The PNC Advantage for Retail Businesses

To help you manage your cash and meet the requirement of fast-paced retail and restaurant operations, the PNC Advantage for Retail and Restaurant Businesses helps you optimize cash flow so you have more time and resources to address the opportunities of the day.

Contact Us

Let's talk about the cash flow solutions that work best for your business.


Consider Clover

All-in-one cloud based payments system with integrated software, apps and a merchant account.


Increase Your Cash Flow in Two Years

How Smart Business Owners Will Double Their Cash Through 2019

Guest Speaker: Gene Marks, Nationally Recognized Management Expert

Watch Webinar Replay »

Exclusive PNC Webcast

Retail and Restaurant Businesses are Exciting and Energizing Endeavors

But the unique challenges you face can make it hard to control cash and be financially prepared for the unexpected. To help you manage your cash and meet the requirement of fast-paced retail and restaurant operations, the PNC Advantage for Retail Businesses helps you optimize cash flow so you have more time and resources to address the opportunities of the day.

The PNC Advantage for Retail Businesses

 Optimize Cash Flow

Includes core banking components and practical solutions that are uniquely suited with features and services to meet the needs of large and small retail businesses:

  • Accelerate and expand your processes for making and collecting payments
  • Manage receivables to better control cash flow
  • Utilize online tools for better cash position reporting and informed business decision-making

Working Capital and Credit Solutions

Fast credit access for cash shortfalls or unexpected opportunities:

  • Wide range of business financing options[1]
  • Manage everyday expenses and cash flow more efficiently and securely when you use one of our PNC credit card options

Additional Resources for Your Employees

Even small companies can offer "big company benefits":

  • PNC WorkPlace Banking is our free financial services program for your employees
  • Flexible employee retirement planning options

 

Optimize Your Cash Flow

To help you meet the cash management requirements that are unique to retail operations, PNC offers The PNC Advantage for Retail Businesses - a powerful package of services that provides a comprehensive solution to your end-to-end money management needs.Meeting the Needs of Larger Retailers

The PNC Advantage for Retail Businesses isn't just designed for smaller retailers. We can also meet the sophisticated financial needs of more complex businesses, such as larger retail businesses, as well as franchise operations.

As your business grows, you can rely on us for a wide range of leading-edge financial services solutions, including robust Treasury Management services, business-to-business solutions, sophisticated online reporting, and extensive employee services.

Have a Cash Flow Conversation

Our PNC Bankers are eager to listen to your story because every retail business or restaurant is different. We want to hear about how your business operates, where you want to take your business, the opportunities and challenges you face, your aspirations and what drives you.

Get the details on cash flow solutions and retail-oriented products and services we offer to help you run your business more efficiently and effectively.

 

Contact Information

Call Us 1-800-PNC-7908

We're available to discuss opportunities and answer your questions:
Monday through Friday
7:00 a.m. to 10:00 p.m. ET
Saturday and Sunday
8:00 a.m. to 5:00 p.m. ET

Tools and Resources

Webinars

Taking Command: Helping Your Business Perform to its Full Potential

Guest Speaker: Mike Durant, 2013 Vetrepreneur of the Year

Durant, the man behind the real life story of Black Hawk Down, New York Times best-selling author of "In the Company of Heroes", successful entrepreneur and business owner – and the 2013 Vetrepreneur of the Year, offers a fast-paced look at the similarities between business operations and U.S. Special Operations – including an overview of the fundamentals this unique organization uses to help its people perform to their fullest potential.

Watch Replay


Increase Your Cash Flow in Two Years

How Smart Business Owners Will Double Their Cash Through 2019

Guest Speaker: Gene Marks, Nationally Recognized Management Expert

Hear Gene Marks, whose The Washington Post, Forbes, Inc. Magazine and The Huffington Post columns on management are read weekly by hundreds of thousands of owners of small and medium-sized businesses across the country. Gene’s columns, presentations and frequent appearances on Fox Business, Fox News, MSNBC and CNBC are thought-provoking and entertaining.

Watch Replay


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Business Insights eNews for Retail Businesses

Stay on top of the latest news for restaurant and retail business with Business Insights for Retail and Restaurant. This educational publication covers industry hot topics, sales and marketing tips, and provides suggestions for improved business management. Read issues here, or subscribe to automatically receive email notification when new issues are posted.

