Pay with just a tap
Pay in seconds without swiping or inserting your card at the checkout terminal.
Just tap to pay where you see the
Get the same level of security when you tap as you do when you insert your chip.
Contactless cards make it faster and easier for you to pay for everyday purchases at merchants around the world.
You'll still get the same level of security when you tap as you do when you insert your chip while enjoying the added convenience without having to swipe or insert your card at the checkout terminal. Just tap to pay where you see the Contactless Symbol.
Look for the Contactless Indicator on your card to know if your card has the technology to make contactless payments.
If you would like to replace an existing PNC card, you can do so in Online Banking, the PNC Mobile Banking app, or by calling the phone number on the back of your card.
Contactless payments use short range NFC (near field communication) technology to securely complete payments between a contactless card and a contactless-enabled checkout terminal. Once you tap the card at a contactless-enabled terminal your payment is sent for authorization.
Your card must be within 1-2 inches of the Contactless Symbol on the terminal.
Typically, the terminal reads the antenna best when your PNC Visa contactless card is flat over the Contactless Symbol.However, some contactless readers will function best if you tap the chip to the actual payment reader.
All PNC cards with the Contactless Indicator are contactless payment enabled. If contactless payment is not working, that means the merchant does not have the service turned on, or there is an issue with the terminal.
You can tap to pay where you see the Contactless Symbol at checkout. Many merchants around the world accept contactless payments. If you are making a purchase at a merchant that cannot accept contactless payments, you can still swipe or insert your contactless card, just like any other Visa card.
If you do not see the Contactless Indicatoron the terminal, you can ask the cashier if the option is available. Otherwise, simply hold the card towards the top of the terminal, if you hear a beep, and/or the terminal indicates the transaction is processing, then the transaction went through. If a terminal isn’t contactless-enabled, the card can still be swiped or inserted.
The security of your personal and financial information is a priority for PNC. These measures help protect you when you make contactless payments:
To protect your card number, the card securely transmits a unique one-time code that changes for every in-person transaction and encrypts your payment information. The unique code is different than your card number.
Contactless payments require the merchant to initiate the payment process. Once initiated, you must place your card or device within one to two inches of the payment terminal. The radio antenna then picks up your card’s signal for the transaction to complete, significantly reducing the possibility of an unintentional payment.
Yes. If you don’t see the Contactless Symbol on the checkout terminal, you can still swipe or insert your contactless card, just like any other Visa card.
To protect your card number, for every contactless transaction, a unique transaction-specific code is created that secures the cardholder’s payment information. Due to the nature of the code and addtional fraud protection processes, your data could not be utilized to perform a transaction more than one time.
Limitations apply. Notify PNC Bank immediately of any unauthorized use. For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Visa® is a registered trademark of Visa International Service Association and used under license.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
BBVA is a registered trademark of BBVA, S.A. and is used under license.
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.