Loans are subject to credit approval. Certain restrictions and conditions apply. Auto Loans to be secured by a 2017-2026 model year non-commercial vehicle with up to 80,000 miles. Based on credit qualifications, the vehicle may have up to 100,000 miles. Maximum available repayment term may vary by model year.
Find & finance your car, all in one place.[1] It's easy with PNC Total Auto, powered by TrueCar.
PNC Total Auto Key Features
How It Works
Get in your new car faster with PNC Total Auto and Check Ready Financing.
- Find your car and see what others paid
Know what people in your area paid for the same new or used car.
- MSRP Savings
See how much you could save by using PNC Total Auto, powered by TrueCar.
- Secure your financing with a Check Ready Auto Loan
Apply online and if approved, get a "blank" check mailed to you overnight.[1,2]
- Go to the dealer
Take your test drive, sign the paperwork, and drive off in your new car. It's that easy!
Video: Total Auto
Ready to Start Your Total Auto Journey?
Find & finance your car, all in one place.[1]
**PNC Bank's website terms, privacy and security policies don’t apply to the site you're about to visit. Please review TrueCar's website terms, privacy and security policies to see how they apply to you. PNC Total Auto® is provided by TrueCar. Dealer inventory presented to you may contain vehicles that are not eligible to be financed by PNC Bank, such as commercial vehicles or older model year vehicles. Other restrictions on eligible vehicles may apply.
How to Apply for an Auto Loan
Find out what's involved in the car buying process -
from the ways you can apply, to a list of what you'll need for your application.
The essentials:
- The dollar amount that you would like to borrow
- One form of photo ID (driver's license, state-issued ID or U.S. passport)
- Current address and previous, if less than two years
- Current employer and previous, if less than two years
- Previous address, if at current address less than two years
- Previous employer, if with current employer less than two years
- Your annual income and any other income to be considered
If you are applying with a co-applicant, you will need their:
- Current address and previous, if less than two years
- Current employer and previous, if less than two years
- Annual income and any other income to be considered
The SCRA provides financial relief and protections to eligible servicemembers and their dependents. PNC is grateful for your service and we would like to help you understand your benefits and protections under SCRA as well as other similar benefits that PNC may be able to provide to you.
To find out more, please contact us at:
Phone: 844-PNC-SCRA (844-762-7272)
Fax: 855-568-4532
Email: Servicemembers@pnc.com
PNC Bank
Servicemembers Operations Center, BR-YB58-01-U
PO Box 5570
Cleveland, OH 44101-0570
Monthly Payment Estimate Calculator
The tools and calculators provided are for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax or legal advisor regarding your unique situation.
Insights
Utilize PNC's Insights articles to help you make an informed auto-buying decision.
Borrow
When is the Best Time to Buy a Car in 2025?
Timing can be an important factor in the car buying process. See when you might have the best chance to get a good deal and learn how timing can impact your decision making.
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Should I Buy a New or Used Car?
There are many important factors to consider when deciding whether to buy a new or used car. Read more about the pros and cons of each car buying option.
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Borrow
First Time Car Buyer's Guide: What to Know Before You Buy
Buying your first car can be intimidating. Our guide can help you understand what financing options are available and how apply for a loan.
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