PNC Mobile Accept is a method of accepting credit card payments and is available through PNC Mobile Banking. Payment processing services through PNC Mobile Accept are provided by Tempus Technologies, Inc. (a wholly owned subsidiary of PNC Bank, N.A.) and subject to application, credit review of the business and its owners, and approval. Use of PNC Mobile Accept requires (1) an eligible and active business checking account and agreement with PNC Bank, N.A. (2) an approved and active payment processing account and agreement with Tempus Technologies, Inc., and (3) the PNC mobile banking application be downloaded and installed on a supported device. Certain other restrictions may apply.
PNC Mobile Accept® Portable Card Reader
Simple & Affordable Payment Processing for Your Small Business
PNC Mobile Accept requires an active PNC business checking account.
Get Paid & Pay as You Go
Who's It For
Mobile Accept is best for these kinds of in-person businesses.
Please inquire about which industries are suitable for this product, as they may change over time.
- Appointment-based businesses like barbers, hair stylists, salons & spas
- Mobile businesses like food trucks, landscapers, or pet groomers
- Seasonal businesses like ice cream shops, nurseries & holiday stores
- Crafters like quilters, potters, & jewelers
- Farmers’ market vendors & artisans
- Kiosks, pop-ups & mobile vendors
Payment processing solutions for other kinds of businesses and industries, including those with card-not-present sales or larger transaction volumes, are offered through PNC Merchant Services Company.
Who's Eligible
Your small business should meet these requirements to be eligible:
Card Payment Processing Activity:
- Under $300,000 per year in card transactions
- Average transaction size under $1,000
- In-person card present transactions to collect payment at time products or services are provided
How It Works
Full-service card processing means you can:
- Accept Visa®, Mastercard®, Discover®, American Express® and more – right from your phone or tablet with the PNC Mobile app.
- Take cards by dip, tap and swipe, or even manually enter card information in the PNC Mobile app.
- Enable tax and tip functionality easily
Note that debit cards must be Visa or Mastercard branded – PIN and signature entry are not available.
Card Reader
Secure magnetic stripe and EMV® contact chip reader (Swipe/Dip/Tap)
$49 plus tax with PNC Mobile Accept account
Includes Shipping
- Bluetooth® connectivity
- Card data protection, transaction security and convenience needed to help secure mobile applications with strong encryption and proven authentication
- Ergonomic design simplifies card swiping
- Over 1,000 card swipes between charges
Transaction Pricing
Swipe/Dip/Tap and Manual Non-Swipe transaction prices do not include equipment costs, chargeback fees, app fees and other fees. Equipment and transaction pricing may be subject to change at any time.
Apply & Activate
Easy as 1 - 2 - 3
Mobile device software requirements:
iPhone® or iPad® mobile digital devices: iOS® 14.0 or higher
Android® mobile device: Marshmallow SDK Version 23 or higher
Explore PNC Mobile Accept for Customer Card Payments
Our Tutorials Include Features & How-to Instructions
