Choice Credit℠ for Business Line of Credit

An unsecured line of credit that puts funds from between $20,000 up to $100,000 at your fingertips.

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Use our easy online application.


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Features and Benefits

  • Simple and fast loan application and decisioning process
  • No collateral required  
  • Easy funds access

Loan at a Glance

Line of Credit amount $20,000 to $100,000[1]
Easy access to funds Write a check drawn against the account, transfer funds into an eligible PNC deposit account using online banking or by telephone 
Interest Rates Variable, based on the Prime Rate[2]
Payments Payment amount is 1.5% of the balance (or a minimum of $100)
Value added extras Provides overdraft protection for your PNC Business checking account
Collateral required None
Annual Fee Annual fee of $175.  
How to Apply

Associated Products & Services

PNC Business Credit Cards

Points. Travel Rewards. Cash Rewards. Lower Rates. No matter what you're looking for in a card, we've got you covered.

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Flexible Financing Solutions through SBA Loans

Small Business Administration (SBA) financing is designed to provide small businesses with access to credit featuring structures and terms that may be more flexible than conventional lending options.

Learn More »

PNC Business Checking

Your business checking account should provide the features and benefits you need for efficiently moving cash in and out of your business everyday. That's why we offer choices.

Learn More »

Important Legal Disclosures and Information

  1. All loans and lines of credit subject to credit approval and require automatic payment deduction from a PNC Bank business checking account. Origination and annual fees may apply.

  2. Prime Rate means the highest prime rate published in the "Money Rates" section of the Wall Street Journal for the last day of the preceding calendar month.

  3. Annual fee of $175. PNC Bank reserves the right to require submission of tax returns and other business and financial information from time to time.

Not all features and benefits applicable for all products

Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association (N.A.), a wholly owned subsidiary of PNC and Member FDIC.

PNC Bank is a registered mark of The PNC Financial Services Group, Inc.

 

PNC’s Retail Bank currently operates in all or part of the following States: Alabama, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, Washington DC, West Virginia and Wisconsin.  If your business is located outside of PNC’s servicing area, then please call us at 1-800-762-5684 for further assistance.

 

† Important information: Calls to or from us may be monitored or recorded by us for quality control and training purposes. By providing your phone number and/or email address, you consent and agree to receive phone calls and electronic mail from PNC, its affiliates and designees.

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