Annuities are contracts with insurance companies designed to meet retirement and other long-range goals. Investors make lump-sum payments or a series of payments, and receive periodic payments from the insurance company in return.

Frequently used for retirement planning, annuities provide for tax deferred growth during the accumulation phase, then periodic income payments over time during the annuitization or payout phase. You decide how long you want to invest your funds, then you decide the frequency and for how long you want to receive your income payments. Income payment can be received for as short as three years, or last a lifetime, and can be paid as frequently as monthly.

Feature and Benefits

  • Can be tailored to your risk tolerance and your need for income now versus in the future
  • May be arranged to provide income and benefits for your loved ones
  • All annuities are subject to the claims paying ability of the issuing insurance company

Pricing and Fees

For customized pricing and fee information, please contact a PNC Investments professional.

The following information may be provided by PNC Investments affiliates, including PNC Bank, PNC Wealth Management® or PNC Institutional Asset ManagementSM.

Ways to Get Started

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Important Information and Disclosures

This material is meant to educate and not to provide legal, tax, accounting or investment advice. PNC Investments and its affiliates and vendors do not provide legal, tax or accounting advice.

Important Investor Information: Brokerage and insurance products are:

Not FDIC Insured • Not Bank Guaranteed • Not A Deposit
Not Insured By Any Federal Government Agency • May Lose Value

Securities products, brokerage services and managed account advisory services are provided by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and member FINRA, and SIPC. Annuities and other insurance products are offered through PNC Insurance Services, LLC, a licensed insurance agency.

This material does not constitute an offer or solicitation in any jurisdiction where or to any person to whom it would be unauthorized or unlawful to do so.

PNC Investments does not guarantee the performance of any investment. Investing results may vary. Investments may lose money. Diversification and asset allocation may not prevent a loss of investment.

PNC Investments LLC, PNC Insurance Services, LLC and PNC Bank, National Association are each affiliated with The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC.

This document provides information on additional compensation that PNC Investments receives from certain mutual fund companies, 529 plan program managers and insurance companies.