PNC Total Auto®

Find & finance your car, all in one place[1,2]

It's easy with PNC Total Auto, powered by TrueCar.

**PNC Bank's website terms, privacy and security policies don’t apply to the site you're about to visit. Please review TrueCar's website terms, privacy and security policies to see how they apply to you. PNC Total Auto® is provided by TrueCar. Dealer inventory presented to you may contain vehicles that are not eligible to be financed by PNC Bank, such as commercial vehicles or older model year vehicles. Other restrictions on eligible vehicles may apply.


Named Best Overall
Auto Loans From a Bank
— Bankrate, 2023


Streamline the Car Buying Process with PNC Total Auto
Advanced Search Tools

Find a car in your area and price range

Price Transparency

Know what people in your area paid for the same car.

Easy Financing

Get a decision in minutes from PNC Bank[2,3]

How It Works

Get in your new car faster with PNC Total Auto and Check Ready Financing.

1. Find your car and see what others paid

Know what people in your area paid for the same new or used car.

2. MSRP Savings

See how much you could save by using PNC Total Auto, powered by TrueCar.

3. Secure your financing with a Check Ready Auto Loan

Apply online and if approved, get a "blank" check mailed to you overnight.[2,3,4]

4. Go to the dealer

Take your test drive, sign the paperwork, and drive off in your new car. It's that easy!

   Get Started**   

Tools & Calculators

Looking for how much car you can afford? Comparing the costs of a new vs. used vehicle? Use our auto loan calculators to understand your options and help you decide.

How to Apply for an Auto Loan

Find out what's involved in the car buying process — from the ways you can apply, to a list of what you'll need for your application.

Learn More

Lease Buyout Explained: Should You Buy Your Leased Car?

When the end of an auto lease period comes up, it's not always a given that you need to trade your wheels in for something new. While there are advantages to trading in your car, there may be benefits to buying your leased car.

4 min read

First Time Car Buyer's Guide: What to Know Before You Buy

Buying your first car can be intimidating. Our guide can help you understand what financing options are available and how apply for a loan.

9 min read

How to Refinance a Car Loan

If you are one of the millions of Americans with an auto loan, you may have considered refinancing your car loan. In this article, you will discover what refinancing entails, situations that may drive you to do so, and how you may benefit from refinancing.

7 min read

Paying Off Your Car Loan Early: Things to Consider

Thinking of paying off your car loan? While there’s the benefit of reducing your debt, take time to assess your personal financial position before making a decision. In this article, we highlight some of the important considerations to keep in mind.

3 min read

When is the Best Time to Buy a Car in 2022?

Timing can be an important factor in the car buying process. Learn when the best time to buy a car is and how timing can impact your decision making.

4 min read

Should I Buy a New or Used Car?

There are many important factors to consider when deciding whether to buy a new or used car. Read more about the pros and cons of each car buying option.

4 min read


Important Legal Disclosures & Information

  1. Credit is subject to approval.

  2. Certain restrictions and conditions apply.

  3. May exclude weekends and holidays.

  4. Checks may only be used at dealers licensed to sell new vehicles from a manufacturer such as Ford, Kia or BMW or from an eligible dealer found on Checks may be used to purchase new or used vehicles from such dealers. Before visiting a dealer, confirm that it is an eligible dealer. For more information, visit

PNC Total Auto is a registered mark of The PNC Financial Services Group, Inc.


TrueCar is a registered mark of TrueCar Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.