Kids Bank Account

'S' is for Savings®– A PNC Bank Account for Your Child

PNC's 'S' is for Savings account helps young children learn financial basics through an interactive, online experience with tips from Sesame Street®. With this account, you can help your child learn about and begin to use money, as you save, share and spend together.


Fast, easy, secure

Apply online in as little as 10 minutes!

Key Features

Interactive online banking experience

Helps your child learn about and practice saving, sharing and spending.

Tips from Sesame Street

Find a number of activities you and your child can do together to build on basic money concepts.


Set specific savings goals with your child that they can achieve over time.

Features and Benefits

  • Comes with an interactive online banking experience including a Learning Center with Sesame Street tips on learning financial basics
  • Earn interest on balances starting at $1.00[1]
  • Set up Auto Savings with your PNC Checking that allows you to establish a recurring savings routine to help meet your child's savings goals
  • Make unlimited deposits (including transfers into the account)[2]


  • $25 minimum to open
  • There is no monthly service charge if you meet any one of the following:
    • Account holder is under age 18
    • $300 average monthly balance in this account
    • At least one Auto Savings transfer of $25.00 or more in the current statement period from your PNC Bank checking account
    • Otherwise, $5 monthly service charge
Inside Online Banking
How to Apply

Ways to Apply

  • Online through the website
  • By phone: 1-800-762-5684 (Mon - Fri: 7am to 10pm ET; Sat - Sun: 8am - 5pm ET)
  • In person at a branch


Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each customer that opens an account. What this means for you: when you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying information.


Important Legal Disclosures and Information

  1. See the Account Agreement for Personal Checking, Savings and Money Market Accounts - Interest Payment and Balance Computation section for details.

  2. Transaction fees will apply to your account if you exceed six (6) Restricted Transfers in a monthly service charge period. Restricted Transfers are transfers from a savings or money market account to other accounts (including transfers to another account for overdraft protection) or to third parties by check, through point-of sale purchase transactions or similar debit card transactions, by pre-authorized or automatic agreements, telephone, online or similar order payable to a third person. If you make more than a total of six (6) Restricted Transfers in a monthly service charge period, you will be charged a fee for each Restricted Transfer. See your account agreement and fee schedule for more information. Other limits may apply to your account. We reserve the right to suspend enforcement of these transaction limitations, or to modify them, at our discretion.

Sesame Street®", "Sesame Workshop®" and associated characters, trademarks, and design elements are owned and licensed by Sesame Workshop.
© 2016 Sesame Workshop. All Rights Reserved.

'S' is for Savings is a registered mark of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

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