| Personal Installment Loan | Personal Line of Credit | Investment Line of Credit | |
|---|---|---|---|
| Loan Limit | $1,000 - $35,000 |
$1,000 - $25,000 |
$25,000 - $5,000,000 |
| APR | Fixed Rate |
Variable Rate, based on Wall Street Journal Prime Rate |
Variable Rate, based on Wall Street Journal Prime Rate and Maximum Line Amount |
| Access to Funds | One-time, lump sum |
Continuous draw period |
Continuous draw period until the line terms after 5 years |
| No Prepayment Penalty | ✔ | ✔ | ✔ |
| Collateral Needed | None |
None |
Yes, an eligible PNC Investments account. |
| Get Started | 1-877-Call-PNC |
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Important Legal Disclosures and Information
Credit is subject to approval. Certain restrictions and conditions apply.
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Loan proceeds from the Personal Installment Loan cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.
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Through your Investment Line of Credit you can borrow up to 50% of the value of the eligible assets in your PNC Investments account. Credit is subject to approval. Certain terms and conditions apply.
*Check Personal Installment Loan and Personal Line of Credit Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.
BBVA USA has been acquired by The PNC Financial Services Group, Inc. and is operating as an affiliate of PNC Bank, National Association. (PNC Bank, N.A.) until approximately October 12, 2021 when BBVA USA will be merged into PNC Bank, N.A. Both banks will continue to offer independent products. Product offerings may differ in underwriting guidelines, product features, terms, fees and pricing. You are free to apply at either bank for the products of your choice. You can also learn more by contacting us at 1-888-PNC-BANK.
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