PNC Travel Rewards Visa® Business Credit Card

Business takes off with the PNC Travel Rewards Visa Business credit card. This card provides you with valuable travel rewards through your everyday business purchases.

Fast, Easy, Secure

Apply online and get a response in minutes.

Earn Double Miles on your first $2,500 in eligible net purchases.*

See how you can apply »

Earn Double Miles
Key Features



No Annual Fee*

Earn 1 mile per $1 in eligible net purchases**

There is no limit to the miles you can earn.

Save with no foreign transaction fees*

on purchases outside the U.S.

Account Overview

Features and Benefits

Earn Miles Towards Air Travel, Hotel Stays, Cruises, Auto Rentals or Even Cash

  • Earn 1 mile for every $1 in eligible net purchases**
  • No limit to the number of miles you can earn
  • Earn double miles on the first $2,500 in eligible net purchases
  • Book your own travel, then redeem miles for a statement credit
  • Allow your employees to enjoy miles or aggregate miles at the company level
  • Reward Program Terms and Conditions

Use Account View to Manage Employee Purchases and to Monitor Cash Flow

  • Check your current balance & view pending transactions online
  • Set individual spending limits for employee cards
  • Add, activate, or close cards
  • Make payments electronically or schedule recurring payments
  • Access up to 13 months of transaction detail
  • Download transactions into Excel®, Quicken® or QuickBooks® or use .csv files

View your PNC Business Credit Card Spending by Business Category

When you enroll in Cash Flow Insight® our Spend Analysis tool will automatically assign business categories to your posted PNC business credit card transactions.  This will help you:

  • Monitor where you and your employees are spending
  • Plan and budget for future business needs

Manage Business Risk

  • Set up your PNC business credit card as overdraft protection for your PNC business checking account to help ensure that you have funding when needed*
  • Contactless Technology: Pay for everyday purchases faster and with greater convenience than ever before. Learn more »
  • Gain the benefits of added convenience and peace of mind with Visa Cardholder benefits
    • Extended Protection can double the time period of the original manufacturer’s written U.S. warranty up to one (1) full year on warranties of three years or less.
    • Purchase Security will replace, repair, or reimburse you for eligible items of personal property in the event of theft or damage within the first 90 days of purchase.


*Rates and Fees

Special Offer Double Miles on your first $2,500 in eligible net purchases*
Annual Fee $0
Purchase and Balance Transfer APR 15.99% to 24.99%, based on creditworthiness
This APR will vary with the market based on the prime rate.
Cash Advances APR 26.99%
This APR will vary with the market based on the prime rate.
Penalty APR 33.99%
This APR will vary with the market based on the prime rate
Transaction Fees:  
Balance Transfers Either $5 or 3% of the amount of each balance transfer, whichever is greater
Cash Advances Either $10 or 4% of the amount of each cash advance, whichever is greater; $75 maximum
Foreign Transaction Fees None
Penalty Fees:  
Late Payment Up to $39
Over Credit Limit $39

Did you know? If you have a PNC business checking account, using a PNC business credit card could offset your monthly maintenance fee.[1]

*Important Information about Rates and Fees

How to Apply

Ways to Apply

What You Need to Apply

It's easy, secure and takes about 15 minutes to apply online. You will need the following to apply:

  • Company Tax ID
  • Company annual revenue
  • Your Social Security Number, monthly housing payment and gross annual income

Important Legal Disclosures and Information

  1. To receive relationship benefits, the checking account must be set up as the billing account for the respective service. See your banker for details.

QuickBooks® and Quicken® are registered marks of Intuit, Inc.

Excel is a registered mark of Microsoft Corporation.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.

Cash Flow Insight requires an eligible PNC business checking account and enrollment in PNC Online Banking. Cash Flow Insight is enabled for all new business checking customers enrolling in Online Banking. For more information, visit Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc.  U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending

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