Clover Flex: Portable POS Payment Processing System

Small in Size. Big on Choice.

Clover Flex has all of the same payment capabilities and security as a larger Clover device, bundled in an ultra-portable hardware package. At the counter, in line, on the shop floor or on the go, the small and powerful Clover Flex delivers ultimate wireless convenience for your payment and point-of-sale needs.

Ideal for: Businesses that need a Point-of-Sale that can be both used on a counter or taken to a customer - Quick service restaurants, retail, appointment and project businesses.

It’s All in the Name; Flexibility to Do Business Where Your Customers Are

Clover Flex & PNC Merchant Services^® help manage your business, wherever it goes.

Benefits

Flexibility

Accept all forms of payment including chip card, PIN entry, swipe, and Google Pay^™, Apple Pay^™ and Samsung Pay^™.

Receipt Management

Adjust tips and receive e-signatures on the spot. Print or text and email receipts to your customers.

Security

Built-in Tokenization and Encryption helps keep cardholder data secure and helps protect against fraud.^[2]

Account Access Anywhere

Cloud-based software that can be accessed from any device plus wireless 3G capability to take payments anywhere when you download 3g wireless manager.^[3]

Inventory Management

Access inventory at all hours and get alerts when supplies are low. Plus, with Flex, scan inventory easily with the built-in camera and barcode scanner.^[4]

Adaptable to Grow with You

Clover Flex grows with your business. From inventory to employee and customer management, you can run a full POS from one compact payment processing device.^[4]

Full Specifications

Processor: Qualcomm 64-bit Arm Cortex-A53 quad-core applications processor running up to 2.0 GHz

Display: 5.99" IPS LCD, 1440 x 720 pixels, 16.7M Colors stream for clear crisp image. Capacitive multi-touch screen, Scratch resistant, Chemically strengthened glass with antifingerprint coating

Connectivity: WiFi, Bluetooth 5.0, and LTE

Camera: 5MP Integrate color camera

Security: PCI PTS 6.x

Encryption: Tokenization and Encryption

Memory: 4GB RAM

Battery Life: Supports up to 8 hours of use for a typical SMB (Lithium-Ion 16.6Wh, 2190mAh, with wireless charging)

Interested in Clover Flex?

Endless possibilities exist when you use the Clover App Market to add even more functionality to yourClover device^[2]. There are 100s of both free and fee-based apps you can choose from to customize Clover devices to your unique business needs. Please note, some apps may require additional software.

Here are two third-party apps currently free for download.

(External) Visit the Clover App Market to view more

Insights – Analytics

by Clover

App Developer Description: Insights (formerly Insightics) is the only tool that gives you a glimpse into your competition. Find out how much other businesses around you are making and how many clients they're serving. Build your business using data, compare your performance to the industry and get actionable information and forecasts.
FREE DOWNLOAD

Promos

by Clover

App Developer Description: Customer retention and marketing is made easy with Clover Promos. Reach out and bring your customers through the door.
FREE DOWNLOAD

Swipe & Non-Swipe Pricing*

2.60% + $0.10

Per Swipe Transaction^**

Standard or chip debit and credit cards

3.45% + $0.15

Per Non-Swipe Transaction^**

For payments online, over the phone or manually entered

*The equipment and transaction pricing available through our online application may not be available through other PNC Merchant Services sales channels. Pricing subject to change at any time.

**Swipe and Non-Swipe transaction prices do not include equipment costs, chargeback fees, app fees and other third-party charges, or cost of software required in order to utilize some apps in the Clover App Marketplace.^[4]

Help reduce your credit card and transaction expenses.

Credit cards offer your customers choice and convenience, but processing fees can put a dent in your bottom line. Merchant Surcharging^[5] offers you the option to recoup some of those costs by adding a transaction fee to the purchase.

Merchant Benefits

Helps lower the overall cost of credit card acceptance by allowing you to offset processing fees.

Merchant Requirements

Register your participation in the Merchant Surcharge progam with card associations 30 days prior to first surcharged transaction.

Customer Awareness

A surcharge disclaimer must be displayed near your POS/POE
The fee and its amount must be disclosed on receipts (physical, digital or screen)

Customer Sensitivity

Thoroughly consider the potential impact on the customer experience to determine if surcharging is right for your business.

Allowable Transactions

Surcharges must be applied to all eligible credit card transactions
Surcharge cannot be applied to any debit card transactions (signature, PIN, PINless and prepaid)

Frequently Asked Questions

If comparing the two Flex handheld Point-of-sale (POS) systems, the differences lie mostly in their weight, power source, and printing capabilities:

The Clover Flex is:

slightly heavier than the Flex Pocket, it uses a charging cradle, and has a built-in printer.

The Clover Flex Pocket is:

lighter weight, uses USB-C type charging, and does not have a printer. Learn about the Clover Flex Pocket

Why PNC Merchant Services^®

Our PNC Merchant Services solutions can help to optimize the life line of your business — your cash flow — by helping to make payment processing easy.

Fast Funding

Next-business-day funding of Visa^®, MasterCard®, Discover^®, and American Express^® payments when deposited into a select PNC Bank business
checking account.^[6]

Support 24/7

Customer care and support 24/7 for all of your device and payment processing needs via telephone and email.

Money Management

Easily track transactions and optimize cash flow when you link your merchant account and a select PNC Bank business checking account.

