Standard Savings Account

It's easy and convenient to jump start your savings

Features & Benefits

Whatever your savings goal - building your emergency fund, saving for something special, or simply starting good savings habits - a Standard Savings account can help.

What You Get

  • No required minimum balance if you are under 18 years old.
  • No ATM fees at PNC ATMs.[1]
  • Unlimited deposits and up to 6 free withdrawals per month.[2]
  • Ability to earn relationship rates.[3]
  • Online and mobile access to manage your savings.[4,5]
  • Free PNC Banking card.[6]
  • Auto Savings to build your account balance with monthly automatic transfers from a PNC checking account.
  • FDIC insured to the maximum permitted by law.
  • Check Rates

What You Need to Know:

Fees & Requirements

  • Minimum deposit to open: $0
  • Minimum to earn interest[7]: $1
  • Monthly Service charge of $5, or $0 if one of the following is met:
    • Average monthly balance of $300.
    • Linked to a select PNC checking account.
    • Set up an Auto Savings transfer of $25 or more each statement period from your PNC Checking account to your Savings account.
    • You are under 18 years old.

Ready to Get Started? 

Open an account online with a minimum opening deposit of $0. 

Digital Banking Tools

Online Banking

Access your account information how and where you need it. Check balances, transfer money, review account activity and more.[4]

Mobile Banking

Manage your money on the go. Check your balance, transfer money, request help and more. Additionally, the PNC Mobile app lets you change your language preference to Spanish.[5]

Savings Calculators

Achieve your goals and build a more secure future with tools to help you on your journey.

How to Open an Account


Standard Savings Online Application

At a Branch

Find a PNC location near
you and stop by to see us.

Call Us

Mon - Fri: 8 a.m. - 9 p.m. ET 
Sat - Sun: 8 a.m. - 5 p.m. ET