The Property must be located in an eligible market. A PNC Mortgage Loan Officer can help determine your eligibility for this offer. To qualify, borrower’s household income must be at or below 80% of the median household income for the metropolitan statistical area (MSA) or the financed property must be located in a low- or moderate-income census tract as designated by the FFIEC. The PNC Closing Cost Assistance Grant may not exceed actual closing costs and prepaids. The PNC Closing Cost Assistance Grant may be applied to primary residence purchase or limited cash out refinance transactions (purpose of refinance must be rate and term only). Additional restrictions and qualifications may apply. PNC Grant amount is subject to change.
Affordable Lending Solutions
Find out if you could be eligible for a specialized program at PNC based on your income.
A Home is More Than a Place to Live
Options that Help Make Owning a Home a Reality
PNC has many options – including for customers with credit scores as low as 620. We have more flexible debt vs. income limits, loan options without mortgage insurance, and options with no down payment or out-of-pocket expenses.
We also offer Rural & USDA, FHA, VA programs and more. A home can be the foundation for financial security, a family legacy and a sense of having a true stake in a community. That’s why PNC offers a variety of solutions designed to help make owning a home an affordable reality.
See How Much You Can Afford
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Mortgage Calculators
Comparing loan options? Just looking for how much you can borrow? Use our home lending calculators to understand your financing options and help you decide.
More Mortgage Resources
Can I Buy A Home Without Busting My Budget?
Yes. You may be surprised at how many ways it’s possible. PNC Bank’s mortgage leaders share pointers for making that dream a reality.
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What is an FHA Loan?: A Comprehensive Guide to FHA Loans
A Federal Housing Administration or FHA loan is a government-insured mortgage that allows borrowers to buy a home with more lenient requirements.
6 min read
PNC’s Preliminary Pre-Approval Process: Benefits Over The Industry Standard
Until now, home buyers had only two options to prove creditworthiness before shopping. Now a third way delivers confidence with both speed and thoroughness.
2 min read
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The PNC Closing Cost Assistance Grant may not exceed actual closing costs and prepaids (purpose and refinance must be rate and term only).
The PNC Closing Cost Assistance Grant may be applied to primary residence purchase or limited cash-out refinance transactions.
Subject to first mortgage product guidelines.
Rate may increase after settlement.
PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
©2023 The PNC Financial Services Group, Inc. All rights reserved.
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