Customers Interested in Clover Flex also Viewed:

Clover Mini

Ideal for: Businesses that need the full functionality of Clover’s extensive software and hardware, with counter space to spare.
Quick service restaurants, retail, appointment and project businesses

Explore Clover Mini

Clover Go

Ideal for: Businesses on the move that need something portable and small. Tradeshows, farmer’s markets, home based & mobile business, or direct service providers like plumbing and heating.

Explore Clover Go

Still unsure which Clover Device is right for your business? Learn More About Other Clover Devices

Contact Us

It's Easy to Get Started with Clover Flex

Call Us

Mon - Fri: 8:00 a.m. - 5:30 p.m. ET

1-888-562-2300

Need Help?

For existing PNC Merchant Services Customers with service/support requests

1-800-742-5030

Or, share a few details on the form below and a PNC Merchant Services representative will contact you.

For existing PNC Merchant Services Customers with service/support requests, please do not use this form, instead call 1-800-742-5030

By completing this form, you are authorizing us to contact you (via email and/or phone) to answer your questions and provide information about PNC products and services.

Customers must establish a new merchant account (subject to application, credit review of the business and its owners, and approval) and execute a merchant services agreement with PNC Merchant Services Company.

Subject to availability, point-of-sale devices (including Clover devices) are purchased from PNC Merchant Services Company. Purchased devices are not returnable or refundable. Equipment lease options may be available from a third-party, subject to separate agreement that cannot be cancelled. In addition to procurement cost, other fees associated with the use of any point-of-sale device will apply.
Security features from PNC Merchant Services include solutions that offer data encryption, tokenization and software monitoring for virus protection that may be available for a fee. PNC Merchant Services is not liable for any breach that occurs, and it is the customer’s obligation to comply with all data security requirements related to the use of the offered security features. PNC Merchant Services makes no representations, warranties or guarantees regarding your use of the security features.
Wi-Fi access or cellular data may be required. Additional costs for cellular data usage.
A separate software package is required to use Clover devices and subject to agreement and fees directly with Clover. Clover may also assess additional fees for continued use of end-of-service Clover devices, as determined by Clover. Certain other features and functions for Clover devices may also require third-party applications subject to terms of the developer and/or additional fees. These software packages and apps are not provided by PNC Merchant Services. PNC Merchant Services is not responsible for these apps or Clover software packages, or fees charged by Clover or other third-parties. However, PNC Merchant Services may receive a commission.
A “Surcharge” is an additional fee that businesses add to certain credit card transactions, as permitted by Card Organization Rules (e.g., Visa, Mastercard) and applicable laws. Each business is solely responsible for ensuring that its surcharge program complies with all applicable laws and Card Organization Rules. Business must disclose surcharge fee on all forms of receipts, on a sign at business entry point, and at point of sale location. Businesses cannot offer surcharges to clients using American Express Direct. Surcharges cannot be applied to debit cards, EBTs, gift cards, prepaid cards, or written tip amounts (on-screen tip will incur surcharge fee). Surcharging is prohibited to clients located in the following states: Connecticut, Maine, Massachusetts, and Puerto Rico. Additional terms and conditions apply.
Except as is otherwise set forth in your agreement for merchant services, your funds for transactions will ordinarily be processed and transferred to select PNC business checking accounts within one business day from the time PNC Merchant Services receives your batch (which is an electronic file containing your card transactions). If a batch is received after our cut-off time of 10:00 PM ET, or on a day that is not a business day, we will generally consider the batch as being received on the next business day. Business day means Monday through Friday, excluding Federal holidays.

PNC and PNC Bank are registered marks of The PNC Financial Services Group, Inc. (“PNC”).

The Clover® name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of Fiserv, Inc. and are registered or used in the U.S. and many foreign countries, and may or may not be registered in your country.

The Fiserv name, logo and related trademarks and service marks are owned by Fiserv, Inc. and are registered or used in the U.S. and many foreign countries. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

Google Wallet and Google Pay are registered trademarks of Google Inc.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.

Visa is a registered trademark of Visa International Service Association and used under license.

MasterCard is a registered trademark of MasterCard International, Inc.

Discover is a registered trademark of DFS Services, LLC.

American Express is a registered trademark of American Express Marketing & Development Corp. in the United States and other countries.

Merchant services are provided by PNC Merchant Services Company. The merchant account and other services from PNC Merchant Services Company are not deposit products and are not guaranteed or insured by the FDIC or any other governmental agency. PNC Merchant Services is a registered mark of The PNC Financial Services Group, Inc.

Banking products and services and bank deposit products are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

All other trademarks, service marks and trade names referenced in this material are the property of their respective owners.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.

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Clover® Flex

Small in Size. Big on Choice.

It’s All in the Name; Flexibility to Do Business Where Your Customers Are

Clover Flex & PNC Merchant Services® help manage your business, wherever it goes.

Features

Specs

Apps

Pricing

Merchant Surcharge Program

Frequently Asked Questions

What is the difference between Clover Flex and Clover Flex Pocket?

Can I provide a printed receipt to my customer?

Does the Clover Flex integrate with my other existing Clover POS systems?

Why PNC Merchant Services®

Our PNC Merchant Services solutions can help to optimize the life line of your business — your cash flow — by helping to make payment processing easy.

Fast Funding

Support 24/7

Money Management

Customers Interested in Clover Flex also Viewed:

Clover Mini

Clover Go

Contact Us

It's Easy to Get Started with Clover Flex

Call Us

Need Help?

Important Legal Disclosures & Information

SUPPORT

ON THE GO

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Sign On to Online Banking
or select another service

Sign On to Online Banking
or select another service

Clover Flex & PNC Merchant Services^® help manage your business, wherever it goes.

Why PNC Merchant Services^®