Transfer all or any part of your variable-rate balance of $5,000 or more to a fixed interest rate.
Take a Look Inside the Choice Home Equity Line of Credit
A fixed rate lock gives you the flexibility to lock in a specific rate and provides a consistent monthly payment for all or a portion of your line of credit balance.
Transfer all or any part of your variable-rate balance of $5,000 or more to a fixed interest rate and do it online.
Transfers to a Fixed Rate Part are subject to the terms of your agreement (which may include a transfer fee, which will be assessed on the first billing statement after the establishment of the Fixed Rate Part). You will have the opportunity to review and confirm the fee in Online Banking before submitting your request. If applicable, the fee will be disclosed on the Fixed Rate Part request form. Once submitted through Online Banking, a confirmation notice or an explanation of denial will be sent within 12 business days. Newly created Fixed Rate Part segments will be displayed within your Home Equity Line of Credit’s Account Activity page of Online Banking under Current Balance Summary upon confirmation. Customers must meet certain product and eligibility requirements. State restrictions may apply. For additional information about your account, please refer to your agreement or call the Customer Care Center at 1-888-762-2265.
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