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VA Loan Refinance

Refinance your mortgage for consistent payments for the life of your home loan.

If you’re Active Military, a Veteran, Reservist or National Guard member, you may be eligible for a VA Home loan from PNC.

Ready to Apply?

Provide preliminary information to start the pre-approval or loan process.


Let's Talk

Discuss your options with a mortgage loan officer.


PNCCheck Current Rates 

We're a Trusted Partner

You can feel confident choosing us as your financial partner for this important milestone in your life.

Whether you want to review your refinancing options or need help after the close, we’re available online, on the phone or face-to-face in your neighborhood branch. 

Facts & Figures

If you’re Active Military, a Veteran, Reservist or National Guard member, you may be eligible for a VA Home loan from PNC.

  • Fixed and adjustable rate terms are available
  • 100% financing available
  • Loan terms range between 15 and 30 years
  • Guaranteed by the Department of Veterans Affairs
  • No private mortgage insurance required (VA Funding Fee may be required based on veteran status)

Costs & Fees

Typically these fees range from 3% - 5% of the loan amount.

VA Loan FAQs

Top customer questions about VA loans.

I served in the military, how do I know if I am eligible for this loan?

The length of your service or service commitment and/or duty status may determine your eligibility. Speak to a PNC mortgage professional to verify your eligibility.

Ready to Apply? Let's Talk

Discuss your preferences, learn more about your refinancing options, and see if you are preliminary pre-approved.

Online:

Provide some preliminary information to begin the loan process today!

Get Started Online

With a Loan Officer:

We are available at branches nationwide to discuss your preferences, learn about your loan options, and see if you're preliminary pre-approved.

Find a Loan Officer

Important Legal Disclosures and Information

  1. PNC Mortgage pay by phone transactions are free via our automated phone service or with agent assistance.

For Adjustable Rate Mortgages loans ("ARMs"), rates may increase after settlement.

Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan. Contact us to discuss the option that best meets your needs. 

Pre-approvals are subject to property underwriting and appraisal. Borrower must satisfy pre-approval conditions outlined in commitment letter. Loan amount subject to property appraisal.

PNC, PNC HomeHQ, PNC Home Insight, and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has pending patent applications directed at various features and functions of Home Insight Planner and Home Insight Tracker. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

Equal Housing Lender

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