Credit is subject to approval. Certain restrictions and conditions apply.
Check Current Personal Loan Rates*
Explore Personal Loans & Lines of Credit
Compare Personal Loan & Line Products
| Personal Installment Loan | Personal Line of Credit | |
|---|---|---|
| Loan Limit |
$1,000 - $35,000 |
$1,000 - $25,000 California maximum line amount: $5,000 |
| APR* | Fixed Rate | Variable Rate, based on Wall Street Journal Prime Rate |
| Access to Funds | One-time, lump sum | Continuous draw period |
| No Prepayment Penalty |
||
| Collateral Needed | None | None |
| Get Started | Start an Application Online Unsecured Personal Loans |
1-877-225-5762 Personal Line of Credit |
Tools & Resources
Frequently Asked Questions & Answers
Interest paid on personal loans is not tax deductible. Consult a tax advisor regarding your specific situation.
After you apply, you’ll get a decision within a few days. If approved, you can go to a branch to sign your loan documents and immediately receive your funds. Allow additional time if you choose to request your loan documents by mail.
After you apply, you will get a decision within a few days. If your application is approved and you require no immediate funds, there is a 15 day hold on your line of credit until you are able to utilize your funds. If you select yes to immediate funds in your application, then closing in a local PNC branch is required and you will receive access to your funds on the day of closing.
Personal Loan Insights
Borrow
What Can Personal Loans Be Used For?
Personal loans can be used to fund a range of plans and projects. Learn more about when to consider a personal loan to meet your financing needs.
7 min read
Borrow
Finding the Right Borrowing Option for Your Budget
Choosing a personal loan, personal line of credit or a credit card requires evaluation of your needs, repayment capability and financial goals.
3 min read
Borrow
Debt-To-Income Ratio: Why Is It Important?
Considering a loan? Lenders need to fully understand your financial obligations. Your Debt-To-Income ratio helps gauge your ability to repay loans.
4 min read
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Loan proceeds from the Personal Installment Loan cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.
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The Personal Line of Credit product is only available in the following states: AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MA, MD, MI, MO, NC, NJ, NM, OH, PA, SC, TX, VA, WI and WV. Certain restrictions apply for MA, NY, CT and TN. Contact us at 1-877-CALL-PNC (1-877-225-5762) to confirm product availability in your state.
*Check Personal Installment Loan and Personal Line of Credit Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.
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