Lease Buyout Auto Loans


With a vehicle lease buyout from PNC Bank, you can make your ride your own.[1,2]

Have questions? 1-888-370-7344

Check Current Auto Loan Rates*

Key Features of a Lease Buyout Loan

Apply Today

Apply for an auto loan[1]
online, by phone or at a branch.

 

Get 0.25% Off Your Rate

Interest rate discount comes with maintaining automated payment with a PNC checking account.[3]

Get Your Loan Check Fast

You can pick it up at a PNC Bank Branch, or have it sent overnight to your home[4].

How a Lease Buyout Loan Works

Step 1 — Research

Research how much car you can afford by reviewing rates and estimating a monthly payment. Find the accurate value of your car according to J.D. Power here.

Step 2 — Apply

Apply for an auto loan[1] online, by phone or at a branch.

Step 3 — Buy Your Existing Car

Close at a PNC branch and receive your check that same day. Or, have the documents sent overnight to your home; then once you return your signed documents, receive your check overnight[2,4].

View Important Disclosures »

 
Reminder: You will be responsible for transferring the vehicle’s title to your name and placing
PNC’s lien on the title.

Click here for more information

 

Tools & Calculators

Looking for how much car you can afford? Comparing the costs of a new vs. used vehicle? Use our auto loan calculators to understand your options and help you decide.

How to Apply for an Auto Loan

Find out what's involved in the car buying process — from the ways you can apply, to a list of what you'll need for your application.

What You Need to Know After Closing the Auto Loan

Upon closing the auto loan, responsibility falls on you and the leasing company to make the changes to the title. Title could be sent to PNC Bank from prior lienholder.  If that happens, you will be contacted by a representative from PNC Bank. They will send the title and all paperwork from prior lienholder to you to get the transfer completed. Additionally, any fees all taxes incurred during this transaction are your responsibility to pay. PNC Bank is not responsible to pay or reimburse you for those fees or taxes.

Additional items may be required: Clean Title, State Department of Motor Vehicle form, Odometer Reading, Proof of Insurance, Notarized Bill of Sale, Copy of Driver's License, Power of Attorney Form, etc. Each state's requirements may differ, recommend contacting your state Department of Motor Vehicle for what is required.

Steps when transferring ownership of title: 

1) You need to be listed as a registered owner on the vehicle title.

2) Have PNC Bank be listed as lienholder on the title.

Click here for more information

 

Important Legal Disclosures and Information

  1. Credit is subject to approval.

  2. Certain restrictions and conditions apply.

  3. Automated payment must be set up at loan closing to qualify for the 0.25% discount. If automated payment is discontinued, you may no longer receive an automated payment discount and your rate will increase 0.25%

  4. May exclude weekends and holidays.

*Check Auto Loan Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details. 

BBVA USA has been acquired by The PNC Financial Services Group, Inc. and is operating as an affiliate of PNC Bank, National Association. (PNC Bank, N.A.) until approximately October 12, 2021 when BBVA USA will be merged into PNC Bank, N.A. Both banks will continue to offer independent products. Product offerings may differ in underwriting guidelines, product features, terms, fees and pricing. You are free to apply at either bank for the products of your choice. You can also learn more by contacting us at 1-888-PNC-BANK.

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