What is Financial Aid?

Financial aid is any money used to pay for college, whether it's earned by you, given to you, or you borrow it through a student loan.


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Private Loans or Federal Loans: Which Option is Best for You?


Popular Borrowing Options: 

  • The Federal Parent Loan for Undergraduate Students (PLUS) is a loan program for parents of dependent undergraduate students. Parents may borrow every year up to the cost of education minus any financial aid (government grants, college scholarships, etc.). There is no aggregate limit to the amount a parent can borrow, and the loans are based upon a parent's creditworthiness, not financial need.
  • Private loans are often used to pay for college and are based on creditworthiness of the student and co-signer (if applicable) as well as other factors such as school eligibility.

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What Does it Mean to Co-sign a Loan?

Important Legal Disclosures and Information

*Please note that the information contained in this material is from IRS Publication 970. PNC does not provide tax advice and makes no representation or warranty as to the accuracy of the information. Please consult your tax advisor for tax advice on the matters contained here.

You are encouraged to explore all scholarship, grant and federal borrowing options before applying for a private loan. Private loans are subject to credit approval. Certain restrictions and conditions apply.

PNC Solution Loan is a registered mark of The PNC Financial Services Group, Inc.

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