Fraud Mitigation Solutions

For Small Business

To learn more about how these business solutions can help you mitigate fraudulent activities, contact a PNC Treasury Management Direct representative.

Talk to Us About Your Payment Security Options

Help stop fraud in its tracks

It’s no secret: The number and complexity of fraud schemes perpetrated against business checking accounts is continuing to grow. Seventy-eight percent of finance professionals report that their organizations were targets of payments fraud. Seventy percent of organizations subject to payments fraud were victims of check fraud.[1]

Do you have measures in place to help combat this type of attack?


Online fraud mitigation tools

This comprehensive fraud mitigation approach combines four advanced technologies and security tools designed to help you identify and thwart attempts to compromise your financial accounts. By providing enhanced insight into the transactional details of your financial accounts, fraudulent checks and electronic transactions become easier for you to identify if presented for payment.

Here’s how the tools work together:

These four tools, working together, can help you protect your account from unauthorized activity, whether initiated electronically via ACH, or manually via paper check.

  • PINACLE® Express — Provides you with access to treasury management solutions that enable you to monitor and manage your banking activity from anywhere you have Internet access
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  • Positive Pay Solutions — Display your check presentment information online to help identify and respond to suspicious activity
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  • ACH Debit Authorization Solutions — Stop all ACH debits from posting to your account or establish “rules” for filtering and decisioning which ACH items post, or are returned to the originator as unauthorized
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  • Universal Payment Identification Code (UPIC) — Masks your checking account number so you can accept ACH credits without having to provide your PNC account number to the payment sender
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Fraud mitigation solutions from PNC

Important Legal Disclosures and Information

  1. Association for Financial Professionals: 2019 AFP Payments Fraud and Control Survey

UPIC is a registered trademark of The Clearing House Payments Company, LLC.

PNC and PINACLE® are registered marks of The PNC Financial Services Group, Inc. ("PNC")

Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association, a wholly owned subsidiary of PNC and Member FDIC.

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