Certificate of Deposit (CD) Accounts

Select your own terms and enjoy the predictability of a fixed rate.

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CD Account Options & Rates

A CD is a savings product that includes a pre-determined interest rate over a set term. CDs help to make saving easier if you don't need immediate access to your money. They usually pay you a higher interest rate than a traditional savings or money market account.

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Fixed Rate CD

Plan for the future with a fixed rate of return to help grow and protect your savings

Benefits

  • FDIC insured to the maximum permitted by law
  • Fixed Rate
  • Wide variety of terms available to meet your needs
  • Automatic renewal

Requirements

Minimum to open $1,000
Terms Range from 7 days to 10 years
Withdrawals / Penalties Early withdrawal penalties apply for balance withdrawn before maturity

Open a Fixed Rate CD

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Fixed Rate IRA CD

Supplement your retirement savings with a tax-deferred IRA CD account

Benefits

  • FDIC insured to the maximum permitted by law
  • Fixed Rate
  • Wide variety of terms available to meet your needs
  • Automatic renewal 
  • Potential tax savings[1]
  • Supports saving for retirement

Requirements

Minimum to open $250
Terms Range from 6 months to 10 years
Withdrawals / Penalties Early withdrawal penalties apply for balance withdrawn before maturity

Open an IRA CD

Make an Appointment
Find a Branch

Savings Calculators

Achieve your goals and build a more secure future with tools to help you on your journey

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We're Here to Help

Interested in other CD options, an IRA Money Market, or have questions? 

Locate a Branch

Find a PNC location near you and stop by to see us.

Find a PNC Branch

Call Us

Mon - Fri: 8 a.m. - 9 p.m. ET 
Sat - Sun: 8 a.m. - 5 p.m. ET

1-888-PNC-BANK (762-2265)

Looking for something else? Learn more about our other savings products