Merchant Services Pricing

PNC Merchant Services® helps to make it easy for you to find a solution that fits your business needs.

Simple, Transparent Pricing for All of Our Solutions

Customized transaction pricing is also available.
Talk to a Merchant Services representative to explore pricing that works for you.

Transaction prices do not include equipment costs, chargeback fees, app fees and other third-party charges, or cost
of software required in order to utilize some apps in the Clover App Marketplace.

In-Person &
Card-not-present Transactions

2.60% + $0.10

Per Swipe Transaction

Standard or chip debit and credit cards

3.45% + $0.15

Per Non-Swipe Transaction

For retail payments - over the phone or manually entered

Flat Rate
e-Commerce Transactions

2.90% + $0.30

Per e-Commerce Transaction

Flat rate pricing per online-only purchases

For businesses that want to establish or improve their online sales presence to supplement or replace
brick-and-mortar sales.

Open Your Virtual Doors with our e-commerce Solutions

Choose a Device With the Features That Work Best for Your Business[1]

Clover Go

From a customer’s job site to a festival booth to a remote location in your own building, you can ring up sales when and where you want, all from your smartphone or tablet.

Learn More about Clover Go

Clover Flex

Take orders, confirm inventory[1] and accept payments anywhere in the U.S., all without extra trips to process a card or check a storeroom.

Learn More about Clover Flex

Clover Mini

Customizable point-of-sale and payment processing in one secure, convenient package that's intuitive, easy to use, and easy to move.

Learn More about Clover Mini

Features & Benefits

Fast Funding

Next-business-day funding of Visa®, Mastercard®, Discover®, and American Express® payments when deposited into a select PNC Bank business
checking account.[2]

Support 24/7

Customer care and support available 24/7/365 for all of your device and payment processing needs via telephone and email.

Money Management

Easily track transactions and optimize cash flow when you link your merchant account and a select PNC Bank business
checking account.

It's Easy to Get Started with PNC Merchant Services 

Speak with a Merchant Services Representative to
learn more about pricing & equipment options.

Call Us

Speak to a PNC Merchant Services Representative

Mon-Fri: 8:00 a.m. - 5:30.p.m. ET 

1-888-562-2300

Prefer Email?

Complete a Contact Request Form and we will contact you 

Request a Contact

Contact Us 

Call us today at 1-888-562-2300. Or, share a few details on the form and a PNC Merchant Services Representative will contact you.

By completing this form, you are authorizing us to contact you (via email and/or phone) to answer your questions and provide information about PNC products and services.

  1. Subject to availability, point-of-sale devices (including Clover devices) are purchased from PNC Merchant Services Company. Purchased devices are not returnable or refundable. Equipment lease options may be available from a third-party, subject to separate agreement that cannot be cancelled. In addition to procurement cost, other fees associated with the use of any point-of-sale device will apply. A separate software package is required to use Clover devices and subject to agreement and fees directly with Clover. Clover may also assess additional fees for continued use of end-of-service Clover devices, as determined by Clover. Certain other features and functions for Clover devices may also require third-party applications subject to terms of the developer and/or additional fees. These software packages and apps are not provided by PNC Merchant Services. PNC Merchant Services is not responsible for these apps or Clover software packages, or fees charged by Clover or other third-parties. However, PNC Merchant Services may receive a commission.

  2. Except as is otherwise set forth in your agreement for merchant services, your funds for transactions will ordinarily be processed and transferred to select PNC business checking accounts within one business day from the time PNC Merchant Services receives your batch (which is an electronic file containing your card transactions).  If a batch is received after our cut-off time of 10:00 PM ET, or on a day that is not a business day, we will generally consider the batch as being received on the next business day.  Business day means Monday through Friday, excluding Federal holidays.

PNC and PNC Bank are registered marks of The PNC Financial Services Group, Inc. (“PNC”).

Merchant services are provided by PNC Merchant Services Company. The merchant account and other services from PNC Merchant Services Company are not deposit products and are not guaranteed or insured by the FDIC or any other governmental agency. PNC Merchant Services is a registered mark of The PNC Financial Services Group, Inc. 

Visa is a registered trademark of Visa International Service Association and used under license.

MasterCard is a registered trademark of MasterCard International, Inc.

Discover is a registered trademark of DFS Services, LLC.

American Express is a registered trademark of American Express Marketing & Development Corp. in the United States and other countries.

Banking products and services and bank deposit products are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

All other trademarks, service marks and trade names referenced in this material are the property of their respective owners.