Master Hero

Certificate of Deposit (CD) Accounts

Select your own terms and enjoy the predictability of a fixed rate.

Master Page Experience

CD Account Options & Rates

A CD is a savings product that includes a pre-determined interest rate over a set term. CDs help to make saving easier if you don't need immediate access to your money. They usually pay you a higher interest rate than a traditional savings or money market account.

Fixed Rate CD

Plan for the future with a fixed rate of return to help grow and protect your savings

Benefits

  • FDIC insured to the maximum permitted by law
  • Fixed Rate
  • Wide variety of terms available to meet your needs
  • Automatic renewal

Requirements

Minimum to open $1,000
Terms Range from 7 days to 10 years
Withdrawals / Penalties Early withdrawal penalties apply for balance withdrawn before maturity

Open a Fixed Rate CD

Fixed Rate IRA CD

Supplement your retirement savings with a tax-deferred IRA CD account

Benefits

  • FDIC insured to the maximum permitted by law
  • Fixed Rate
  • Wide variety of terms available to meet your needs
  • Automatic renewal 
  • Potential tax savings[1]
  • Supports saving for retirement

Requirements

Minimum to open $250
Terms Range from 6 months to 10 years
Withdrawals / Penalties Early withdrawal penalties apply for balance withdrawn before maturity

Open an IRA CD

Insights

Save

How to Set & Achieve Your Financial Goals

The first step toward achieving your financial goals is having a clear idea of what you want. Then put a plan into place and stick to it.

3 min read

Invest

6 IRA Facts to Help Give Your Retirement a Boost

Are you taking advantage of all that an Individual Retirement Account (IRA) has to offer? These six facts could help you save more for retirement.

2 min read

Invest

6 Ways to Help Improve Your Financial Outlook at Every Life Stage

What should you be thinking about today, at this stage of your life, to improve your financial outlook? Get ideas for your 20s through your 70s and beyond.

6 min read

Tools & Calculators

Achieve your goals and build a more secure future with tools to help you on your journey.

How much of a difference will the rate make?

We're here to help

Interested in other CD options, an IRA Money Market, or have questions? 

Locate a Branch

Find a PNC location near you and stop by to see us.

Call Us

Mon - Fri: 8 a.m. - 9 p.m. ET 
Sat - Sun: 8 a.m. - 5 p.m. ET

Is This Your Home Zip Code?

Please enter a valid USPS zip code.

PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and select submit.

All Footprints with Promos