Rate may increase after settlement.
Mortgage Payment Calculator
Estimate your monthly mortgage payment with taxes and insurance included
How Much Would Your Monthly Mortgage Payment Be?
This calculator helps you get a general estimate. For a more personalized experience for your specific budget, try our Home Insight© Planner.
FAQ
You’ll enter your purchase price, down payment as either a dollar amount or a percentage, term in years and interest rate.
You can also click Advanced to enter your yearly property tax and homeowner’s insurance, if you know those amounts.
Based on your information, the calculator gives you a monthly payment amount for the data points you have entered.
Data points can include principal and interest, taxes and insurance and private mortgage insurance (PMI). This is shown using a pie chart, but you can also see the breakdown in dollars by clicking the plus sign (+) next to Show details.
If your loan is fixed rate, you’re charged the same amount of interest for borrowing the money over the full term of the loan. This allows your monthly payments to stay the same.
The alternative is an adjustable rate mortgage – where the interest can change during the loan term.
Interest rate is based on a combination of market and personal factors – the current economy, your credit score and how you’ll use the property.
Mortgage rates can change daily. Check current mortgage rates
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