Refinancing Loans

Looking to refinance? See options to lower your payment, change terms, consolidate debt/get cash out, or take advantage of specialized loan products and programs.

PNCCheck Current Rates 

Consistent payments for the life of your loan.
  • Predictable monthly payments for the life of your loan
  • Loan terms between 10 and 30 years
  • Single family loan amounts up to $424,100

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A set rate for a defined period of time, which will adjust later.
  • Lower payments for the first years of your loan
  • Rate is set for a predetermined period, then will reset annually with a new rate that can be either higher or lower depending on market conditions at the time the adjustment occurs
  • Could be ideal if you’re expecting an increase in income, plan to live in the home for only a few years, or expect interest rates to remain at current levels.

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  • Lower cost option to refinance your mortgage or to access the equity in your home
  • Competitive fixed rates
  • Minimal costs at closing and low fees

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For home financing options above $424,100.
  • For home loans between $424,100 and $5 million
  • Loan terms between 15 and 30 years
  • Fixed rate, adjustable rate and interest-only payment options 

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Government loan program with more flexible qualification criteria than conventional loans.
  • Fixed and adjustable rate options

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1st and 2nd combination mortgages can eliminate the need for private mortgage insurance and provide flexibility in your home financing.
  • Potentially lower your monthly payment by eliminating private mortgage insurance (PMI)
  • Interest on both loans may be tax-deductible. Consult a tax advisor

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Home loan options for Active Military, Veteran, Reservist or National Guard.
  • Fixed rate and adjustable rate payment options are available
  • Up to 100% financing available

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Important Legal Disclosures and Information

PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal. Terms and conditions of this offer are subject to change without notice.

PNC Bank, National Association. Member FDIC.

Pre-approvals are subject to property underwriting and appraisal. Borrower must satisfy pre-approval conditions outlined in commitment letter. Loan amount subject to property appraisal.