Activate Offers
Visit Rewards Center in PNC Online Banking to activate offers.
PNC Purchase Payback
Earn cash or points... just for shopping the way you like.
Activate Offers
Activate Offers on the Go
Download the PNC Mobile Banking app to access and activate offers.
PNC Purchase Payback
Download the PNC Mobile Banking app to access and activate offers
Download Mobile AppDesigned to Reward You More
PNC Purchase Payback®[1] is a rewards program designed specifically for you, based on where you like to shop, dine, and have fun. It provides great offers at your favorite retailers, or suggests similar businesses that we think you'll like.
A customized rewards program based on your spending habits means that while we make suggestions, you can choose the reward offers that interest you the most. With PNC Purchase Payback you can treat yourself to even more of the things you love…and get some additional cash or points along the way.
Ways to Earn Cash
Your personal and business PNC Bank Visa® Debit cards and your PNC Cash Rewards® Visa® credit card are all eligible to earn cash with PNC Purchase Payback.
How It Works
Step 1: Click
Log into your PNC online banking or mobile app[2] and view the Purchase Payback offers available to you. “Click” on the offers you want to activate.
Step 2: Shop
Use your eligible PNC Visa card at the retailer before the offer expires.
Step 3: Enjoy
Enjoy your purchase and visit your rewards center to see what you’ve earned.
Frequently Asked Questions
Where can I view my PNC Purchase Payback offers?
Your PNC Purchase Payback account information is available in your PNC Rewards Center in Online Banking which displays a summary of all new, active and earned PNC Purchase Payback offers. You can access your offers from your PNC Rewards Center in PNC Mobile Banking app.
How do I manage my PNC Purchase Payback Offers?
- Sign on to PNC Online Banking on pnc.com.
- On your Account Summary page, click "PNC Rewards Center". Or, select "PNC Rewards Center" from the "Customer Service" tab.
- OR, visit your Rewards Center in the PNC Mobile Banking app. See all your New Offers.
- Simply click on an offer to view the details and to activate it.
Is there a fee to participate in PNC Purchase Payback?
No, there is no fee to participate.
Is there a maximum number PNC Purchase Payback offers I can activate and redeem at one time?
No, there is no maximum.
What if I haven't received my PNC Purchase Payback rewards after 90 days?
Please call us at 1-855-PNC-RWDS (855-762-7937).
If I activate a PNC Purchase Payback offer and use my eligible card at the retailer before the offer expires, when will I get my points?
Normally, points will be rewarded for all earned PNC Purchase Payback offers around the 20th of the month following the qualifying purchase. Typically, points are credited within 10 business days. However it may take up to 90 days for some transactions such as online purchases or foreign transactions.
If I opt out of PNC Purchase Payback, will I opt out of PNC points, too?
No, if you opt out of PNC Purchase Payback in Online Banking, you will still be participating in PNC points.
What if I haven't received my PNC Purchase Payback points after 90 days?
Please call us at 1-855-PNC-RWDS (855-762-7937).
Can I view my PNC points information and PNC Purchase Payback offers in PNC Online Banking?
Yes, most of your points account information is available on your PNC Rewards Center in PNC Online Banking which displays a summary of your points, participating and eligible card points balances and all new, active and earned PNC Purchase Payback offers. You can access the PNC points website from your PNC Rewards Center in PNC Online Banking.
If you currently are not a PNC Online Banking or Mobile Banking customers, you can also access your PNC points account information at pncpoints.pnc.com.
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Important Legal Disclosures and Information
Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa Card to make purchases. Not everyone will get the same offer.
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A supported mobile device is needed to use Mobile Banking. Standard usage and data rates may apply.
PNC points and PNC Cash Rewards are registered marks of The PNC Financial Services Group, Inc.
See the PNC points Program Terms and Conditions for details. PNC Bank reserves the right to change or terminate the PNC points program at any time.
PNC Purchase Payback is a registered mark of The PNC Financial Services Group.
Visa is a registered trademark of Visa International Service Association and used under license.
Bank deposit products and services provided by PNC Bank National Association. Member FDIC.
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.
