Fast, Easy, Secure
Apply online and get a response in minutes.
More rate conscious than interested in earning rewards? We bring back the basics of using credit cards for your business by offering a longer introductory offer, a competitive rate thereafter, and great customer service and convenience.
Apply online and get a response in minutes.
No Annual Fee*
Choose from a variety of online tools to manage your business credit card activity.
When you enroll in Cash Flow Insight® our Spend Analysis tool will automatically assign business categories to your posted PNC business credit card transactions. This will help you:
Introductory Offer | Introductory 0% APR for the first 13 billing cycles following account opening on Balance Transfers when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 14.49% to 24.49%, based on creditworthiness, will apply. This APR will vary with the market based on the prime rate. |
Annual Fee | $0 |
Purchase and Balance Transfer APR | 14.49% to 24.49% This APR will vary with the market based on the prime rate. |
Cash Advances APR | 26.49% This APR will vary with the market based on the prime rate. |
Penalty APR | 33.49% This APR will vary with the market based on the prime rate |
Transaction Fees: | |
Balance Transfers | Either $5 or 3% of the amount of each balance transfer, whichever is greater |
Cash Advances | Either $10 or 4% of the amount of each cash advance, whichever is greater; $75 maximum |
Penalty Fees: | |
Late Payment | Up to $39 |
Over Credit Limit | $39 |
It's easy, secure and takes about 15 minutes to apply online. You will need the following to apply:
To receive relationship benefits, the checking account must be set up as the billing account for the respective service. See your banker for details.
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PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.
Visa is a registered trademark of Visa International Service Association and used under license.
Cash Flow Insight requires an eligible PNC business checking account and enrollment in PNC Online Banking. Cash Flow Insight is enabled for all new business checking customers enrolling in Online Banking. For more information, visit pnc.com/cashflowinsight. Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc. U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending
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