Affordable Lending Solutions

Find out if you could be eligible for a specialized program at PNC based on your income.

A Home is More Than a Place to Live

PNC offers products and programs designed to help make the homebuying process more affordable for qualifying customers.[1] These programs may be for you if you:

  • Need closing cost assistance or down payment assistance.[2]
  • Have a lower FICO credit score
  • Can only afford a low or minimal down payment

Options that Help Make Owning a Home a Reality

PNC has many options – including for customers with credit scores as low as 620. We have more flexible debt vs. income limits, loan options without mortgage insurance, and options with no down payment or out-of-pocket expenses.

We also offer Rural & USDA, FHA, VA programs and more. A home can be the foundation for financial security, a family legacy and a sense of having a true stake in a community. That’s why PNC offers a variety of solutions designed to help make owning a home an affordable reality.

See How Much You Can Afford

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Discuss your preferences, learn more about your loan options.

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Find a loan officer near you and stop by to see us.

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Talk with a Home Lending Center representative about your options.

Mon – Thurs: 8 a.m. – 10 p.m. ET
Fri: 8 a.m. – 6 p.m. ET
Sat – Sun: 8 a.m. – 5 p.m. ET

Mortgage Calculators

Comparing loan options? Just looking for how much you can borrow? Use our home lending calculators to understand your financing options and help you decide.

How Much Can I Afford?

How Much Should I Put Down on a New Home?

More Mortgage Resources

Seller Concessions: What Homebuyers & Sellers Should Know

Seller concessions are a common part of the homebuying process. Learn more about what they are, how they work, and how to negotiate them to your advantage.

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The True Costs Of Home Ownership

The cost of owning a home is more than the mortgage payment. Make sure you have all the information to create a realistic budget.

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Why Is My Mortgage Being Transferred?

Have you been notified that your mortgage has been transferred to a new servicer? Here’s what it means and what you can expect.

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