Home Equity Explained

Need cash for remodeling, school tuition, or to make a large purchase?

Learn about how you can leverage the equity in your home to achieve these goals.

Know Your Options

Looking to leverage your home's equity? Learn about our Choice Home Equity Line of Credit.


Let's Talk

We can provide more information or help you start an application.


What is Home Equity?

Learn your options for getting cash out of your home, weigh the pros and cons, and explore what you can do with your Home Equity.

Video: How Do Home Equity Loans Work?

The Home Equity Process with PNC

Find out what to expect when you apply.

Submit Your Credit Application & Provide Required Documentation

Submit Your Credit Application

Apply for a home equity line of credit by visiting the Choice Home Equity Line of Credit page.

The minimum amount of information you should be prepared to answer at the time of application includes:

  • Personal Information (Full name, Social Security number, Date of Birth, employment status, income)
  • Contact Information (phone, email)
  • Property Information (address, property type, estimated property value)
  • Requested Loan Amount

Upon submission of your application, PNC will obtain and review your credit history. Approval for credit is contingent upon your credit history and other factors.

Provide Required Documentation

Additional information and other required documentation may be needed to process your credit application. Depending on your individual financial situation, you may be required to provide some or all of the following:

  • Tax statements
  • Copies of pay stubs
  • Financial statements (bank and asset)
  • Information on additional properties you may own

See our PNC Home Equity Application Checklist below for a list of documentation you may need, depending on your individual situation.

Important Legal Disclosures & Information

BBVA USA has been acquired by The PNC Financial Services Group, Inc. and is operating as an affiliate of PNC Bank, National Association. (PNC Bank, N.A.) until approximately October 12, 2021 when BBVA USA will be merged into PNC Bank, N.A. Until the merger is complete, both banks will continue to offer independent products. Product offerings may differ in underwriting guidelines, product features, terms, fees and pricing. You are free to apply at either bank for the products of your choice. You can also learn more by contacting us at 1-888-PNC-BANK.

PNC and PNC HomeHQ are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

©2021 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC

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