Personal Unsecured Installment Loan Annual Percentage Rates (APRs) shown are for the displayed loan amount and repayment term. Loan amounts range from $1,000 to $35,000 and repayment terms range from 6 to 60 months. Rates may vary by loan amount and repayment term. APRs for loans amounts from $1,000 to $35,000 with repayment terms from 6 to 60 months currently range from 7.69% to 26.44%.

The displayed rates are available to well-qualified applicants. Your actual APR may be higher than the lowest available rate and will be based upon multiple factors such as credit qualifications, loan amount, repayment term, PNC relationship including your history and use of PNC demand deposit accounts, automated payment from a PNC checking account and number of days to first payment.

APRs include a 0.25% discount for automated payment from a PNC checking account. Automated payment must be set up at loan closing to qualify for the 0.25% discount. If automated payment is discontinued, you may no longer receive an automated payment discount and your rate will increase 0.25%.

Loan Payment Examples: Payment amounts displayed are estimated. Actual payment may vary based upon factors such as the APR, loan amount and repayment term. 

Credit is subject to approval. Certain restrictions and conditions apply. Rates are effective as of 7/31/2025. Rates, terms and conditions are subject to change at any time. For more information, visit Personal Loans on pnc.com

The Personal Installment Loan product is only available in the following states: AL, AZ, CO, CT, DC, DE, FL, GA, IL, IN, KY, MA, MD, MI, MO, NC, NJ, NM, NY, OH, PA, SC, TN, TX, VA, WI and WV. Certain restrictions apply for MA, NY, CT and TN. Contact us at 1-877-CALL-PNC (1-877-225-5762) to confirm product availability in your state.

Debt Consolidation: Debt consolidation combines multiple debts into a new loan with a single monthly payment. You may be able to obtain a lower rate, lower payment or pay off debt faster. Reductions in your monthly payment could come from a lower interest rate, a longer repayment period or a combination of both. By opting to repay the debt over a longer period, you may pay more in interest over time. Contact us to discuss the option that best meets your needs.

NOTE: For the Personal Unsecured Installment Loan, loan proceeds cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com