Offers available on new, Small Business Commercial Real Estate and SBA 504 Commercial Real Estate Loans only, and cannot be combined with any other offers. All loans and lines of credit are subject to credit approval. Automatic deduction of payments from a business checking account required for small business loans and lines of credit. Other fees and charges may apply. Offers are contingent upon your business being located at the address to which this letter was mailed. If your business has changed location, you may no longer be eligible for these offers. Offers subject to modification or discontinuation at any time without prior notice. Borrowers are required to maintain their primary operating accounts with PNC, but payments may be auto-deducted from non-PNC accounts.
Small Business Loans
Find the Right Loan Option for Your Business
What Are Term Loans?
Term Loans provide a specific amount of credit to purchase assets or meet specific financing needs. The loan is paid based on a predetermined schedule or monthly principal and interest payments. Loans can be unsecured, or secured by collateral. Interest rates are generally fixed for the life of the loan.
Special Offer:
Lower Rates + No Origination Fee
For a limited time, take advantage of reduced rates on small business owner-occupied real estate loans and enjoy the added savings of no origination fee.[1]
Unsecured Small Business Loan
Best for businesses that want an unsecured term loan, with a simplified application and decisioning process.
- Loan amounts from $10,000 to $100,000.
- Streamlined application and decisioning process.[2]
- No collateral required.
- Easier payment processing – Monthly payments automatically deducted from your business checking account.
- Convenient Terms – Select a fixed rate with a term between 2 and 5 years.
Secured Small Business Loan
Best for one-time business expenses that require longer term financing – such as equipment or machinery.
- Loan amounts from $100,001 and up.
- Lower interest rates – Use business assets to secure lower loan rates and longer terms than unsecured loans.
- Covers your borrowing needs – Wide range of available loan amounts.[2]
- Simplified payments – Monthly payments automatically deducted from your business checking account.
- Convenient terms – Select a fixed or variable rate with a term between 2 and 7 years.
Small Business Commercial Real Estate Loan
Best for purchasing or refinancing owner-occupied
commercial property.
- Loan amounts from $100,001 and up.
- Covers your borrowing needs – Wide range of available mortgage amounts and maturity terms.[2]
- Simplified payments – No checks to mail or trips to the bank. Payments are automatically deducted from your business checking account.
- Convenient terms – Select a fixed or variable rate with a term between 5 and 20 years, with up to a 25 year amortization.
Secured Vehicle Finance Loan
Best for financing new or used passenger vehicles for business-use purposes.
- Loan amounts from $10,000 to $250,000.
- Financing for the vehicles your business uses every day.[2]
- Convenient terms – Select a fixed rate with a term between 2 and 6 years.
- Low or no down payments – Up to 100% financing of total invoice amount.
Contact Us
Start a conversation with a PNC Business Banker to connect with the right loan products at the right time for your business.
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All loans, lines of credit and PNC Bank credit cards are subject to credit approval. Requires automatic deduction from a business checking account. Other fees and charges may apply. May be subject to a property appraisal.
Bank deposit, treasury management and lending products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.
PNC is a registered mark of The PNC Financial Services Group, Inc. (“PNC”).
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