Find the right private student loan for you.
We are aware of the White House announcement indicating that the US Department of Education will provide relief to some Student Loan borrowers. For more information, please see StudentAid.gov. PNC is currently processing information as it is published by the Department of Education. Please contact your loan servicer for loan-specific questions or information.
Get ready for the upcoming school year with a PNC Solution Loan, a private student loan designed to fill the gap when government loans and financial aid don't cover all of your expenses.
Enjoy the benefits of having an undergraduate loan with PNC:
Enjoy the benefits of refinancing with PNC.
Loans are subject to credit approval. Certain restrictions and conditions apply. You are encouraged to explore all scholarship, grant and federal borrowing options before applying for a private loan.
Automated Payment Discount: During repayment, an interest rate discount of 0.50% is available for automated payments. Borrower must be making scheduled payments that include both principal and interest. Interest-only payments do not qualify. Advertised rates include the 0.50% automated payment interest rate discount. The rate discount will be applied at the time automated payment is established. If automated payment is discontinued at any time, the discount will be removed and the rate will increase by 0.50%.
Cosigner Release: Requires that the borrower has made at least forty-eight (48) consecutive timely payments of principal and interest with no periods of interruption within that 48-month timeframe. To qualify, the borrower must submit a request, meet the consecutive, timely payment requirements, provide proof of income and pass a credit check.
Application: When applying, you will be transferred to the website of our service provider. A list of information required to complete your application will be provided during the application process. Solution Loan Limits: Annual maximum: $50,000. Maximum aggregate educational debt (including federal and private student loans): $225,000. Education Refinance Loan maximum: up to $200,000 based on level of degree attained.
Refinancing: Refinancing at a longer repayment term may lower the borrower’s monthly student loan payments, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase the borrower’s monthly student loan payments, but may lower the total interest paid over the life of the loan.
Certain Federal Benefits Will Be Lost or Not Available: If you refinance your federal loans through this PNC Education Refinance Loan, you will lose or not be able to select other payment plans available to federal student loan borrowers, such as income-contingent repayment or income-based repayment. In addition, federal student loans offer deferment, forbearance and loan forgiveness options that may not be available under a PNC Education Refinance Loan. Please compare your current benefits with this program to ensure any loss of existing benefits is fully understood.
*Solution Loan and Education Refinance Loan Rates: Rates displayed are for well-qualified applicants and include a 0.50% discount for automated payment. For the Solution Loans, the displayed rates are available to applicants who choose the immediate repayment option at a 5-year repayment term. For the Education Refinance Loan, the displayed rates are for applicants with an Undergraduate Degree who choose a 5-year repayment term. Other rates may be applicable for different repayment terms (Solution & Refinance Loans), repayment options (Solution Loans) and level of degree attained (Refinance Loan). Your actual APR will be based upon multiple factors. For more details and to access important rate & product information, visit the loan product pages: Undergraduate, Graduate, Health & Medical Professions, Health Residency, Bar Study, Education Refinance Loan.
PNC does not provide accounting, tax or legal advice. Financial literacy content and interactive calculators are provided for educational, informational and illustrative purposes only. The utilization of calculators and any results displayed do not represent an offer or solicitation for a product or service by PNC Bank or its affiliates. PNC does not guarantee the accuracy or applicability of these resources to your circumstances. Please consult a financial, tax or legal advisor regarding your specific situation.
PNC Solution Loan is a registered mark of The PNC Financial Services Group, Inc.
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