Private Student Loans

Find the right student borrowing solution.[1]

0.50% rate
discount with
auto pay[2]

0.50% rate discount with auto pay[2]

$10,000

$10,000 Scholarship. Undergraduate & Graduate.
12 Winners. Enter Today.[3]

PNC Student Loan Options

Undergraduate Loans

For associates or bachelor's degrees

For undergraduate students who are enrolled at least half time in a degree or certificate program.

Fixed APRs Range From

4.49% - 13.99%[4]

Variable APRs Range From

5.99% - 15.49%[4]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, repayment option and other factors. Lowest rates for well-qualified applicants.[2][4]

Graduate Loans

For master's or doctoral degrees

For graduate or professional students who are enrolled at least half time in a degree or certificate program.

Fixed APRs Range From

4.49% - 13.99%[4]

Variable APRs Range From

5.99% - 15.49%[4]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, repayment option and other factors. Lowest rates for well-qualified applicants.[2][4]

Health & Medical Professions

For undergraduate and graduate health-related fields

For undergraduate and graduate students who are enrolled at least half time in a health-related degree program.

Fixed APRs Range From

4.49% - 13.99%[4]

Variable APRs Range From

5.99% - 15.49%[4]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, repayment option and other factors. Lowest rates for well-qualified applicants.[2][4]

Health Professions Residency

For master's or doctoral degrees

For MD, DDS, DO and DVM residents who need to cover interview and relocation costs.

Fixed APRs Range From

4.49% - 13.99%[4]

Variable APRs Range From

5.99% - 15.49%[4]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, repayment option and other factors. Lowest rates for well-qualified applicants.[2][4]

Bar Study

For bar exam

For law students who need to cover the costs associated with the bar exam.

Fixed APRs Range From

4.49% - 13.99%[4]

Variable APRs Range From

5.99% - 15.49%[4]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, repayment option and other factors. Lowest rates for well-qualified applicants.[2][4]

Refinance Loan

For combining multiple student loans into one

For borrowers seeking to lower monthly payments, pay off their loan quicker, or reduce their overall interest expense.[7]

Fixed APRs Range From

6.99% - 16.39%[4]

Variable APRs Range From

7.89% - 17.39%[4]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, level of degree attained and other factors. Lowest rates for well-qualified applicants.[2][4]

PNC Student Loan Options

Undergraduate Loans

For associates or bachelor's degrees

For undergraduate students who are enrolled at least half time in a degree or certificate program.

Fixed APRs Range From

4.49% - 13.99%[4]

Variable APRs Range From

5.99% - 15.49%[4]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, repayment option and other factors. Lowest rates for well-qualified applicants.[2][4]

Graduate Loans

For master's or doctoral degrees

For graduate or professional students who are enrolled at least half time in a degree or certificate program.

Fixed APRs Range From

4.49% - 13.99%[4]

Variable APRs Range From

5.99% - 15.49%[4]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, repayment option and other factors. Lowest rates for well-qualified applicants.[2][4]

Health & Medical Professions

For undergraduate and graduate health-related fields

For undergraduate and graduate students who are enrolled at least half time in a health-related degree program.

Fixed APRs Range From

4.49% - 13.99%[4]

Variable APRs Range From

5.99% - 15.49%[4]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, repayment option and other factors. Lowest rates for well-qualified applicants.[2][4]

Health Professions Residency

For master's or doctoral degrees

For MD, DDS, DO and DVM residents who need to cover interview and relocation costs.

Fixed APRs Range From

4.49% - 13.99%[4]

Variable APRs Range From

5.99% - 15.49%[4]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, repayment option and other factors. Lowest rates for well-qualified applicants.[2][4]

Bar Study

For bar exam

For law students who need to cover the costs associated with the bar exam.

Fixed APRs Range From

4.49% - 13.99%[4]

Variable APRs Range From

5.99% - 15.49%[4]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, repayment option and other factors. Lowest rates for well-qualified applicants.[2][4]

Refinance Loan

For combining multiple student loans into one

For borrowers seeking to lower monthly payments, pay off their loan quicker, or reduce their overall interest expense.[7]

Fixed APRs Range From

6.99% - 16.39%[4]

Variable APRs Range From

7.89% - 17.39%[3]

Rates include a 0.50% discount for automated payments. Rates within the range may vary based on repayment term, level of degree attained and other factors. Lowest rates for well-qualified applicants.[2][4]

How can a Cosigner help you?

Over 90% of our student borrowers have a cosigner.[5]

A cosigner may help you:

  • Obtain a lower rate
  • Lower monthly payments
  • Increase your chance of approval

Explore more benefits of using a cosigner

Option to release the cosigner in the future[6]

Ways to Apply

Apply now to receive a preliminary decision within minutes.[1]

Apply by Phone

Apply in Branch

Calculate Payments

Estimate the cost of your loan payment using our customized payment tools.

Undergraduate, Health & Medical Professions

Graduate, Health & Medical, Bar & Residency

Refinance your Student Loans

Paying for College

Learn about options to help pay for college, including financial aid and college savings plans, and explore resources to assist in budgeting and planning.

Get Started

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