PNC Mobile Accept®

Simple & Cost-Effective Payment Processing Solution

PNC Mobile Accept requires an active PNC business checking account.

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PNC Mobile Accept® Overview

Pay-as-you-go Payment Processing for Startups & Small Businesses

Available for select business types

  • Businesses with under $300,000/year in card transactions
  • With average transaction size under $1,000

Please inquire about which industries are suitable for this product, as they may change over time.

Supports full-service card processing

  • Including (but not limited to) Visa®, Mastercard®, Discover® and American Express®
  • Debit cards are considered credit transactions and must be Visa or Mastercard branded (no PIN or Signature entry is available)
  • Get paid right from your phone or tablet via the PNC Mobile Banking app[1,2]
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How PNC Mobile Accept May Benefit Your Business 

Simple

  • As easy as a dip, tap or swipe – you can also manually enter card information in the PNC Mobile Banking app
  • Easily enable tax and tip functionality to your transactions[3]

Cost Effective

  • No monthly fees – pay-as-you-go pricing
  • Access to your collected funds within three business days[4]

Security

  • Fully integrated safety and security features
  • Cardholder data is fully encrypted to help protect against fraud

Card Reader

Secure magnetic stripe and EMV contact chip reader (Swipe/Dip) 

$49 plus tax with PNC Mobile Accept account

Includes Shipping

  • Bluetooth® connectivity
  • Card data protection, transaction security and convenience needed to help secure mobile applications with strong encryption and proven authentication
  • Ergonomic design simplifies card swiping 
  • Over 1,000 card swipes between charges 

 

Transaction Pricing

Swiped / Dipped Fees 2.60% + $0.10

Per Swipe Transaction

Standard or chip debit and
credit cards

Manual Card Entry 3.45% + $0.15

Per Non-Swipe Transaction

Standard or chip debit and
credit cards

Swipe and Non-Swipe transaction prices do not include equipment costs, chargeback fees, app fees and other fees. Equipment and transaction pricing may be subject to change at any time.

Apply & Activate

Easy as 1 - 2 - 3

Requires a PNC Business checking account to get started

2

Activate Tools to View Transactions

  • Download the PNC Mobile App

 Download on the App Store Get it on Google Play

3

Two Ways to Apply for PNC Mobile Accept

Mobile device software requirements:

iPhone® or iPad® mobile digital devices: iOS® 14.0 or higher

Android® mobile device: Marshmallow SDK Version 23 or higher

Explore PNC Mobile Accept for Customer Card Payments

Our Tutorials Include Features & How-to Instructions

Learn more from our Visual Step-by-Step Activation and Usage Tutorials.

Contact Us

Visit a branch to get started or call us for support with your existing account.

Let’s Meet

Talk with a business banker
about PNC Mobile Accept.

Visit Us

Find a location and
stop by to see us.

Existing Customer Support

Mon - Fri: 8 a.m. - 8 p.m. ET 
Press option 4, then option 1