PNC points® Visa®

Credit Card

 

If you want your choice of travel, gift cards, merchandise and more… then the PNC points Visa credit card is for you. It’s the rewards card that puts you in control.

Fast, Easy, Secure

Apply online and get a response in minutes and, if approved, you'll receive your card in 7 - 10 days!


- Get 50,000 bonus points when you make $750 or more in qualifying purchases[1] during the first 3 billing cycles following account opening.[2]

- Plus, get an introductory offer on balance transfers!

 
Introductory Offer
Key Features
Earn 4 points per $1

Plus, ways to earn 25%, 50% or even 75% bonus on all base points!

Variety of Rewards

Redeem your points for gift cards, car rentals, hotel stays and more

Seamless integration with PNC Online Banking and Virtual Wallet

See your overall financial picture.

Account Overview

Features and Benefits


Earn 4 points for every $1 in purchases*

Earn 25% bonus points

on base points you earn in a billing cycle when you maintain a  Virtual Wallet, Virtual Wallet Performance Spend, Virtual Wallet Performance SelectPerformance  or Performance Select checking account**

Calculate your points »

Earn 50% bonus points

on base points you earn in a billing cycle when you maintain a Performance Checking account OR Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements*

Calculate your points »

Earn 75% bonus points

on base points you earn in a billing cycle when you maintain a Performance Select Checking account OR Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements*

Calculate your points »



Redeem your points for exciting rewards

  • You’ll automatically be enrolled in the PNC points® Program
  • There’s no limit to the number of points you can earn
  • Choose from thousands of rewards – including cash, gift cards, electronics, name-brand merchandise and travel


*See Reward Program Terms and Conditions

 


Manage your credit card online

In addition to giving you the rewards you want, a PNC credit card can integrate seamlessly with PNC Online Banking and Virtual Wallet. View all of your spending and saving online, from your desktop, tablet or mobile device. Learn More »


The PNC points Visa credit card also features:

  • No Annual Fee
  • Great balance transfer options
    to help you save on interest
  • Dedicated U.S.-based customer service
    We are available 7 days a week to serve you
  • Contactless Technology
    Pay for everyday purchases faster and with greater convenience than ever before. Learn more  »
  • Electronic Bill Payment
    Pay bills easily and on time.
  • Online Account Tools
    Manage transactions, rewards, balances or payments.
  • PNC Easy Lock®
    Misplaced your PNC credit card? Lock it in real time. Learn more»
  • PNC Security Assurance
    Protection from credit or identity fraud.
  • $0 Fraud Liability
    You won’t be responsible for fraudulent charges on your account.
  • Travel & Emergency Protection
    It’s automatic, whether you’re at home or away.
Calculators
How to Apply

Important Legal Disclosures and Information

  1. The term "qualifying purchases" does not mean all transactions you may make using your credit card. Some limited transactions, such as cash advances, are excluded. For details about excluded transactions, please see the complete reward program terms and conditions available on pnc.com/creditcards.

  2. 50,000 bonus points will be awarded after you have made at least $750 in qualifying purchases during the first 3 billing cycles following account opening. The 50,000 bonus points will be awarded within 90 days after you make the qualifying purchase that enabled you to meet the $750 minimum requirement. The 50,000 bonus points, if earned, are forfeited if the account is closed before the bonus points are awarded.

See the PNC points Program Terms and Conditions for details. PNC Bank reserves the right to change or terminate the PNC points program at any time.

PNC points is a registered mark of The PNC Financial Services Group, Inc.

PNC Easy Lock is a registered mark of the PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.

Equal Opportunity Lender

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

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