Home and Mortgage Refinance Loans & Rates

Looking to refinance? See options to lower your payment, change terms, consolidate debt/get cash out, or take advantage of specialized loan products and programs.


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PNCCheck Current Rates 

Consistent payments for the life of your loan.
  • Predictable monthly payments for the life of your loan
  • Loan terms between 10 and 30 years
  • Single family loan amounts up to $510,400

A set rate for a defined period of time, which will adjust later.
  • Lower payments for the first years of your loan
  • Rate is set for a predetermined period, then will reset annually with a new rate that can be either higher or lower depending on market conditions at the time the adjustment occurs
  • Could be ideal if you’re expecting an increase in income, plan to live in the home for only a few years, or expect interest rates to remain at current levels.

  • Lower cost option to refinance your mortgage or to access the equity in your home
  • Competitive fixed rates
  • Minimal costs at closing and low fees

For home financing options above $510,400.
  • For home loans between $510,400 and $5 million
  • Loan terms between 15 and 30 years
  • Fixed rate, adjustable rate and interest-only payment options 

Government loan program with more flexible qualification criteria than conventional loans.
  • Fixed and adjustable rate options

Home loan options for Active Military, Veteran, Reservist or National Guard.
  • Fixed rate and adjustable rate payment options are available
  • Up to 100% financing available

Important Legal Disclosures and Information

PNC and PNC HomeHQ are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

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