Student-Friendly Tools
Virtual Wallet Student gives you the resources you need to help you keep track of your money.
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Virtual Wallet Student®
for Student Banking with PNC
We deliver all the best tools for student banking, whether you're on or off campus, so banking is one less thing to worry about.
Find Your School
See what unique features & benefits are available at your college or university.
Key Features
Calendar
See your finances in one easy-to-read place.
Spending Zone
Helps you track and pace your spending by categorizing your purchases.
Parent Alerts
Parents can receive the same account alerts as students when balances are low.
Virtual Wallet Student
Excited about college?
Just think of it. The lectures. The tradition. The intellectual atmosphere. Oh and the, um…social life. To get the most out of all that excitement, you'll want to make the most of your money. Virtual Wallet Student helps manage life on campus, and your budget, with features that let you bank the way you want to.
Account Features & Benefits
- Avoid the monthly service charge for Virtual Wallet Student with proof of active students status for six years.[1]
- Free access to your accounts at 9,000 PNC Bank ATMs. Find the one near you »
- PNC Bank Visa® Debit Card.
- Free Online[2] and Mobile[3] Banking so you can manage your money how and when you want to. Learn More »
- International Services including language interpretation and international wire transfers. Learn More »
- Account and Fee Summary
- Virtual Wallet Student Account Disclosures
Find Your School
Allegheny College
Arcadia University
Baldwin Wallace University
Bowling Green State University
Caldwell University
Carnegie Mellon University
Case Western Reserve University
DePauw University
Duquesne University
Florida Institute of Technology
Georgetown University
Gettysburg College
Grand Valley State University
Grove City College
Holy Family University
Indiana University of Pennsylvania
Kent State University
Loyola University Chicago
Marshall University
Marymount University
Mercyhurst University
Miami University of Ohio
Morgan State University
Mount St. Mary's University
NC State
Palm Beach State College
Penn State University
Robert Morris University
Saint Joseph's University
Slippery Rock University
Temple University
Towson University
University of Akron
University of Cincinnati
University of Delaware
University of Illinois
University of Kentucky
University of Maryland Baltimore County
University of Michigan
University of Pennsylvania
University of Pittsburgh
University of Scranton
West Virginia University
Wilkes University
Youngstown State University
Resources
Financial Education
Resources to help you improve your financial IQ.
Credit Basics
You’re just getting started in life. You have big dreams for the future, some of which – like a car, a house or more schooling – cost more money than you have right now. Credit is a tool that can help you achieve those financial goals. Learn how to get off on the right foot and make smart choices about credit.
Budgeting Basics
Things happen fast in college. New classes. New friends. New interests and opportunities. That’s all the more reason you may want to think about using a budget. Get practical advice on how to manage your money today, which is an important step to a strong financial future.
Identity Protection
Identity theft is a serious crime that can have lasting effects on its victims. And, unfortunately, as a young adult, you may be at a greater risk of ID theft because you have little or no credit history and you may not know how to protect yourself. Discover how identity theft happens, and learn what actions you can take to prevent criminals from assuming your identity.
Planning for College
Making smart decisions before you borrow for college will help you in the future. PNC offers multiple resources for plotting out how you’ll pay for your education.
Visit the Education Loan Center
Tips from Experts
We want you to have the knowledge and confidence to manage your money. That’s why we created PNC Achievement Sessions—a series of practical sessions taught by real-world experts on financial topics that matter to you.
Visit PNC Achievement Sessions
Banking in the US
While in the United States, International Students will need to manage their finances, and a bank checking account helps you do that. This overview defines the types of accounts you can get and how to open them.
Just for Parents
We get it. You want them to be independent. But it's always nice to have a lifeline home. Virtual Wallet Student gives your child a quick connection to you, with alerts and features that give you insight into their account while still letting them figure things out on their own.
PNC has banking designed just for students.
Our Virtual Wallet Student provides a banking solution with features like a calendar customized for students, mobile and text banking and much more, students will have a clear view and control of their money.
PNC student accounts are parent-friendly too.
“Parent Alerts” allow you to see the same e-mail notice your student gets when the account balance is getting low.
PNC provides free financial education for students.
Working in conjunction with the University, PNC will schedule financial education seminars on campus to assist students with Banking Basics, Budgeting, Identity Theft, and Protecting their Credit.
PNC provides free incoming wires and a courtesy overdraft waiver.
Student banking also comes with one free incoming wire transfer per monthly billing cycle and a courtesy overdraft fee waiver for the first NSF incident that may occur in the first 12 months after opening a new account. PNC looks at this as a way to educate students
International Students
Starting college is daunting enough, even when it's in your home country. Make your transition to the U.S. easy by finding out the essentials of banking here, getting money from home, and keeping track of your hard-earned dollars.
Faculty and Staff
Get money management tools, benefits and more with PNC WorkPlace Banking.
Learn More »
Contact PNC
Contact us by phone between the hours of 7:00 a.m. and 10:00 p.m., ET, Monday through Friday and 8:00 a.m. and 5:00 p.m., ET, Saturday and Sunday, at 877-PNC-1000 (877-762-1000), or visit your local PNC Bank branch.
What Our Customers Have to Say
Listen to Brian's Story
PNC opened a branch on the Morgan State campus. Brian signed up for Virtual Wallet Student and hasn’t looked back. His school-branded account fits in with his own sense of school pride: "I love to showcase my institution. It's like paraphernalia I don't have to pay for!"
Important Legal Disclosures and Information
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Proof of active enrollment in an educational institution is required to receive a monthly service charge waiver. This waiver will expire 6 years after it is assigned to your account.
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Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.
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PNC does not charge a fee for the Mobile Banking service. However, a supported mobile device is needed to use Mobile Banking. Also, your wireless telecommunications provider may charge you for data usage. Check with your wireless telecommunications provider for details regarding your specific wireless plan and any data usage charges that may apply. PNC products, services and prices are subject to change.
Bank deposit products and services provided by PNC Bank. Member FDIC
Visa is a registered trademark of Visa International Service Association and used under license.
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Banking on the Go
We have tools to help you bank when and where you want.
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