PNC Visa® Business

Credit Card

More rate conscious than interested in earning rewards? We bring back the basics of using credit cards for your business by offering a longer introductory offer, a competitive rate thereafter, and great customer service and convenience.

Fast, Easy, Secure

Apply online and get a response in minutes and your card in 7 - 10 days!

Introductory 0% Annual Percentage Rate (APR) on Balance Transfers for the first 13 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.

Then a variable APR, currently 10.24% to 20.24%, based on creditworthiness, will apply. This APR will vary with the market based on the prime rate.*

Introductory Offer
Key Features
No Annual Fee*

There is no annual fee for this card.

Keep your personal and business purchases separate


Online Account Management

with Online Banking or Account View

Account Overview

Features and Benefits

Manage Payment Practices

  • Consolidate multiple billing dates from your creditors by transferring the balances to your PNC Business credit card and scheduling one payment a month
  • Fund short-term working capital and use the card’s competitive interest rate to minimize interest expense and maximize cash flow

Use Account View to manage employee purchases and to monitor cash flow

  • Check your current balance & view pending transactions online
  • Set individual spending limits for employee cards
  • Add, activate, or close employee cards
  • Make payments electronically or schedule recurring payments
  • Access up to 13 months of transaction detail
  • Download transactions into Excel®, Quicken® or QuickBooks® or use .csv files

Manage Business Risk

  • Set up your PNC business credit card as overdraft protection for your PNC business checking account to help ensure that you have funding when needed*
  • Gain the benefits of added convenience and peace of mind with Visa benefits**
    • Extended Protection can double the time period of the original manufacturer’s written U.S. warranty up to one (1) full year on warranties of three years or less
    • Purchase Security will replace, repair, or reimburse you for eligible items of personal property in the event of theft or damage within the first 90 days of purchase

***See your Visa Guide to Benefits for details

How to Apply

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Important Legal Disclosures and Information

  1. To receive relationship benefits, the checking account must be set up as the billing account for the respective service. See your banker for details.

Excel is a registered mark of Microsoft Corporation.

QuickBooks and Quicken are registered marks of Intuit, Inc.

PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.

Visa is a registered trademark of Visa International Service Association and used under license.

Equal Opportunity Lender