Private Health Professions Student Loan

An education loan for Health & Medical Professionals.[1]

0.50% rate discount with auto pay[2]

Rate Ranges for PNC Solution Loan for Health & Medical Professions[3]

  5 Year[3]
10 Year[3]
15 Year[3]
Fixed APRs
6.69 - 11.94%
8.29 - 13.54%
8.64 - 13.89%
Variable APRs
8.44 - 13.69%
10.04 - 15.29%
10.39 - 15.64%
Monthly Principal & Interest
Payment on a $10,000 loan
$197.09 - $232.38
$123.28 - $164.14
$99.65 - $145.30

Rates include a 0.50% discount for automated payments and are for the immediate repayment option.[2][4]
Lowest rates for well-qualified applicants. View Loan Application and Solicitation disclosure

Key Features & Benefits

With a PNC Solution Loan you can use the funds for any education-related expense.

Save Money

  • No application fees or origination fees.
  • Get 0.50% off your rate with automated payments from your checking or savings account.[2]

Flexible Repayment

  • 5, 10, and 15 year repayment terms available.[3]
  • Immediate repayment, interest-only payments while in school and full deferment of principal and interest options available.[4]
  • For deferred payments, repayment begins six months after you graduate or cease to be enrolled in school at least on a half-time basis.[4]

Product Details

  • Cosigner Release: Borrower can apply for a cosigner release after 48 consecutive on-time monthly payments.[5]
  • Funds are sent directly to the school.

$2,000 Scholarship.
12 Winners. Enter today.

Financial knowledge and help with finances can improve your college experience. Here's a chance to get both.[6]

Learn More About the Student Solution Scholarship

How a Student Loan Can Help Finance Your Education

Solution Loan funds can be used to help pay for the expenses listed below. Your school can help calculate your remaining costs after other financial aid is applied.

  • Tuition
  • Fees
  • Housing
  • Food/Meal Plan
  • Books and Supplies
  • Transportation
  • Miscellaneous Expenses

What You Need to Apply

Before you start your application, review the list
of information you'll need to provide.


Student must:

  • Be enrolled or enrolling in an undergraduate, graduate or professional degree or certificate program. See approved disciplines.
  • Be enrolled or enrolling at least half time as determined by your school.
  • Both the Student and cosigner (if any) must be a U.S. Citizen or permanent resident.

Additional Information to Provide

You (and your cosigner, if applicable) will need to provide personal information like:

  • Social Security number, driver's license (or State ID), date of birth
  • Home phone number, home address and the number of years you lived there
  • Email for your cosigner (if applicable)
  • Information like your mortgage or rent payments, where you work
    and how much you make per year

Tell us a little more about your school

You'll need specifics about the school you want to attend:

  • Information like your school's name, major and degree type.
  • School enrollment date, academic term(s) that the loan will cover (full year, one semester, etc.) as well as expected graduation date.


Student and cosigner, if any, must:

  • Have satisfactory credit and proof of employment and income history.
  • Have been in business for at least two years if self-employed.
  • Meet debt-to-income requirements.

Planning for College

Learn about options to help pay for college, including financial aid and college savings plans, and explore resources to assist in budgeting and planning.

Get Started

Payment Calculator

You're a few steps away from finding your preferred option to fund your education.

Estimate the cost of your loan payment using our customized payment tool.

Student Lending Payment Calculator

Additional Information

  • Unpaid interest is capitalized one-time at start of repayment. This interest is added to the principal amount of your loan.
  • Interest may be tax deductible; consult your tax advisor.
  • Outstanding debt will be forgiven upon the death of the borrower.

  • Applying with a creditworthy cosigner may increase chances of approval. A cosigner is typically required for undergraduate students; a creditworthy cosigner is required for 17-year old students.

  • Allied Health Sciences
  • Allopathic Medicine
  • Applied Physiology
  • Audiology
  • Biochemistry
  • Biomedical Technology
  • Cell and Molecular Biology
  • Cellular and Molecular Pathogenesis
  • Chemistry
  • Clinical Psychology
  • Dentistry
  • Dermatology
  • Exercise Science
  • Medical Imaging Science
  • Medical Radiation Physics
  • Medicine (MD or equivalent)
  • Neuropharmacology
  • Neuroscience
  • Nuclear Medicine Technology
  • Nurse Anesthetist
  • Nurse Midwifery
  • Nurse Practitioner
  • Nursing (RN/LPN)
  • Nutrition and Dietetics
  • Occupational Therapy
  • Optometry
  • Osteopathic Medicine
  • Pathology
  • Pharmacy
  • Physical Therapy
  • Physician's Assistant
  • Podiatry
  • Public Health
  • Radiation Therapy
  • Radiography
  • Radiology
  • Respiration Therapy
  • Speech Language Pathology
  • Sports Medicine
  • Surgical Technology
  • Veterinary Medicine

For Medical Accelerated students only:

  • Doctor of Pharmacy
  • Master of Physical Therapy
  • Master of Physician Assistant
  • Nursing (RN)

The SCRA provides financial relief and protections to eligible servicemembers and their dependents. PNC is grateful for your service and we would like to help you understand your benefits and protections under SCRA as well as other similar benefits that PNC may be able to provide to you.

To find out more, please contact us at:

Phone: 844-PNC-SCRA (844-762-7272)

Fax: 855-568-4532


PNC Bank
Servicemembers Operations Center, BR-YB58-01-U
PO Box 5570
Cleveland, OH 44101-0570

Have Questions?

If you have any questions, our customer service
consultants are available to assist you.

Call Us

Monday through Friday: 8 a.m. to 5 p.m. ET

Email Us

Monday through Friday: 24/7

Related Resources

Student Lending

Student Loan Center

Learn the facts, get answers and find the right private student loan for you.

Tools and Resources

Student Loans - FAQs

Get some answers to frequently asked questions and learn how PNC can help you with your borrowing options.


PNC Education Refinance Loan

Looking for a way to simplify your college or grad school debt repayment? Our PNC Education Refinance Loan maybe just the solution for you. Simplify your college or grad school debt repayment with one lender, one monthly payment.