Pricing & Fees

For customized pricing and fee information, please contact PNC Investments.

For investors looking to generate immediate income

• Pay one single premium
• Once the income starts, it continues for life or for a specified period of time
• A specified interest rate lasts for the duration of the payout period

For conservative investors looking to supplement retirement income, provide income for a spouse or heirs, or bridge an income gap

• Pay one single premium, or several flexible premiums
• Principal investment grows tax-deferred
• Fixed crediting rate is determined by the insurance company
• Cash value is available for withdrawal, if needed (though may be subject to surrender fees)
• Death benefit is paid tax-free to named beneficiaries during the cash accumulation phase

For moderate to aggressive investors – limited upside potential and no direct market exposure

• Pay one single premium, or several flexible premiums
  
• Offers downside protection in the event of market decline
• Crediting rate based on market movement of an underlying equity index
• For an additional cost, optional income riders allow for income generation without depleting the principal investment
•  Death benefit is paid tax-free to named beneficiaries during the cash accumulation phase

For moderate to aggressive investors – tax-deferred market exposure to maximize income potential in retirement, or provide income for a spouse or heirs

• Pay one single premium, or several flexible premiums
  
• Provides a deferred income stream and may keep pace with inflation, potentially enabling higher returns over time
• Unlimited growth potential and unlimited downside risk
• Cash value is available for withdrawal, if needed (though may be subject to surrender fees)
• For an additional cost, optional income riders allow for income generation without depleting the principal investment
• Death benefit is paid tax-free to named beneficiaries during the cash accumulation phase