Fast, Easy, Secure
Apply online and get a response in minutes.
Reward yourself with the PNC points Visa Business credit card[1]. Earn redeemable points for making every day qualifying purchases.
Apply online and get a response in minutes.
See how fast & easy it can be to earn rewards you want.
Have immediate access to credit so you have the buying power you need, when you need it.
When you enroll in Cash Flow Insight® our Spend Analysis tool will automatically assign business categories to your posted PNC business credit card transactions. This will help you:
Your average yearly credit card spend is: $18,000
You could earn †
90,000 (5 points per $1) per year
† A Qualifying Purchase is any eligible purchase you make with an enrolled or Linked Card that is processed or submitted through the Visa U.S.A. Inc. payment system. This includes the following: Purchases made by swiping your Card, Internet purchases, Phone or mail order purchases, Bill payments (other than to us or another financial institution), Contactless purchases (purchases you make by holding your Card or other device up to a secure reader instead of swiping your Card)
The following transactions are not Qualifying Purchases and will not earn points: Payments of existing Credit Card balances, Balance transfers. Cash advances, ATM transactions, Convenience checks, Fees charged by us (for example, annual fees, interest, and related service charges), Payments made for prepaid and reloadable cards such as certain gift cards, Visa Buxx®, and similar cards, Payments made for payment instruments that can readily be converted to cash (for example, travelers checks, money orders, wire transfers, and similar products or services).
We may decide, in our sole discretion, whether any particular transaction is a Qualifying Purchase.
For details, including limitations and restrictions, please refer to the PNC points Program Terms & Conditions
Introductory Offer | Introductory 0% APR for the first 9 billing cycles following account opening on purchases and balance transfers, when the balance is transferred within the first 90 days following account opening. |
Annual Fee | $0 |
Purchase and Balance Transfer APR | 15.49% to 24.49% This APR will vary with the market based on the prime rate. |
Cash Advances APR | 26.49% This APR will vary with the market based on the prime rate. |
Penalty APR | 33.49% This APR will vary with the market based on the prime rate |
Transaction Fees: | |
Balance Transfers | Either $5 or 3% of the amount of each balance transfer, whichever is greater |
Cash Advances | Either $10 or 4% of the amount of each cash advance, whichever is greater; $75 maximum |
Penalty Fees: | |
Late Payment | Up to $39 |
Over Credit Limit | $39 |
Important Information about Rates and Fees
It's easy, secure and takes about 15 minutes to apply online. You will need the following to apply:
Subject to credit approval. Additional fees apply. PNC Bank, National Association is the creditor and issuer of the PNC Bank business credit cards.
After the introductory period, a variable APR, currently 15.49% to 24.49%, based on creditworthiness, will apply. This APR will vary with the market based on the prime rate.
To receive relationship benefits, the checking account must be set up as the billing account for the respective service. See your banker for details.
PNC points is a registered mark of The PNC Financial Services Group, Inc.
Excel is a registered mark of Microsoft Corporation.
QuickBooks® and Quicken® are registered marks of Intuit, Inc.
Visa is a registered trademark of Visa International Service Association and used under license.
Cash Flow Insight requires an eligible PNC business checking account and enrollment in PNC Online Banking. Cash Flow Insight is enabled for all new business checking customers enrolling in Online Banking. For more information, visit pnc.com/cashflowinsight. Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc. U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending
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