PNC is pleased to present Tools which were created by Leadfusion, which is solely responsible for the operation of the Tools. The accuracy of this Tool is not guaranteed by any party and is intended for educational purposes only. The Tools and any information displayed does not constitute the advice of, or reflect actual products, services, rates and/or terms available from PNC Bank or its affiliates and nothing contained in the Tool shall constitute an offer or solicitation of a product or service by PNC Bank or its affiliates. PNC and Leadfusion are not providing tax or legal advice by the presentation of the Tool. Use of the calculator signifies agreement to the Terms of Use.
Student Budget Calculator
How to Use PNC's College Budget Calculator
Use this tool to understand where your money stands, manage your spending more effectively, and feel confident about your financial well-being.
- Enter months enrolled this academic year
- Enter your College Expenses (Living Costs, Food Costs, Education Costs)
- Enter Your Personal Expenses (Travel Costs, Personal Costs)
- Add your variable expenses (groceries, dining out, gas, entertainment, personal spending).
- A monthly surplus (money left over)
- A shortfall (spending exceeds income)
- Adjust categories as needed to explore how spending changes impact your overall balance.
- Use the results to create a more manageable monthly plan
Insights
The College Student's Guide to Budgeting
Learning how to budget and save while in college can help students build good financial habits for life. PNC shares proven budgeting and saving tips.
How to Break Bad Spending Habits
Healthy spending behaviors can help you save for your goals and avoid accumulating debt. Here are some tips for breaking bad habits that may threaten your financial well-being.
How To Set and Achieve Financial Goals
The first step toward achieving your financial goals is having a clear idea of what you want. Then put a plan into place and stick to it.