Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa Card to make purchases. Not everyone will get the same offer. See PNC Purchase Payback Rewards Program Terms and Conditions for additional details and limitations.
PNC Purchase Payback®
Enjoy more offers across more categories with PNC Purchase Payback
PNC Purchase Payback®
Enjoy more offers across more categories with PNC Purchase Payback
Designed to Reward You More
PNC Purchase Payback[1] is a rewards program designed specifically for you, based on where you like to shop, dine, and have fun. It provides great offers at popular retailers, or suggests similar businesses that we think you'll like.
A customized rewards program based on your spending habits means that while we make suggestions, you can choose the reward offers that interest you the most. With PNC Purchase Payback you can treat yourself to even more of the things you love and get some additional rewards.
How It Works
PNC has partnered with hundreds of merchants to provide personalized offers. Sign on to PNC Online Banking or the PNC Mobile app to view Purchase Payback offers available to you. Tap More Offers to see your personalized offer page.
Use your PNC Visa® card at a listed retailer to start earning.
Enjoy your rewards and check out your personalized offer page.
Digital Banking
Get Started with PNC Purchase Payback
Online Banking
To access your personalized offers, sign on or enroll in Online Banking.
Frequently Asked Questions
Purchase Payback offers are available to view within PNC Online Banking and the PNC Mobile app.
While there are some offers that will need to be activated, you will also see a selection of pre-activated offers. You can view your offers in PNC Online Banking and the PNC Mobile app.
No, PNC does not charge a fee to participate.
No, there is no maximum.
Please call us at 1-855-PNC-RWDS (855-762-7937).
Normally, points or cash back will be awarded for all earned PNC Purchase Payback offers around the 20th of the month following the qualifying purchase. However, it may take up to 90 days for some transactions such as online purchases or foreign transactions.
No. You will only be opting out of PNC Purchase Payback.
Yes, available Purchase Payback offers, activated offers, participating and eligible cards and your Purchase Payback rewards summary are available in your PNC Rewards Center in PNC Online Banking.