Subscribe to eNews


October/November 2016

Stellar Customer Service for Seniors
76 million baby boomers are turning 65.

3 Benefits of Email Marketing
It may not have the sizzle of the latest Snapchat incarnation.

Keep Them Coming Back
Repeat customers are your most important resource.


Read Articles »

August/September 2016

Accounting for Value
When Should You Consider Having Your Business Appraised?

Betwixt and Be Tween
Tips for Marketing to the Coveted Tween Demographic

Blog with Brand Authority
Blogging serves as an increasingly important tool for building and maintaining brand identity.


Read Articles »

Smart Business Special Edition, Sponsored by PNC

Built to Last: Retail and Restaurant Leaders Share What it Takes to Win

PNC clients Sharon McGinnis Young, Noreen McGinnis Campbell and Bonnie McGinnis Vello have in the past three decades quadrupled the size of their Pittsburgh-based supermarket, McGinnis Sisters Special Food Stores, and expanded it to three locations. Committed to the Greater Pittsburgh region and to their family business, these community leaders now inspire the third generation of McGinnis entrepreneurs to take over this thriving enterprise.

Read their featured story »

See What Else You'll Find inThis Edition:

Time to Recharge
Russ Reynolds led the way on a supply chain makeover at Batteries Plus Bulbs.

On Top of His Game
How Stefan Richter manages fame and his growing chain of restaurants

Understanding EMV
EMV(Europay, Mastercard® and Visa®) cards are embedded with an electronic chip that contains the customer account information that would typically be stored in the card’s magnetic stripe.

Read more about how other retail and restaurant industry business leaders are driving success.

Podcasts

Blog With Brand Authority

Duration: 0:4:13
Blogging serves as an increasingly important tool for building and maintaining brand identity, but it can be a daunting prospect for those who don’t consider themselves writers. The good news? You don’t need to be Shakespeare (or Perez Hilton) to draw an audience; you just need to be you. Authenticity can define your brand and help it connect with readers. This podcast offers five steps to help you blog with confidence.

Listen


Social Engagement Strategies

Duration: 0:4:15
An easy-to-manage social media plan can help businesses connect with customers. Users spend almost 2 hours per day on social media sites and post millions of updates and videos every minute, as data from a 2015 GlobalWebIndex report and a 2015 CIO-dot-com report shows. This podcast shares three ways to engage and capture the interest of these active users: creating smart content; engaging customers; and driving social media users to business websites.

Listen

What to Know About the State of Retail

Duration: 0:4:00
continue growing exponentially over the next five years. But according to a recent report from customer-service specialist TimeTrade, total online sales will still be a fraction of the 5 trillion dollars that U.S. shoppers are expected to spend in physical stores by 2020. This podcast reviews some highlights of TimeTrade’s report titled "The State of Retail 2015."

Listen


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Meet Mike

Clover® Station provides an innovative solution to grow your business.

 

"Clover makes my day less stressful because I'm able to understand how our business is doing every day."

- Mike, owner, The Office Coffee Shop

Associated Products & Services

Transform Payments Data into Sales & Customer Insights

Whether you want to find new customers, improve your marketing or understand how other local businesses are doing, Insightics® will unlock key data to help you grow your business.

Learn More »

Remote Check Deposit Solutions

Enhance your PNC experience! With DepositNow you can process receivables faster and deposit checks into your PNC business checking account, any time of the day or night. It’s easy – simply scan, transmit and deposit.

Learn More »

PNC points® Visa® Business Credit Card

Get an introductory 0% APR for the first 9 billing cycles following account opening on purchases and balance transfers, when the balance is transferred within the first 90 days following account opening.

Learn More »

Important Legal Disclosures and Information

  1. All loans and lines of credit subject to credit approval and require automatic payment deduction from a PNC Bank business checking account. Origination and annual fees may apply.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

CFO: Cash Flow Optimized and Cash Flow Insight are service marks of The PNC Financial Services Group, Inc.

Merchant Services provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.

DepositNow is a registered trademark of Fundtech, Inc. Eligibility for DepositNow is subject to bank approval and a PNC business checking account is required to use DepositNow.