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IRAs offer a unique capability of providing a retirement savings as well as a potential tax savings.
Enjoy predictability with your funds and earn higher rates with longer terms.
Select the account type and terms that best fit your savings needs.
A Fixed Rate ("Multiple Term") IRA CD offers a fixed rate with FDIC security up to the maximum permitted by law. Fixed Rate IRA CDs can be a wise savings choice for individuals seeking higher returns without risk to principal.
Fixed Rate IRA CDs are available in a variety of terms ranging from 6 months to 10 years, providing the greatest flexibility for meeting your short- and long-term needs.
A Fixed Rate IRA CD provides the convenience of automatic renewal at maturity at the rate and term in effect at that time, unless you instruct otherwise.
|Minimum to open||
|Terms||Range from 6 months to 10 years|
|Withdrawals / Penalties||Early withdrawal penalties apply.|
An IRA Money Market is a tiered variable rate savings product with no specific terms. Additional deposits can be made to the account at any time up to the maximum Contribution Limits each year.
|Minimum to open||$25|
You can apply for an IRA CD or IRA Money Market in a branch near you »
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each customer that opens an account. What this means for you: when you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying information.
PNC does not provide legal, tax or accounting advice. You should consult your personal tax advisor for additional information.
FDIC insured up to the maximum permitted by law
Contributions and tax deductibility are subject to certain age and income limits, your tax filing status and whether you (or your spouse, if applicable) are covered by an employer-sponsored retirement plan. Tax benefits may not apply to balances brought over from existing retirement accounts. PNC does not provide legal, tax or accounting advice. You should consult your personal tax advisor for additional information.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
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Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.