured to the maximum permitted by law
- Fixed Rate
- Wide variety of terms available to meet your needs
- Automatic renewal
- Potential tax savings
- Supports saving for retirement
Requirements
| Minimum to open | $250 |
| Terms | Range from 6 months to 10 years |
| Withdrawals / Penalties | Early withdrawal penalties apply for balance withdrawn before maturity |
Open an IRA CD at a branch
Savings Calculators
Achieve your goals and build a more secure future with tools to
help you on your journey.
Calculator: How much of a difference will the rate make?
We're Here to Help
Interested in other CD options, an IRA Money Market, or have questions?
Insights
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Important Legal Disclosures and Information
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PNC does not provide legal, tax or accounting advice. You should consult your personal tax advisor for additional information.
Contributions and tax deductibility are subject to certain age and income limits, your tax filing status and whether you (or your spouse, if applicable) are covered by an employer-sponsored retirement plan. Tax benefits may not apply to balances brought over from existing retirement accounts. PNC does not provide legal, tax or accounting advice. You should consult your personal tax advisor for additional information.
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