Loans are subject to credit approval. Certain restrictions and conditions apply. Auto Loans to be secured by a 2017-2026 model year non-commercial vehicle with up to 80,000 miles. Based on credit qualifications, the vehicle may have up to 100,000 miles. Maximum available repayment term may vary by model year.
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- Buy from a Dealer
- Refinance Your Vehicle
- Buy Out a Lease
- Buy from a Private Party
Check Ready Auto Loan
You have two loan options when buying your vehicle from a dealer: a PNC Check Ready Auto Loan, in which you can pre-secure financing before heading to an eligible dealer or a traditional auto loan. In most cases, you’ll receive a loan decision in minutes.[1,2]
| Check Ready Auto Loan |
Traditional Auto Loan | |
|---|---|---|
| When is Loan Decision Provided? | In minutes | In minutes |
| Secure Financing Before Visiting the Dealer | Yes | No |
| Loan Amounts Available | $7,500 - $75,000 | $5,000 - $100,000 |
| 0.25% Interest Rate Discount[3] | Yes, with automated payments from a PNC checking acount. |
Yes, with automated payments from a PNC checking account. |
Refinance Your Vehicle
With an auto refinance loan, you can keep the car you love, but may be able to lower your payments.[1,4]