Speak with a PNC Treasury Management representative
Personalize your cash management experience by having a cash flow conversation with one of the top treasury management providers in the country. Tell us about the key relationships involved with your business: customers, vendors, suppliers, employees and you, the business owner. We’ll share our knowledge of how receiving, paying and managing cash flow are fundamental to optimizing these relationships today and into the future.
We know that there is no such thing as “one size fits all.” That’s where a cash flow conversation with a PNC Treasury Management Officer comes in. By learning more about your situation – how your business operates, where you want to take it, the opportunities and challenges you face, your aspirations and what drives you – we can help identify treasury management solutions tailored to fulfill your everyday cash flow needs.
By gaining better control over incoming cash, you can help mitigate risks associated with managing customer payments and add online efficiency by transitioning from paper to electronic receivables processes. PNC treasury management services can help you accelerate your receivables, which may help you improve your cash flow, and delight your customers, by offering them a variety of convenient payment options.
Spend less time creating invoices, know your cash position, get paid online, and stay connected with customers. Learn More »
Deposit checks from your business, without making a trip to the bank, with our remote deposit solutions for your business. Scan checks with a no-cost desktop scanner, or use your compatible mobile device. Learn More »
Our image-based lockbox solution combines all electronic payment formats used by your customers, including ACH, EDI and wire transactions, with traditional paper checks. The result is a single stream of remittance information that can help provide you more efficient reporting, timely cash application and information management.
Use the Automated Clearinghouse (ACH) to initiate transactions to collect funds from your customer and supplier accounts.
Automatically concentrate funds from operating locations with non-PNC depository accounts.
Recap deposit information either daily or monthly for each of your PNC deposit locations.
With PNC Online Banking you can enjoy the efficiency of managing your cash flow when you want, where you want. It’s secure and available when you are. As your business needs grow, we have you covered with online tools available through PINACLE® Express and Cash Flow Insight®.
A secure online and mobile banking access point for your essential treasury management services: receivables management, funds transfer (wire transfer & ACH), information reporting and data analytics, payments, fraud mitigation tools, investments, foreign exchange, personalized online client service tools and more. Use it at your desktop, or on a mobile device. Learn More »
See and manage your business's cash flow with an innovative suite of online tools that provide efficiency, control and insight. Visualize the impact of your actual and projected transactions, manage your short-term forecast, scenario plan and compare your cash position.
Add Payables, Receivables and/or Sync to bring your paper and online processes, banking and accounting data, customer and vendor payments together so you can spend less time managing your finances and more time growing your business. Learn More »
Increased visibility and control over your outgoing cash can help you streamline your payment processes and better manage your relationships with suppliers and vendors. Get cash where it needs to go with increased efficiency and at a lower cost when you leverage tools such as:
Organize payment and approval processes, set up your vendors to be paid electronically, know what is due when — and the impact on your cash flow if you pay now or later. Learn More »
Use the Automated Clearinghouse to initiate payments to employees, suppliers and taxing authorities.
Wire transfers provide effective same-day or future-dated settlements in both U.S. dollar and many foreign currency denominations. Multiple levels of security options can help you protect your transfers and deposit account balances.
Get account options to control employee spending, and manage cash flow. It’s a convenient all-in-one card program for purchasing, fleet, travel and entertainment spending, with the added benefits of a Visa Signature card. Learn More »
Take your payment processing to the next level when converting from paper-based payments to electronic payments. A single transmission of consolidated payment files can produce check, card, ACH and wire transfers as needed.
PNC’s liquidity management tools can help you maximize the efficiency and velocity of short-term cash balances. Get competitive rates on a variety of short-term investment opportunities with money market deposit accounts, certificates of deposit and sweep accounts. Minimize manual tasks while maximizing earnings and improve return on investment while maintaining availability of funds. Learn More »
Our Premium Business Money Market Account offers interest-earning potential in one convenient account.
PNC offers CDs with a variety of maturity terms, ranging from several days to several years, to match the time your cash is investable.
Link your checking account to a variety of investment fund options to generate returns on idle cash balances.
As the number and complexity of fraud schemes continue to grow, it’s vital for you to have tools in place to help mitigate your exposure to these types of activities. Monitoring your accounts within Online Banking is a good first step, but you can do even more.
PNC offers a variety of options to help you mitigate the risk associated with paper and electronic financial activity, and can be tailored to support a wide range of accounting and reporting systems. For example, when your business has these products all working together, you will be in a better position to identify and thwart attempts to compromise your financial accounts. Learn More »
An all-in-one online banking solution that helps you maximize your cash flow and more efficiently manage, monitor and protect your accounts and transactions.
Broaden and extend your internal fraud control measures by displaying your check presentment information online to help identify and respond to suspicious activity.
Stop ACH debits from posting to your account or establish “rules” for filtering and decisioning which ACH items post, or are returned to the originator as unauthorized.
Mask your checking account number so you can accept ACH credits without having to provide your PNC account number to the payment sender.
In addition to our wide array of products, services and solutions to help your small business, we also offer you a variety of resources to keep you informed of trending topics and ideas to help your business grow.
Duration: 4:50 min
We’re bombarded with information on a daily basis, but little of what comes our way is truly critical or relevant to our lives, professionally or personally. That said, significant and impactful long-term trends are relatively easy to spot and monitor. This podcast offers a few tips to help you recognize and leverage these lasting trends.
Duration: 4:55 min
Poor cash flow is one of the most common reasons small businesses fail. But even if you’re churning out high revenue on the books, you must verify you have enough cash on hand to keep your business afloat. Safeguard yourself against this problem by avoiding these five cash flow mistakes.
Whether you're a current customer and have a question, or you're a new one and want to learn more, we're available to help.
Call us at 1-866-874-3675 to talk with us about your business, or complete our contact form to have us contact you.
Share a few details with us and a PNC Treasury Management representative will contact you shortly.
Funds may not be available for immediate withdrawal. Please see the applicable funds availability policy for your PNC business checking account to determine when your funds will be made available.
UPIC is a registered trademark of The Clearing House Payments Company, LLC.
Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
PNC and PINACLE® are registered marks of The PNC Financial Services Group, Inc. ("PNC")
Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc.
U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending.
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Bank deposit, treasury management and lending products and services, foreign exchange and derivative products (including commodity derivatives), and investment and wealth management and fiduciary services, are provided by PNC Bank, National Association (“PNC Bank”), a wholly-owned subsidiary of PNC and Member FDIC.
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