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Clover® Flex

Requires a PNC Merchant Services Account

Ideal for: Businesses that need a Point-of-Sale that can be both left at a counter or taken to a customer - Quick service restaurants, retail, appointment and project businesses

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Competitive Device & Transaction Fees
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*Inventory is a third party app that may have associated fees. Additional software may be required. This Clover Flex video was created and provided by First Data and was prepared for general information purposes only . The apps and any information displayed does not constitute the advice of or an offer or solicitation of an app by PNC Merchant Services.


Small in size. Big on choice.

Clover Flex has all of the same payment capabilities and security as a larger Clover device, bundled in an ultra-portable hardware package. At the counter, in line, on the shop floor or on the go, the small and powerful Clover Flex delivers ultimate wireless convenience for your payment and point-of-sale needs.

It’s all in the name; flexibility to do business where your customers are.

Let Clover Flex and PNC Merchant Services® help to manage your business, wherever it goes. 

Why PNC Merchant Services®

Our PNC Merchant Services solutions can help to optimize the life line of your business — your cash flow — by helping to make payment processing easy.

Fast Funding

Next-business-day funding of Visa®, MasterCard®, Discover®, and American Express® payments when deposited into a select PNC Bank business checking account[5].

Support 24/7

Customer care and support 24/7 for all of your device and payment processing needs via telephone and email.

Money Management

Easily track transactions and optimize cash flow when you link your merchant account and a select PNC Bank business checking account.

It's Easy to Get Started with Clover Flex

Apply online or call us at 1-888-562-2300 to apply or learn more

Or, share a few details on the form below and a PNC Merchant Services representative will contact you.

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Associated Products & Services

PNC Merchant Services®

We help you streamline incoming payments by providing solutions for authorizing, clearing and settling credit and debit card transactions.

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Data Breaches are on the Rise

Help protect your customers’ valuable payment card data and improve data security for your business with Clover® Security Plus.

Learn More »

Transform Payments Data into Sales & Customer Insights

Whether you want to find new customers, improve your marketing or understand how other local businesses are doing, Main Street Insights will unlock key data to help you grow your business.

Learn More »

Important Legal Disclosures & Information

  1. Customer must establish a new PNC Merchant Services account with an initial term of three years or longer. An early termination fee will not be applied if you close this account prior to the end of the agreement. Clover and other equipment leases are not cancellable and have up to a four-year term. Please refer to your lease agreement for details. Purchased Clover or other equipment is nonreturnable. For more information, contact your local PNC Merchant Services representative. A separate agreement for Clover Check Acceptance may also have been signed. Please refer to your Clover Check Acceptance agreement for termination policy.

  2. Both offers require the opening of a new PNC Merchant Services account by September 30, 2020. Clover® Go, Payeezy Gateway, FD150 Terminal, Verifone V400c and V400m are excluded from this offer. Limit of one reward per business relationship, regardless of the number of business locations. To receive $400: Activation and processing of $10,000 or greater in card transactions are required within the first four billing cycles. Eligibility for the $400 cash reward will be reviewed and the reward will be credited if applicable to your PNC Merchant Services account within 30 days of the completion of the third or fourth billing cycle and meeting account opening, activation and processing requirements. OR To receive $250: Activation and processing of $2,500 or greater in card transactions are required within the first four billing cycles. Eligibility for the $250 cash reward will be reviewed and the reward will be credited if applicable to your PNC Merchant Services account within 30 days of the completion of the third or fourth billing cycle and meeting account opening, activation and processing requirements. Any credit, if earned, will be forfeited if the PNC Merchant Services account is closed before the credit is awarded. Value of cash reward may be reported to the IRS, as required by law. Non Resident Aliens are not eligible. Offers may be extended, modified or discontinued at any time without notice and may vary by market.

  3. Wi-Fi access or cellular data may be required. Additional costs for cellular data usage.

  4. PNC Merchant Services is not responsible for third party apps or software. All apps are provided by third parties (including Clover, a First Data Company) and are subject to the terms and conditions of the app developer. All Clover software plans are provided by Clover. Availability of certain Clover software plans and apps may be based upon the Clover equipment you purchased or leased, as well as your industry. For more information contact your PNC Merchant Services account executive. Some apps may be available for download on your Clover device through the Clover App Market. The Clover App Market can be accessed through a Clover device or through the web dashboard. There may be fees associated with apps which are disclosed in the app market. You will be charged monthly fees for all Clover software packages except for Clover Go merchants with swipe and non-swipe pricing. These monthly fees may be changed at any time. For information regarding third party app fees and software fees, contact PNC Merchant Services support at 800-742-5030. Clover Go software fees are charged through PNC Merchant Services and apps are charged through the app market.

  5. Except as is otherwise set forth in your agreement for merchant services, your funds for MasterCard, Visa, Discover, PayPal and American Express transactions will ordinarily be processed and transferred to select PNC business checking accounts within one business day from the time PNC Merchant Services receives your batch (which is an electronic file containing your card transactions).  If a batch is received after our cut-off time of 10:00 PM ET, or on a day that is not a business day, we will generally consider the batch as being received on the next business day.  Business day means Monday through Friday, excluding Federal holidays.

Eligible solutions for the PNC Merchant Services offer that expires September 30, 2020 include: Clover Station, Station Pro, Flex, Mini, Cash Flow Insight with integrated card payments, PayerExpress with integrated card payments, or a certified and compatible third-party point-of-sale systems or certified Gateway.

Cash Flow Insight® requires a PNC business checking account, enrollment in PNC Online Banking, Cash Flow Insight Receivables and an integrated PNC Merchant Services account. Cash Flow Insight is available for enrollment exclusively within PNC Online Banking. For other details, call 855-762-2361 or visit pnc.com/cashflowinsight.

The Clover® name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries.

FIRST DATA is a registered trademark of the First Data Corporation in the United States and other countries.

Google Wallet and Google Pay are registered trademarks of Google Inc.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.

Visa is a registered trademark of Visa International Service Association and used under license; MasterCard is a registered trademark of MasterCard International, Inc.; Discover is a registered trademark of DFS Services, LLC: American Express is a registered trademark of American Express Marketing & Development Corp. in the United States and other countries.

All other trademarks, service marks and trade names referenced in this material are the property of their respective owners.

Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.

Customers must establish a new PNC Merchant Services account with an initial term of three years or longer. An early termination fee will not be applied if you close this account prior to the end of the term. If you have leased Clover or other equipment, this is a separate agreement and is noncancellable. Please refer to your lease agreement for details. Purchased Clover or other equipment is nonreturnable. A separate agreement for Clover Check Acceptance may also have been signed. Please refer to your Clover Check Acceptance agreement for termination policy.

Banking products and services and bank deposit products are provided by PNC Bank, National Association (N.A.), a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.

The PNC Financial Services Group, Inc. All rights reserved.