Closing Cost Calculator

Estimate your mortgage closing costs and the amount needed at settlement.

Estimate Mortgage Closing Costs

This calculator helps you get a general estimate. For a more personalized experience for your specific budget, try our Home Insight© Planner.



You’ll enter your loan information – purchase price, down payment as a percentage or dollar amount, term and interest rate.

You can also expand Taxes & Insurance, Origination Fees and Other Settlement Services and enter any amounts you know.

Based on your information, the calculator will give you a dollar amount for your total estimated closing costs. The pie chart will break down how much of this is adjusted origination charges or all other settlement services. However, over each portion for details.

You can also click Payment for a breakdown of how your payments will be applied.

You can also click Breakdown, then See Table for a detailed list of costs and their dollar amounts.

From the Payment or Breakdown view, click Closing Costs to get back to the original view.

Closing costs are the fees and expenses you’ll need to pay when you close your loan. 

On average, closing costs are around 3-6% of the loan amount. 

They may include the cost for:

  • Appraisal
  • Credit report
  • Flood certification
  • Tax service
  • Title services
  • Owner’s title insurance
  • Government recording fees
  • Transfer taxes
  • Survey

Mortgage rates change daily. Check current mortgage rates.

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