PNC Travel Rewards Visa® 
Business Credit Card

This card provides you with valuable travel rewards through your everyday business purchases.

Earn Double Miles on your first $2,500 in eligible net purchases.*

Key Features

Business takes off with the PNC Travel Rewards Visa Business credit card.

No Annual Fee**

Earn 1 mile per $1 in eligible net purchases*

There is no limit to the miles you can earn.

Save with no foreign transaction fees**

on purchases outside the U.S.

Account Overview

Earn Miles Towards Air Travel, Hotel Stays, Cruises, Auto Rentals or Even Cash*

  • Earn 1 mile for every $1 in eligible net purchases*
  • No limit to the number of miles you can earn*
  • Earn double miles on the first $2,500 in eligible net purchases*
  • Book your own travel, then redeem miles for a statement credit
  • Allow your employees to enjoy miles or aggregate miles at the company level

* Reward Program Terms and Conditions

Use Account View to Manage Employee Purchases and to Monitor Cash Flow

  • Check your current balance & view pending transactions online
  • Set individual spending limits for employee cards
  • Add, activate, or close cards
  • Make payments electronically or schedule recurring payments
  • Access up to 13 months of transaction detail
  • Download transactions into Excel®, Quicken® or QuickBooks® or use .csv files

View your PNC Business Credit Card Spending by Business Category

When you enroll in Cash Flow Insight® our Spend Analysis tool will automatically assign business categories to your posted PNC business credit card transactions. This will help you:

  • Monitor where you and your employees are spending
  • Plan and budget for future business needs

Manage Business Risk

  • Set up your PNC business credit card as overdraft protection for your PNC business checking account to help ensure that you have funding when needed*
  • Contactless Technology: Pay for everyday purchases faster and with greater convenience than ever before. Learn More about Contactless Technology
  • Gain the benefits of added convenience and peace of mind with Visa Benefits:
    • Extended Protection can double the time period of the original manufacturer’s written U.S. warranty up to one (1) full year on warranties of three years or less.
    • Purchase Security will replace, repair, or reimburse you for eligible items of personal property in the event of theft or damage within the first 90 days of purchase.

It's easy, secure and takes about 15 minutes to apply online. You will need the following to apply:

  • Company Tax ID
  • Company annual revenue
  • Your social security number, monthly housing payment and gross annual income

Rates & Fees

Rate Type Rate
Purchase and Balance Transfer APR 19.24% – 27.24% Variable APR**
This APR will vary with the market based on the prime rate.
Cash Advance APR 27.24% Variable APR**
This APR will vary with the market based on the prime rate.
Penalty APR 34.24% Variable APR**
This APR will vary with the market based on the prime rate.
Fee Type Fee
Annual Fee None
Balance Transfer Fee Either $5 or 3% of the amount of each balance transfer, whichever is greater.
Cash Advance Fee Either $10 or 4% of the amount of each cash advance, whichever is greater; $75 maximum.
Foreign Transaction Fee None
Late Payment Fee Up to $39
Over Credit Limit Fee $39

**The Index in effect for each billing cycle shall be the highest "Prime Rate" of interest appearing in the "Money Rates" section of The Wall Street Journal published during the previous 90 days prior to the 8th business day prior to the last day of such billing cycle.

Did you know? If you have a PNC business checking account, using a PNC business credit card could offset your monthly maintenance fee.[1]

**Important Information about Rates and Fees

How to Apply


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