PNC points® Visa® Credit Card

Earn points. Redeem for rewards.

$0 Annual Fee**

Earn 100,000 bonus points

pnc points

Earn 100,000 Bonus Points[1]

Just make $750 or more in purchases[2] during the first 3 billing cycles following account opening of a PNC points® Visa® Credit Card.

Bonus eligibility restriction: Only one new account opening bonus on a PNC points credit card per customer within a 24-month period.[3]

Redeemable for $100 in cash back or:

Apple Products

Merchandise

Travel

Gift Cards

How to Earn Points

Earn 4 to 7 points for every $1 in purchases[2]

Earn more points on top of base points you earn in a billing cycle when you meet additional requirements with an eligible PNC checking account.*

Earn 5 total points

Get 25% on base points you earn in a billing cycle as a monthly lump sum.

  • Virtual Wallet®
  • Virtual Wallet® Student
  • Virtual Wallet® Performance Spend
  • Virtual Wallet® Performance Select
  • Performance Checking
  • Performance Select Checking 

Earn 6 total points

Get 50% on base points you earn in a billing cycle as a monthly lump sum.

  • Performance Checking
  • Virtual Wallet® Performance Spend with one of the following:
    • Average monthly balance of $2,000
    • Qualifying direct deposit of $2,000
    • Combined average monthly balance (with a qualifying linked account) of $15,000    

Earn 7 total points

Get 75% on base points you earn in a billing cycle as a monthly lump sum.

  • Performance Select Checking
  • Virtual Wallet® Performance Select with one of the following:
    • Average monthly balance of $5,000 (and/or any qualifying linked account)
    • Qualifying aggregate monthly direct deposit of $5,000
    • Combined average monthly balance of $25,000 (and any qualifying linked account)
  • Maintain a private banking checking on due date of your billing cycle

Log in to your Online Banking to check which PNC checking account you have.

All points expire at the end of the month, 48 months after they were added to your PNC points account. 

Earn more rewards on your everyday shopping with PNC Purchase Payback®

Add offers to your card and earn additional points. There is no limit to the offers you can activate at once. Rewards designed for you to earn more on the things you love. 

Redeem for Rewards

Redeem your points for thousands of valuable rewards – including Apple products, merchandise, travel, gift cards and more.[4]

Merchandise

Cordless Drill Set - 78 Piece Kit, 18-Volt Power Tool by Stalwart

Apple

AirTag™ - 4 Pack

Apple

HomePod mini® in Space Gray

Merchandise

Fitbit Luxe Fitness Wellness Tracker

Apple

Airpods® (3rd generation) with MagSafe Charging Case

Merchandise

Coleman 2-Person Camp Burst Pop-Up Tent - Scuba Blue

Apple

Apple Watch® Series 8 GPS 41mm Midnight Aluminum Case with Midnight Sport Band - S/M

Merchandise

Cuisinart® Chefs Style Stainless Tabletop Grill

Apple

Ipad® (9th gen.), 64 gb Wi-Fi enabled

Here are some other popular rewards[4]

Apple Store Products

  • iPad
  • IPhone®
  • Apple Watch

Merchandise

  • Titleist Golf Balls
  • Dyson Vacuums
  • Nintendo Switch
  • Keurig Coffee
  • Samsung Galaxy

Travel

  • Wyndham
  • Hilton
  • Delta
  • American Airlines
  • Enterprise Rent-A-Car
  • Carnival Cruise

Gift Cards

  • Starbucks
  • Walmart
  • Amazon
  • BP Gas
  • Home Depot
  • Target

Rewards are subject to change.

Plus, Enjoy Our Intro Offer

0% APR on Balance Transfers

Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 18.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.**

Image of Cash Rewards Credit Card

PNC points® Visa® Credit Card

$0 Annual Fee**

More Benefits For You

Cell Phone Protection

When you use your eligible PNC Visa credit card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged.[5]

Zero Liability Fraud Protection

If your card or card number is ever lost or stolen, your money will be replaced when you notify us promptly of unauthorized use.[6]

PNC Easy Lock

 

Misplaced your PNC credit card? Lock it in real time.

Alerts

 

Receive real-time email or text message alerts when your card is used online, internationally or for transactions greater than a specified amount.

Tools & Calculators

Points Edits

PNC Points Visa

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