Use these calculators, interactive tools and resources to help assess your situation and learn tips to stay on track towards achieving your financial goals.
Calculate how much you may need for retirement, college savings and protecting your loved ones.
Have you created a budget to help you determine how much you’ll need for your future goals whether that’s retirement or saving for a child’s college education?
Work with our tools and calculators to help plan for your future goals.
Then, start a conversation with PNC Investments (PNCI) about how you can take action.
What is an IRA?
The two main types of IRAs are Traditional and Roth IRAs. Traditional IRAs allow you to make a tax-deferred yearly contribution. For persons who are age 50 or older, a special catch-up provision allows you to contribute an additional $1,000. This account grows tax-deferred until you begin to take distributions, which you can do after you turn age 59-1/2. Roth IRAs require you to pay income taxes in the year that you make the contribution. Roth IRAs grow tax-deferred, and if you keep the account for at least five years and are at least 59-1/2, the entire account can be distributed tax- and penalty-free.
What is a Managed Account?
These accounts are managed on your behalf by a registered investment advisor, offering customization and convenience.
What is Financial Planning?
Developing a road map to help achieve an investor’s goals, ranging from short-term income needs to long-term retirement planning.
What is Asset Allocation?
Implementing a risk adjusted portfolio strategy to help meet an investor’s personal financial objectives.
What is Investment Selection?
Creating a diversified portfolio of specific investment vehicles customized to the individual investor.
What is Rebalancing?
Adjusting portfolios over time to help manage risk and returns.
A PNCI Financial Advisor will work alongside you to help you understand your short-term needs, long-term goals, time horizon, tolerance for risk and more. This is the foundation of the PNCI financial planning process, allowing your Financial Advisor to provide personalized investment advice, and helping you to make informed decisions.
Your PNC Investments Financial Advisor will work alongside you to:
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Learn how PNC Investments does business, including our qualifications, business practices, fee schedules, and options for how you can work with us by reviewing our Client Relationship Summary, Overview of Products and Services and more. View Details »
This material is meant to educate and not to provide legal, tax, accounting or investment advice. PNC Investments and its affiliates and vendors do not provide legal, tax or accounting advice.
Important Investor Information: Brokerage and insurance products are:
Not FDIC Insured • Not Bank Guaranteed • Not A Deposit
Not Insured By Any Federal Government Agency • May Lose Value
Securities products, brokerage services and managed account advisory services are offered by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and member FINRA, and SIPC. Annuities and other insurance products are offered through PNC Insurance Services, LLC, a licensed insurance agency.
This document provides information on additional compensation that PNC Investments receives from certain mutual fund companies, 529 plan program managers and insurance companies.
This document serves as the Retirement Account Customer Agreement for PNC Investments.
This document serves as the Brokerage Account Customer Agreement for PNC Investments.
This material does not constitute an offer or solicitation in any jurisdiction where or to any person to whom it would be unauthorized or unlawful to do so.
PNC Investments does not guarantee the performance of any investment. Investing results may vary. Investments may lose money. Diversification and asset allocation may not prevent a loss of investment.
PNC Investments LLC, PNC Insurance Services, LLC and PNC Bank, National Association are each affiliated with The PNC Financial Services Group, Inc.
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