Mortgage Calculator

Estimate your monthly mortgage payment with taxes and insurance included

How Much Would Your Monthly Mortgage Payment Be?

This calculator helps you get a general estimate. For a more personalized experience for your specific budget, try our Home Insight© Planner.

Calculators are provided for educational and informational purposes only. Estimates and other information generated is deemed reliable, but is not guaranteed.

Check PNC's Current Mortgage Rates


You’ll enter your purchase price, down payment as either a dollar amount or a percentage, term in years and interest rate.

You can also click Advanced to enter your yearly property tax and homeowner’s insurance, if you know those amounts.

Based on your information, the calculator gives you a monthly payment  amount for the data points you have entered.

Data points can include principal and interest, taxes and insurance and private mortgage insurance (PMI). This is shown using a pie chart, but you can also see the breakdown in dollars by clicking the plus sign (+) next to Show details.

If your loan is fixed rate, you’re charged the same amount of interest for borrowing the money over the full term of the loan. This allows your monthly payments to stay the same.

The alternative is an adjustable rate mortgage – where the interest can change during the loan term.

Interest rate is based on a combination of market and personal factors – the current economy, your credit score and how you’ll use the property.

Mortgage rates can change daily. Check current mortgage rates

Other Calculators You Might Be Interested In

Fixed vs. Adjustable Rate

How Much Should I Put Down on a New Home?

See All Mortgage Calculators

Next Steps

Try the Home Insight® Planner

Set your budget. Search for homes. Save your favorites.

Are You Ready to Start Your Preapproval?

Prepare your Finances & Start a Preapproval

More Mortgage Resources

When Is The Best Time To Buy A Home?

It’s less about market conditions and more about your own financial condition.

4 min read

How to Save on Homeowners Insurance

Ensure you're not overpaying for home insurance. Our insights help you trim unnecessary costs and secure the coverage you need affordably.

5 min read

Seller Concessions: What Homebuyers & Sellers Should Know

Seller concessions are a common part of the homebuying process. Learn more about what they are, how they work, and how to negotiate them to your advantage.

5 min read

Have questions?

 We're here to help!

Give Us a Call

Talk with a Home Lending Center representative about your options.

Mon – Thurs: 8am – 10pm ET
Fri: 8am – 6pm ET
Sat – Sun: 8am – 5pm ET

We Can Call You

Help us understand your needs, fill out a contact form and we'll get in touch.

Find a Mortgage Loan Officer

Find a local Mortgage Loan Officer to work with.