Manage Payment Practices

• Consolidate multiple billing dates from your creditors by transferring the balances to your PNC Business credit card and scheduling one payment a month
• Fund short-term working capital and use the card’s competitive interest rate to minimize interest expense and maximize cash flow

Use Account View to manage employee purchases and to monitor cash flow

• Check your current balance & view pending transactions online
• Set individual spending limits for employee cards
• Add, activate, or close employee cards
• Make payments electronically or schedule recurring payments
• Access up to 13 months of transaction detail
• Download transactions into Excel^®, Quicken^® or QuickBooks^® or use .csv files

Manage Business Risk

• Set up your PNC business credit card as overdraft protection for your PNC business checking account to help ensure that you have funding when needed*
• Gain the benefits of added convenience and peace of mind with Visa benefits**
  • Extended Protection can double the time period of the original manufacturer’s written U.S. warranty up to one (1) full year on warranties of three years or less
  • Purchase Security will replace, repair, or reimburse you for eligible items of personal property in the event of theft or damage within the first 90 days of purchase

***See your Visa Guide to Benefits for details