PNC Purchase Payback®

Download the PNC Mobile Banking app[1] to access and activate offers

Download Mobile App

Designed to Reward You More

PNC Purchase Payback[2] is a rewards program designed specifically for you, based on where you like to shop, dine, and have fun. It provides great offers at your favorite retailers, or suggests similar businesses that we think you'll like.

A customized rewards program based on your spending habits means that while we make suggestions, you can choose the reward offers that interest you the most. With PNC Purchase Payback you can treat yourself to even more of the things you love…and get some additional cash or points along the way.


Ways to Earn Cash

Your personal and business PNC Bank Visa® Debit cards and your PNC Cash Rewards® Visa® credit card are all eligible to earn cash with PNC Purchase Payback.

Ways to Earn points


Your personal and business PNC points® Visa® Credit cards are both eligible to earn points with PNC Purchase Payback.

How It Works


Step 1: Click

Log into your PNC online banking or mobile app[1] and view the Purchase Payback offers available to you. “Click” on the offers you want to activate.

Step 2: Shop


Use your eligible PNC Visa card at the retailer before the offer expires.

Step 3: Enjoy


Enjoy your purchase and visit your rewards center to see what you’ve earned.

Frequently Asked Questions


Where can I view my PNC Purchase Payback offers?

Your PNC Purchase Payback account information is available in your PNC Rewards Center in Online Banking which displays a summary of all new, active and earned PNC Purchase Payback offers. You can access your offers from your PNC Rewards Center in PNC Mobile Banking app.

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Important Legal Disclosures and Information

  1. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa Card to make purchases. Not everyone will get the same offer.

  2. A supported mobile device is needed to use Mobile Banking. Third party standard usage and data rates may apply. 

See PNC Purchase Payback Rewards Program Terms and Conditions for additional details and limitations.

See the PNC points Program Terms and Conditions for details. PNC Bank reserves the right to change or terminate the PNC points program at any time.

PNC points and PNC Cash Rewards are registered marks of The PNC Financial Services Group, Inc.

PNC Purchase Payback is a registered mark of The PNC Financial Services Group. 

Visa is a registered trademark of Visa International Service Association and used under license. 

Bank deposit products and services provided by PNC Bank National Association. Member FDIC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.