PNC Total Auto powered by TrueCar

Find & finance your car, all in one place.[1] It's easy with PNC Total Auto, powered by TrueCar.

Bankrate Awards - 2023 Best Auto Loans From a Bank

Named Best Overall

Auto Loans From a Bank

— Bankrate, 2023

PNC Total Auto Key Features

Advanced Search Tools

Find a car in your area and price range.

Price Transparency

Know what people in your area paid for the same car.

Easy Financing

Get a decision in minutes from PNC Bank.[1, 2]

How It Works

Get in your new car faster with PNC Total Auto and Check Ready Financing.

  1. Find your car and see what others paid
    Know what people in your area paid for the same new or used car.

  2. MSRP Savings
    See how much you could save by using PNC Total Auto, powered by TrueCar.

  3. Secure your financing with a Check Ready Auto Loan
    Apply online and if approved, get a "blank" check mailed to you overnight.[1,2]

  4. Go to the dealer
    Take your test drive, sign the paperwork, and drive off in your new car. It's that easy!

Video: Total Auto

Ready to Start Your Total Auto Journey?

Find & finance your car, all in one place.[1]

Search Cars**

Find a car in your area and price range.

**PNC Bank's website terms, privacy and security policies don’t apply to the site you're about to visit. Please review TrueCar's website terms, privacy and security policies to see how they apply to you. PNC Total Auto® is provided by TrueCar. Dealer inventory presented to you may contain vehicles that are not eligible to be financed by PNC Bank, such as commercial vehicles or older model year vehicles. Other restrictions on eligible vehicles may apply.

How to Apply for an Auto Loan

Find out what's involved in the car buying process -
from the ways you can apply, to a list of what you'll need for your application.

The essentials:

  • The dollar amount that you would like to borrow
  • One form of photo ID (driver's license, state-issued ID or U.S. passport)
  • Current address and previous, if less than two years
  • Current employer and previous, if less than two years
  • Previous address, if at current address less than two years
  • Previous employer, if with current employer less than two years
  • Your annual income and any other income to be considered

If you are applying with a co-applicant, you will need their:

  • Current address and previous, if less than two years
  • Current employer and previous, if less than two years
  • Annual income and any other income to be considered

By Phone

Mon - Fri: 8am to 9pm ET
Sat - Sun: 8am - 5pm ET

The SCRA provides financial relief and protections to eligible servicemembers and their dependents. PNC is grateful for your service and we would like to help you understand your benefits and protections under SCRA as well as other similar benefits that PNC may be able to provide to you.

To find out more, please contact us at:

Phone: 844-PNC-SCRA (844-762-7272)

Fax: 855-568-4532

Email: Servicemembers@pnc.com

PNC Bank
Servicemembers Operations Center, BR-YB58-01-U
PO Box 5570
Cleveland, OH 44101-0570

Monthly Payment Estimate Calculator

The tools and calculators provided are for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax or legal advisor regarding your unique situation.

Insights

Utilize PNC's Insights articles to help you make an informed auto-buying decision.

When is the Best Time to Buy a Car in 2024?

Timing can be an important factor in the car buying process. See when you might have the best chance to get a good deal and learn how timing can impact your decision making.

7 min read

Should I Buy a New or Used Car?

There are many important factors to consider when deciding whether to buy a new or used car. Read more about the pros and cons of each car buying option.

4 min read

First Time Car Buyer's Guide: What to Know Before You Buy

Buying your first car can be intimidating. Our guide can help you understand what financing options are available and how apply for a loan.

9 min read