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Financial Solutions for Healthcare Professionals
Recognized for excellence two years in a row
Plan Your Next Steps
Answer some questions and our Healthcare Provider Digital Q&A will offer guidance to optimize your practice.
Select your practice type to get started:
Financing & Support for Your Healthcare Practice
We support dentists, veterinarians, physicians, optometrists, podiatrists, therapists and more.
We understand the unique challenges your practice faces, and the role cash flow plays in your success. We have tools to optimize your cash flow and financing solutions for any step of the process.
25 Years Experience
Supporting Physicians including Dentists, Veterinarians,
Optometrists, Podiatrists, Therapists and other Doctors
What We Do
Connect with a PNC Healthcare Business Banker to explore key components of your practice and select the best options for you.
Insights
Business Insights for Healthcare, Dental, Veterinary & Therapy Professionals
Running Your Business
Protect Dental Practices from Fraud & Embezzlement Risks
Join Dr. Paul Goodman, DMD, and PNC for a practical discussion on fraud & embezzlement risks plus safeguards to help protect your practice.
10:48 min video
Industry Insights
Healthcare in 2026: Trends Driving Growth, Innovation, and Patient Care
Five trends shaping strategy, operations, and patient engagement across the healthcare industry in 2026.
3 min read
Manage Business Finances
Profit Isn’t Protection: Liquidity Is the Real Risk Practices Miss
Profit does not equal cash. Discover why liquidity risk threatens even the most profitable healthcare practices and what to do about it.
6 min read
Manage Business Finances
Buying or Leasing Your Practice Space: Financial Guide for Practice Owners
Should you lease or buy your practice space? Learn the pros and cons, financing options, and timing considerations for the right long-term decision.
5 min read
Manage Business Finances
Medical Practice Loans: Types, Coverage, Requirements, and Application Tips
Learn about physician practice financing options with transparent terms and expert advice, ensuring you choose the best loan for your medical practice needs.
9 min read
Manage Business Finances
Financing Clinical Equipment: Making Smart Borrowing Decisions
Learn how to define utilization, account for all costs, evaluate financing options, and plan your cash flow when acquiring clinical equipment.
5 min read
How to Help Protect Your Dental Practice from Fraud & Embezzlement Risks
What behaviors or red flags should you be looking for to protect your practice?
Learn from Dr. Paul Goodman, DMD, practicing general dentist, and Mike Olson, Sr. Healthcare Industry Advisor, PNC Bank, as they discuss possible ways to prevent fraud from impacting your practice.
FAQs
A practice loan is a specialized financing option for healthcare professionals. It’s designed to provide funds for practice-related expenses, such as equipment purchases, practice expansion, or operating expenses. Both new and existing medical practice expenses may qualify for practice loans.
Practice loans are typically structured around the financial realities of healthcare businesses. For example, a practitioner might secure 100% financing for equipment, and lenders typically evaluate the practice's health and the practitioner's professional credentials as part of the overall credit picture.
Healthcare professionals in the medical, dental, veterinary and therapy practices may access several different types of practice loans through PNC, including:
- Practice acquisition loans to purchase an existing practice
- Startup loans for opening a new healthcare practice
- Equipment financing for medical, dental, or veterinary equipment
- Commercial real estate loans to purchase or refinance office space
- Working capital loans to cover operating expenses
- Practice expansion or renovation loans for remodeling or upgrading facilities
Requirements vary by lender and loan type, but practice loan requirements often overlap with those from other types of business loans. This usually means good personal and business credit history. You’ll need to supply tax returns and financial statements to support creditworthiness. Lenders may also evaluate factors such as industry experience, current debt obligations, and projected revenue from the practice. Practice loans also require evidence of professional licensing or medical credentials.
Approval times may vary and depend on the required documentation and the complexity of the loan. It may help to gather all required financial, credit, and professional documentation to reduce delays.
Funding times will also vary, but after approval, many practices may expect funds within a few days to a few weeks.
Yes. Practice loans may often cover equipment purchases and help refinance existing debt. They may also be used to cover other large expenses, such as acquiring real estate or another practice, expanding a business, or improving facilities.
Start with the Right Business Checking Account
PNC offers a variety of business checking accounts with features for the needs of healthcare practices, from a one-person office to multi-office practices.
Contact Us
We’re here to help – find out how we can best serve your practice.
PNC Healthcare Business Banking serves companies with under $10 million annual revenue. If your company’s revenue is over $10 million, contact our PNC Commercial, Corporate & Institutional Banking Healthcare team.
Share your information and we’ll get in touch. By completing this form, you authorize us to contact you by email and/or phone. The states in the drop-down menu are the only states we currently serve. New states will be added as we continue to grow in the future.
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All loans, lines of credit and PNC Bank credit cards are subject to credit approval. Requires automatic deduction from a business checking account. Other fees and charges may apply. May be subject to a property appraisal.
Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association (N.A.), a wholly owned subsidiary of PNC and Member FDIC.
PNC is a registered mark of The PNC Financial Services Group, Inc. (“PNC”).
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