Premiere Money Market

A savings solution that provides easy money management & FDIC protection to help you achieve your goals.

Plus, earn relationship rewards with higher interest rates to help you maximize your savings potential.

Fast, easy, secure

Apply online in as little as 10 minutes!

Check Current Premiere Money Market Rates*

Features and Benefits

  • Minimum to earn interest is $1[3]
  • Higher interest rates with higher balances
  • Unlimited deposits
  • FDIC insured to the maximum permitted by law
  • Auto Savings - Automatic transfers to grow your savings
  • PNC Banking card[4]
  • Online view of prior 90-days' deposit tickets and Deposit Ticket detail list[5]
  • Unlimited account access by phone, web[6] and mobile[7]

Earn higher relationship rates

Own a qualifying PNC checking account and meet ONE of the following requirements[2] to get a relationship rate:
  • Set up a monthly qualifying direct deposit of
    • $2,000 ($1,000 for WorkPlace or Military Banking customers) to a Performance Checking account
    • $5,000 to a Performance Select Checking account
  • OR, Make at least 5 qualifying purchases in a month with your PNC Debit Card or a linked PNC Visa® Credit Card.

PLEASE NOTE: A qualifying PNC checking account must be linked to a Premiere Money Market account to earn the relationship interest rate.  Visit your local branch to ensure your accounts are linked.

Tools & Calculators

Looking for how much you need to save to achieve your goals? Interested in seeing how much the rate will help grow your savings over time? Use our savings calculators to help you explore and decide.

Calculator: How much will my savings be worth?

Calculator: How much of a difference will the rate make?

How to Apply for a Savings Account

Find out what's involved in the savings application process — from the ways you can apply, to a list of everything you'll need for your application.


Minimum to open $100
Maximum to open  $10,000
To Avoid Service Charge

$5,000 average monthly balance


Monthly Service Charge

$12, if average monthly balance is not met


Balance to Earn Interest (Minimum daily balance to obtain the Annual Percentage Yield) Tiers
$1.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $249,999.99
$250,000.00 - $499,999.99
$500,000.00 - $999,999.99
$1,000,000.00 +



Important Legal Disclosures and Information

  1. Please enter a ZIP code to receive accurate rate information for your area. Rates may change after account is opened. Fees may reduce earnings.

  2. In order to qualify for a Relationship Rate, you must have a linked checking account (for the Performance Checking Relationship Rate, you must have a linked Performance Checking or Virtual Wallet® with Performance Spend; for the Performance Select Checking Relationship Rate, you must have a linked Performance Select Checking or Virtual Wallet with Performance Select) and meet one of the following requirements: 

    • Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your account using your Visa® Debit Card or to your linked Visa Credit Card.
    • Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Virtual Wallet with Performance Spend or Performance Checking during the previous calendar month. 
    • Have $5,000 in qualifying direct deposits in a linked Virtual Wallet with Performance Select or Performance Select Checking during the previous calendar month. 

    (A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.)

    Starting with the calendar month following when you open your Premiere Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

    If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

    We will only link accounts at your direction. If you have not directed PNC to link another account to your Virtual Wallet, the accounts will not be linked and you will not receive a relationship rate, applicable waivers of monthly service charges,  or other relationship benefits on your unlinked PNC accounts. The requirement that you direct us to link accounts in order for you to receive benefits applied to all of your PNC accounts.

  3. See the Account Agreement for Personal Checking, Savings and Money Market Accounts - Interest Payment and Balance Computation section for details.

  4. Debit Card purchases not available.

  5. See the Image Pricing Detail in the PNC Bank Online section of the Consumer Schedule of Service Charges and Fees

  6. Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

  7. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

Visa is a registered trademark of Visa International Service Association and used under license.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

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