PNC Business Cash Rewards Credit Card

PNC Cash Rewards®
Visa Signature®
Business Credit Card

Earn Cash Back from Business Spending

PNC Business Cash Rewards Credit Card

Earn a $400 Statement Credit[1]

After making at least $3,000 in net purchases[2] during the first three billing cycles following account opening.

In addition, earn unlimited 1.5% cash back on all net purchases. No category restrictions and no caps on the cash back you can earn.

Enjoy an introductory 0% APR for the first 9 billing cycles following account opening on purchases. Then a variable APR, currently 17.49% to 27.74%, based on creditworthiness, will apply. This APR will vary with the market based on the prime rate.

Key Features

Earn a $400 statement credit[1]

After making at least $3,000 in net purchases[2] during the first three billing cycles following account opening.

Online Account
Management

Access a variety of online tools to manage your business credit card activity.

Visa Signature® 
Benefits

Provides travel benefits and protection for purchases.


Account Overview

Earn unlimited 1.5% cash back on all net purchases[2]

  • No category restrictions
  • No caps on the cash back you can earn

Use Account View to Manage Employee Purchases and to Monitor Cash Flow

  • Check your current balance & view pending transactions online.
  • Set individual spending limits for employee cards.
  • Add, activate or close cards.
  • Make payments electronically or schedule recurring payments.
  • Access up to 13 months of transaction detail.
  • Download transactions into Excel®, Quicken®, QuickBooks® or use .csv files.

View your PNC Business Credit Card Spending by Business Category

When you enroll in Cash Flow Insight®, our Spend Analysis tool will automatically assign business categories to your posted PNC business credit card transactions. This will help you:

  • Monitor where you and your employees are spending.
  • Plan and budget future business needs.

Manage Business Risk

  • Set up your PNC business credit card as overdraft protection for your PNC business checking account to help ensure that you have funding when needed.
  • Contactless Technology: Pay for everyday purchases faster and with greater convenience than ever before. Learn more about PNC Card Technology
  • Gain the benefits of added convenience and peace of mind with Visa Benefits:
    • If your Visa Business cared is ever lost or stolen, your company is protected against fraudulent use of the card, including transactions made via telephone or on the internet with the Zero Liability Fraud Protection.[3]
    • Extended Protection can double the time period of the original manufacturer’s written U.S. warranty up to one (1) full year on warranties of three years or less.
    • Purchase Security will replace, repair, or reimburse you for eligible items of personal property in the event of theft or damage within the first 90 days of purchase.

PNC Cash Rewards® Visa Signature® Business Credit Card Travel Benefits[4]

  • Lost Luggage Reimbursement.
  • Travel Accident Insurance.
  • Auto Rental Collision Damage Waiver.
  • Roadside Dispatch®
  • Lost / Stolen Card Reporting.
  • Purchase Security and Extended Protection.
  • Emergency Card Replacement.
  • Emergency Cash Disbursement.
  • Travel and Emergency Assistance Services.
  • Visa Signature Concierge.

 Cash Rewards® Rates & Fees

Did you know? If you have a PNC business checking account, using a PNC business credit card could offset your monthly maintenance fee.[5]

**Rates and Fees

Insights

Manage Business Finances

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How to Apply

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