Fast, Easy, Secure
Apply online and get a response in minutes.
More rate conscious than interested in earning rewards? We bring back the basics of using credit cards for your business by offering a longer introductory offer, a competitive rate thereafter, and great customer service and convenience.
Apply online and get a response in minutes.
No Annual Fee*
Choose from a variety of online tools to manage your business credit card activity.
When you enroll in Cash Flow Insight® our Spend Analysis tool will automatically assign business categories to your posted PNC business credit card transactions. This will help you:
Introductory Offer | Introductory 0% APR for the first 13 billing cycles following account opening on Balance Transfers when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 9.99% to 19.99%, based on creditworthiness, will apply. This APR will vary with the market based on the prime rate. |
Annual Fee | $0 |
Purchase and Balance Transfer APR | 9.99% to 19.99% This APR will vary with the market based on the prime rate. |
Cash Advances APR | 21.99% This APR will vary with the market based on the prime rate. |
Penalty APR | 28.99% This APR will vary with the market based on the prime rate |
Transaction Fees: | |
Balance Transfers | Either $5 or 3% of the amount of each balance transfer, whichever is greater |
Cash Advances | Either $10 or 4% of the amount of each cash advance, whichever is greater; $75 maximum |
Penalty Fees: | |
Late Payment | Up to $39 |
Over Credit Limit | $39 |
It's easy, secure and takes about 15 minutes to apply online. You will need the following to apply:
To receive relationship benefits, the checking account must be set up as the billing account for the respective service. See your banker for details.
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PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.
Visa is a registered trademark of Visa International Service Association and used under license.
Cash Flow Insight requires a PNC business checking account and enrollment in PNC Online Banking. For more information, visit pnc.com/cashflowinsight. Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc. U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending
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