PNC Foundation
Checking Account

Help make your financial life stronger.

Features & Benefits

Foundation Checking for strengthening your budgeting and financial needs.

Minimum to open
$25
Monthly service charge
$5
Monthly service charge for account holders age 62+[6] 
$0
Cashier's Checks
$0
Overdraft and returned item fee 
$0
PNC Bank Foundation Checking Award

For meeting National Account Standards, PNC Foundation Checking is certified as a low-cost, low-fee account by Bank On.

Foundations of Money Management

Whether you’re new to banking or looking to expand your financial management skills, a strong foundation can help prepare you for financial well-being.

This short course covers banking basics, managing your accounts, and budgeting – and includes tools and templates you can utilize to help manage your finances.

or bookmark it for later

Digital Banking Tools

Digital Payments

Make purchases with PNC Pay® using
the PNC Mobile app[2] on eligible Android™ Devices.[7]

Online Banking

Access your account information how and where you need it. Check balances, pay bills, review account activity, transfer money[8] and more.[9]

Mobile Banking

Check your balance, pay bills, request help and more. Additionally, the PNC Mobile app lets you change your language preference to Spanish.[3]

Get Started

Find a location that is convenient for you.

Insights

Save

Set Goals to Save More

What do you want to save for? Whether it's a new computer or a down payment, learn a simple system that can help make it happen.

2:53 min video

Save

Having Fun While Still Saving Money

It can be difficult to balance enjoying your time now and preparing for the future. But with a few small steps, you can get your short-term self to act in ways that support your long-term plans. test

3 min read

Save

Strategies for Saving

Thoughtful planning can help you put money away now and develop smart financial habits to carry with you your whole life.

2 min read