*Check Auto Loan Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.
Auto Loan Refinance
Keep the car you love, but lower your payments.
Check Current Auto Loan Rates*
Auto Loan Refinance Key Features
How It Works
View the auto loan refinance process.
How to Apply For An Auto Refinance Loan
Find out what you'll need to get your refinance loan started.
The essentials:
- The dollar amount that you would like to borrow
- One form of photo ID (driver's license, state-issued ID or U.S. passport)
- Current address and previous, if less than two years
- Current employer and previous, if less than two years
- Previous address, if at current address less than two years
- Previous employer, if with current employer less than two years
- Your annual income and any other income to be considered
If you are applying with a co-applicant, you will need their:
- Current address and previous, if less than two years
- Current employer and previous, if less than two years
- Annual income and any other income to be considered
If you are refinancing a vehicle you will need:
- VIN number of vehicle
- 30 day payoff amount, interest per day (per diem), account number and overnight address for sending the payoff check
Upon closing the refinance auto loan, you will be required to ensure you are listed as the registered title owner and PNC Bank as lienholder.
If you are currently listed on the title, PNC Bank will need the original title and state required form signed/dated. Everyone's situation may be different, so if there are additional steps needed to be taken to secure the title, a representative from PNC Bank will be in contact with the you to further instruct.
The SCRA provides financial relief and protections to eligible servicemembers and their dependents. PNC is grateful for your service and we would like to help you understand your benefits and protections under SCRA as well as other similar benefits that PNC may be able to provide to you.
To find out more, please contact us at:
Phone: 844-PNC-SCRA (844-762-7272)
Fax: 855-568-4532
Email: Servicemembers@pnc.com
PNC Bank
Servicemembers Operations Center, BR-YB58-01-U
PO Box 5570
Cleveland, OH 44101-0570
Auto Calculators
The tools and calculators provided are for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax or legal advisor regarding your unique situation.
Insights
Utilize PNC's Insights articles to help you make an informed auto-buying decision.
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