Rate may increase after settlement.
Closing Cost Calculator
Estimate your mortgage closing costs and the amount needed at settlement.
Estimate Mortgage Closing Costs
This calculator helps you get a general estimate. For a more personalized experience for your specific budget, try our Home Insight© Planner.
FAQ's
You’ll enter your loan information – purchase price, down payment as a percentage or dollar amount, term and interest rate.
You can also expand Taxes & Insurance, Origination Fees and Other Settlement Services and enter any amounts you know.
Based on your information, the calculator will give you a dollar amount for your total estimated closing costs. The pie chart will break down how much of this is adjusted origination charges or all other settlement services. However, over each portion for details.
You can also click Payment for a breakdown of how your payments will be applied.
You can also click Breakdown, then See Table for a detailed list of costs and their dollar amounts.
From the Payment or Breakdown view, click Closing Costs to get back to the original view.
Closing costs are the fees and expenses you’ll need to pay when you close your loan.
On average, closing costs are around 3-6% of the loan amount.
They may include the cost for:
- Appraisal
- Credit report
- Flood certification
- Tax service
- Title services
- Owner’s title insurance
- Government recording fees
- Transfer taxes
- Survey
Mortgage rates change daily. Check current mortgage rates.
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Digital preapproval requires the assistance of a Mortgage Loan Officer. After the first part of the application process is complete, a PNC Mortgage Loan Officer will reach out to finish the remainder of the preapproval.
Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.
PNC, PNC HomeHQ, PNC Home Insight and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has a pending patent application directed at various features and functions of Home Insight® Planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal. This information is provided for business and professional use only and is not to be provided to a consumer or the public. This information is provided to assist real estate professionals and is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. Programs, interest rates and fees are subject to change without notice.
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