PNC points® Visa® Business

Credit Card

Reward yourself with the PNC points Visa Business credit card[1]. Earn redeemable points for making every day qualifying purchases.

Fast, Easy, Secure

Apply online and get a response in minutes.


Earn points

See how fast & easy it can be to earn rewards you want.


Open a PNC points® Visa® Business Credit Card and

Earn 25,000 bonus points

when you make $3,000 or more in qualifying purchases during the first 3 billing cycles following account opening.[2,3]

Also, get an introductory 0% APR for the first 9 billing cycles following account opening on purchases and balance transfers, when the balance is transferred within the first 90 days following account opening.[4]

Apply Now »

Special limited time offer ends 6/30/2016!

Introductory Offer
Key Features
No Annual Fee *

There is no annual fee for this card.

Earn 5 Points for
Every $1 Spent[3]

There is no limit to the number of points you can earn on qualifying purchases.[3]

Online Account Management

with Online Banking or Account View

Account Overview

Features and Benefits

Improve Cash Flow

  • Have immediate access to credit so you have the buying power you need, when you need it.

Earn 5 points for every $1 in qualifying purchases**

  • No spending categories to keep track of or remember
  • No limits to the amount of points you can earn
  • Combine your personal and business points to receive more rewards
  • Reward options include merchandise, gift cards, travel, and cash back
  • Redeem with as few as 3,000 points
  • Opt to allow your employees to enjoy points individually or aggregate rewards at the company level
  • Learn how easy it can be to earn and redeem your PNC points »

Track and control costs more easily with Account View

  • Check your current balance & view pending transactions online
  • Set individual spending limits for employee cards
  • Add, activate, or close cards
  • Make payments electronically or schedule recurring payments
  • Access up to 13 months of transaction detail
  • Download transactions into Excel®, Quicken®, or QuickBooks® or use .csv files

Manage Business Risk

  • Request employee cards at no cost and control the individual spending limits for each new cardholder
  • Enjoy enhanced security including an embedded chip to help protect your card from unauthorized use
  • Set up your PNC business credit card as overdraft protection for your PNC business checking account to help ensure that you have funding when needed*
  • Gain the benefits of added convenience and peace of mind with Visa benefits***
    • Extended Protection can double the time period of the original manufacturer’s written U.S. warranty up to one (1) full year on warranties of three years or less.
    • Purchase Security will replace, repair, or reimburse you for eligible items of personal property in the event of theft or damage within the first 90 days of purchase.

** Rewards Program Terms and Conditions

*** See your Visa Guide to Benefits for details

How to Apply

Ways to Apply

  • Online through the website
  • By phone: 1-800-762-5684 (Mon - Fri: 7am to 10pm ET; Sat - Sun: 8am - 5pm ET)
  • In person at a branch
  • Offline through a printable application to mail or fax

What You Need to Apply

It's easy, secure and takes less than 5 minutes to apply online. You will need the following to apply:

  • Company Tax ID
  • Company annual revenue
  • Your Social Security Number, monthly housing payment and gross annual income

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Important Legal Disclosures and Information

  1. Subject to credit approval. Additional fees apply. PNC Bank, National Association is the creditor and issuer of the PNC Bank Business Credit Cards.

  2. Business credit card application must be received by June 30, 2016. Subject to credit approval. Offer limited to one 25,000 bonus points award per PNC points Visa Business credit card account. New accounts only; not valid for existing PNC points Visa Business credit card account holders. The 25,000 points, if earned, will be forfeited if the account is closed before the credit is awarded. The credit will appear on your credit card account statement within 90 days of making $3,000 in qualifying purchases.

    Your card will be automatically enrolled in PNC points. 25,000 bonus points will be awarded after you have made $3,000 in qualifying purchases during the first 3 billing cycles following account opening. The 25,000 bonus points will be awarded within 60 days following the qualifying purchase that enabled you to meet $3,000 minimum requirement. The 25,000 bonus points, if earned, will be forfeited if the account is closed before the bonus points are awarded. PNC Bank reserves the right to change or terminate the PNC points program at any time.

  3. The term “qualifying purchases” does not mean all purchases you may make with your credit card. Some limited transactions are excluded such as ATM withdrawals and other types of cash transactions you make using your credit card. For details, please see the full Rewards Program Terms and Conditions.

  4. After the introductory period, a variable APR, currently 11.24% to 20.24%, based on creditworthiness, will apply. This APR will vary with the market based on the prime rate.

  5. To receive relationship benefits, the checking account must be set up as the billing account for the respective service. See your banker for details.

PNC points is a registered mark of The PNC Financial Services Group, Inc.

Excel is a registered mark of Microsoft Corporation.

QuickBooks and Quicken are registered marks of Intuit, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

Equal Opportunity Lender