All loans, lines of credit and PNC Bank credit cards are subject to credit approval. Requires automatic deduction from your PNC business checking account. Other fees and charges may apply. May be subject to a property appraisal.
Small Business Lines of Credit
PNC's Lines of Credit help you access capital and prepare for the changing needs of your business.
Special Community Offer
Get 1.0% off standard rates
on an Unsecured Small Business Line of Credit or Term Loan.[2]
If your business is in a Low-to-Moderate Income location, you are eligible for this great offer from PNC.
Unsecured Small Business Line of Credit
Best for Businesses seeking an unsecured line of credit.
- Line of credit amounts between $20,000 and $100,000.
- Loan application and decisioning process – Offers expedited credit decisions and streamlined access to your line of credit.[1]
- No collateral required.
- Funds access – Transfer funds online, by telephone, or write a check against the line amount.
- Get peace of mind - Your line of credit may be eligible to provide optional overdraft protection for your PNC Bank business checking account.
Secured Small Business Line of Credit
Best for Businesses who have non-real estate assets to collateralize a line of credit.
- Line of credit amounts from $100,001 and up.
- Increased credit flexibility – Collateralized lines of credit generally have lower interest rates and higher credit limits than unsecured lines of credit.[1]
- Automatic Interest-only payments – Deducted from your PNC business checking account.
- Funds access – Transfer funds online, by telephone, or write a check against the line amount.
- Get peace of mind – Your line of credit may be eligible to provide optional overdraft protection for your PNC Bank business checking account.
Contact Us
Start a conversation with a PNC Business Banker to connect with the right loan products at the right time for your business.
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The interest rate for Unsecured Small Business Loans will be fixed at a rate that is 1.0% less than PNC’s standard fixed rates in effect on the date a new, Unsecured Small Business Loan is approved. This offer applies to new Unsecured Small Business Loans between $20,000 and $100,000.
The interest rate for Unsecured Small Business Lines of Credit will be a variable rate, based on the Wall Street Journal (WSJ) Prime Rate Index, plus an applicable margin. The margin will be 1.0% less than PNC’s applicable margin in effect on the date a new, Unsecured Small Business Line of Credit is approved. The rate will fluctuate over term of the credit facility based on changes to the WSJ Prime Rate Index from time to time. The actual interest rate will be determined based upon a review of your credit application, the credit product selected and the credit facility amount.
Bank deposit, treasury management and lending products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.
PNC is a registered mark of The PNC Financial Services Group, Inc. ("PNC").
Important information: Calls to or from us may be monitored or recorded by us for security, fraud prevention, quality control and training purposes. By providing your phone number and/or email address, you consent and agree to receive phone calls and electronic mail from PNC, its affiliates and designees. Standard text message and data rates may apply.
