Mortgage Calculator

Estimate your monthly mortgage payment with taxes and insurance included

How Much Would Your Monthly Mortgage Payment Be?

This calculator helps you get a general estimate. For a more personalized experience for your specific budget, try our Home Insight© Planner.

Check PNC's Current Mortgage Rates


You’ll enter your purchase price, down payment as either a dollar amount or a percentage, term in years and interest rate.

You can also click Advanced to enter your yearly property tax and homeowner’s insurance, if you know those amounts.

Based on your information, the calculator gives you a monthly payment  amount for the data points you have entered.

Data points can include principal and interest, taxes and insurance and private mortgage insurance (PMI). This is shown using a pie chart, but you can also see the breakdown in dollars by clicking the plus sign (+) next to Show details.

If your loan is fixed rate, you’re charged the same amount of interest for borrowing the money over the full term of the loan. This allows your monthly payments to stay the same.

The alternative is an adjustable rate mortgage – where the interest can change during the loan term.

Interest rate is based on a combination of market and personal factors – the current economy, your credit score and how you’ll use the property.

Mortgage rates can change daily. Check current mortgage rates

Other Calculators You Might Be Interested In

Fixed vs. Adjustable Rate

How Much Should I Put Down on a New Home?

See All Mortgage Calculators

Next Steps

Try the Home Insight® Planner

Set your budget. Search for homes. Save your favorites.

Are You Ready to Start Your Preapproval?

Prepare your Finances & Start a Preapproval

More Mortgage Resources

Why Is My Mortgage Being Transferred?

Have you been notified that your mortgage has been transferred to a new servicer? Here’s what it means and what you can expect.

3 min read

Renting vs. Buying? Which Do You Choose?

Regardless of the interest rate environment, the math is not always clearcut. PNC Bank’s professionals offer guidance.

4 min read

Mortgage Broker vs. Lender: Understanding the Differences

When it comes to obtaining a mortgage, there are two main options: working with a broker or going directly to a lender. Learn more in this guide from PNC.

6 min read

Have questions?

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