PNC Choice Banking

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A Personalized Relationship Banking Solution

PNC Private Client is now PNC Choice Banking.

At PNC, we understand that your financial needs are complex and multifaceted. That’s why we offer a wide range of strategies, guidance and products to help you and your family thrive.

PNC Choice Banking, formerly PNC Private Client, is designed to help you meet your goals and keep moving forward.

PNC Choice Banking services are available at no additional charge for customers with $50,000 in eligible deposit balances at PNC.[1]


It's All for You

When you join PNC Choice Banking, you’ll gain access to:

Your Dedicated Team

PNC Relationship Managers and financial professionals will work together to provide you with solutions that fit your needs. We’ll help ensure that your financial plans prepare you for the changes life can bring.

Financial Insight

Knowledge can be a powerful advantage. That’s why we share thought leadership content and market insights from PNC strategists, economists and other financial professionals.

Benefits & Rewards

Get help identifying which products are right for you and enjoy access to our most rewarding financial solutions. Manage your money with greater clarity, too, by tapping into our suite of digital banking and investing tools.

Exceptional Products & Services

Unlock valuable tools and features:

Virtual Wallet® with Performance Select

Our top-tier Virtual Wallet product includes patented money management tools to help you manage your financial life and reach your financial goals.
Learn more »

Lending Options

We look at financing as a tool to help you achieve your financial goals and maintain control over your cash flow.
Learn more »

Premiere Money Market

Through our tiered rate structure, your higher balances will earn higher interest rates when paired with a qualifying Virtual Wallet with Performance Select account.[2]
See rates in your area »

Credit Cards

Lower rates, rewards, cash back or travel — no matter what you're looking for in a credit card, PNC can help you find a great match.
Learn more »


Retirement & Investment Planning[3]

Guidance for whatever comes next

As a PNC Choice Banking customer, you will have the opportunity to work with members of the PNC Investments team toward your retirement and investment goals. Wherever you may be in your retirement or investing journey, our investment advisors and financial professionals can provide information, insights and guidance to support you.

Visit the Retirement Planning Center »


Fresh perspectives to help strengthen your knowledge


5 Reasons to Review Your Overall Financial Situation Annually

We engage in yearly checkups for our health, vehicles and more. But do your finances receive the same attention?

3 min read


Leaving Your Employer? Explore Options for Your Old 401(k)

As you change jobs or retire, you have important decisions to make regarding the retirement assets you have accumulated in your old 401(k)s.

2:17 min video


5 Questions to Ask About Your Life Insurance

Every aspect of your financial life needs a check-up now and then, including your life insurance.

2:23 min video


HELOCs: The Pros and Cons of Using your Home’s Equity for a Line of Credit

Take a closer look at what makes HELOCs a useful financial tool for homeowners.

4 min read

Get Started

Take the first step toward enjoying all of the benefits PNC Choice Banking offers you.

Give Us a Call

Mon - Fri: 7am - 10pm ET
Sat & Sun: 8am - 5pm ET


Important Legal Disclosures & Information

  1. To be eligible for PNC Choice Banking, you’ll need $50,000 or more in combined average monthly balances in your active personal checking, savings, money market accounts and certificates of deposit (excluding any IRA Deposit products) using the most current statement period balance(s) at the time of enrollment. These are considered "Eligible Deposits."

    Program features and eligibility requirements are subject to change. This offer is non-transferrable. If, after enrollment, you choose not to participate in PNC Choice Banking, please contact us at 866-PNC-4000.

  2. In order to qualify for a Relationship Rate for Premiere Money Market, you must have a linked checking account (for the Performance Select Checking Relationship Rate, you must have a linked Performance Select Checking or Virtual Wallet with Performance Select) and meet one of the following requirements:

    • Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances or linked PNC Visa Credit Card) posted during the previous calendar month to your Checking account using your Visa® Debit Card or to your linked Visa Credit Card.
    • Have $5,000 in qualifying direct deposits in a linked Virtual Wallet with Performance Select or Performance Select Checking during the previous calendar month.

    (A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.)

    Starting with the calendar month following when you open your Premiere Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

    If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

    We will only link accounts at your direction. If you have not directed PNC to link another account to your Premiere Money Market, the accounts will not be linked and you will not receive a relationship rate, applicable waivers of monthly service charges, or other relationship benefits on your unlinked PNC accounts. The requirement that you direct us to link accounts in order for you to receive benefits applied to all of your PNC accounts.

  3. This material is meant to educate and not to provide legal, tax, accounting or investment advice. PNC Investments and its affiliates and vendors do not provide legal, tax or accounting advice.

    Important Investor Information: Brokerage and insurance products are:

    Not FDIC Insured • Not Bank Guaranteed • Not A Deposit
    Not Insured By Any Federal Government Agency • May Lose Value

    Securities products, brokerage services and managed account advisory services are offered by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and member FINRA, and SIPC. Annuities and other insurance products are offered through PNC Insurance Services, LLC, a licensed insurance agency.

    View the PNC Investments Business Resiliency Planning Customer Disclosure.

    View Important Information About Order Routing and Execution.

    This document provides information on additional compensation that PNC Investments receives from certain mutual fund companies, 529 plan program managers and insurance companies.

    This material does not constitute an offer or solicitation in any jurisdiction where or to any person to whom it would be unauthorized or unlawful to do so.

    PNC Investments does not guarantee the performance of any investment. Investing results may vary. Investments may lose money. Diversification and asset allocation may not prevent a loss of investment.

    PNC Investments LLC, PNC Insurance Services, LLC and PNC Bank, National Association are each affiliated with The PNC Financial Services Group, Inc.

    Bank deposit products and services provided by PNC Bank, National Association. Member FDIC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.