Merchant Services Pricing

PNC Merchant Services® offers a variety of pricing options, helping to make it easy for you to find a solution that fits your business needs.

Review Our Swipe & Non-Swipe Pricing

Swipe and Non-Swipe transaction prices do not include equipment costs, chargeback fees, app fees and other third-party charges, or cost of software required in order to utilize some apps in the Clover App Marketplace.

2.60% + $0.10

Per Swipe Transaction

Standard or chip debit and credit cards

3.45% + $0.15

Per Non-Swipe Transaction

For payments online, over the phone or manually entered

The equipment and transaction pricing available through our online application may not be available through other PNC Merchant Services sales channels. Pricing subject to change at any time.

Choose a Device With the Features That Work Best for Your Business[1]

Clover Go

From a customer’s job site to a festival booth to a remote location in your own building, you can ring up sales when and where you want, all from your smartphone or tablet.

Learn More about Clover Go

Clover Flex

Take orders, confirm inventory[1] and accept payments anywhere, all without extra trips to process a card or check a storeroom.

Learn More about Clover Flex

Clover Mini

Customizable point-of-sale and payment processing in one secure, convenient package that's intuitive, easy to use, and easy to move.

Learn More about Clover Mini

Features & Benefits

Fast Funding

Next-business-day funding of Visa®, Mastercard®, Discover®, and American Express® payments when deposited into a select PNC Bank business
checking account.[2]

Support 24/7

Customer care and support available 24/7/365 for all of your device and payment processing needs via telephone and email.

Money Management

Easily track transactions and optimize cash flow when you link your merchant account and a select PNC Bank business
checking account.

It's Easy to Get Started with PNC Merchant Services 

Speak with a Merchant Services Representative to
learn more about pricing & equipment options.

Call Us

Speak to a PNC Merchant Services Representative

Mon-Fri: 8:00 a.m. - 5:30.p.m. ET 

1-888-562-2300

Prefer Email?

Complete a Contact Request Form and we will contact you 

Request a Contact

Contact Us 

Call us today at 1-888-562-2300. Or, share a few details on the form and a PNC Merchant Services Representative will contact you.

  1. Certain devices, features and functions require third party apps or software. PNC Merchant Services is not responsible for third party apps or software. All apps are provided by third parties (including Clover, a Fiserv Company) and are subject to the terms and conditions of the app developer. All Clover software plans are provided by Clover. Availability of certain Clover software plans and apps may be based upon the Clover equipment you purchased or leased, as well as your industry. For more information contact your PNC Merchant Services account executive. Some apps may be available for download on your Clover device through the Clover App Market. The Clover App Market can be accessed through a Clover device or through the Clover web dashboard. There may be fees associated with software and third party apps and fees are disclosed in the Clover App Market. For all apps that you purchase through Clover, on a monthly basis, Clover will charge you an amount that equals your total fees for apps. Clover then pays the app developer directly. If you purchase third party apps outside of the Clover App Market that are compatible with your Clover device, you must arrange to pay any associated app fees. In addition, you will be charged monthly fees for all Clover software packages. These monthly fees may be changed at any time. For information regarding third party app fees and software fees, contact PNC Merchant Services support at 800-742-5030. Fees for software plans and many apps are charged through the Clover App Market. Please note that PNC Merchant Services may earn commission if you choose to use certain third-party services.

  2. Except as is otherwise set forth in your agreement for merchant services, your funds for MasterCard, Visa, Discover, PayPal and American Express transactions will ordinarily be processed and transferred to select PNC business checking accounts within one business day from the time PNC Merchant Services receives your batch (which is an electronic file containing your card transactions).  If a batch is received after our cut-off time of 10:00 PM ET, or on a day that is not a business day, we will generally consider the batch as being received on the next business day.  Business day means Monday through Friday, excluding Federal holidays.

PNC Merchant Services is a registered mark of The PNC Financial Services Group, Inc. Merchant Services are not deposit products. PNC Merchant Services does not offer deposit products and its services are not guaranteed or insured by the FDIC or any other governmental agency. Merchant Services are provided by PNC Merchant Services Company and are subject to application, credit review of the business and its owners, and approval.

Customers must establish a new PNC Merchant Services account and execute a PNC Merchant Services agreement with an initial term of three years or longer. An early termination fee will not be applied if you close this account prior to the end of the term. If you have leased a point-of-sale device or other equipment, this is a separate agreement and is noncancellable. Please refer to your lease agreement for details. Purchased point-of-sale devices or other equipment is nonreturnable and is subject to availability.

Visa is a registered trademark of Visa International Service Association and used under license; MasterCard is a registered trademark of MasterCard International, Inc.; Discover is a registered trademark of DFS Services, LLC: American Express is a registered trademark of American Express Marketing & Development Corp. in the United States and other countries.

Banking products and services and bank deposit products are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.