You’ve worked with a PNC Loan Officer to submit your home loan application and supporting documentation.
What you need to do: If you haven’t already, contact your Mortgage Loan Officer to confirm that you want to proceed with your application. Please sign and return the forms enclosed in your welcome package and any additional documentation requested.
What you need to do: If you receive a request for additional information, it’s important to respond as quickly as you can or your closing date may be impacted.
What you need to do, as applicable: Insurance needs to be in place prior to final loan approval. Now’s the time to decide on homeowner’s, flood and other coverage. Please see below for more on types of insurance and insurance FAQs.
What you need to do: In some cases, we may ask for additional documentation prior to final approval. If requested, it’s important to act as quickly as possible.
What you need to do: Let your Mortgage Loan Officer know immediately if any changes need to be made to your Closing Disclosure. This could delay closing.
Provide preliminary information to begin the pre-approval or loan process.
PNC Mortgage Loan Officers are available at branches nationwide ready to help guide you through the mortgage process. Discuss your preferences to learn more about your loan options and see if you are pre-qualified.
If you prefer to begin the application process over the phone, or just have questions, Mortgage Loan Officers are available:
Mon – Thurs: 8am – 10pm ET
Fri: 8am – 6pm ET
Sat – Sun: 8am – 5pm ET
Our Home Lending Education Center can help give you a complete picture of your home loan.
To apply for a home loan, you’ll need to provide information about your income, assets and debts, plus any circumstances that may impact your ability to repay.
Be prepared to provide some or all of the items below:
PNC, PNC HomeHQ, PNC Home Insight, and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has pending patent applications directed at various features and functions of Home Insight Planner and Home Insight Tracker. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
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