Money Magazine Best Banks for Students

PNC Student
Banking On Campus

Virtual Wallet Student®
covers your banking needs from orientation to graduation.

Virtual Wallet Student

A Checking and Savings Account Made for Student Life

What You Get

Open a new Virtual Wallet Student and it will include:

  • No monthly service charge for 6 years[1]
  • One automatic courtesy refund of any Overdraft Item fees associated with the first overdraft event on your Spend account[2]
  • One incoming domestic or international wire transfer per statement period at no charge
  • 2,300+ locations and approximately 60,000 PNC and Partner ATMs from coast to coast[3]
  • Spend and Reserve checking with a Growth savings account all together

Benefits of Banking with PNC

Convenient Locations

We're here when you need us. We have branches and ATMs on or near many campuses to ensure you have access to the resources you need to manage your money.

International Students

When it comes to banking, where do you begin? PNC has the resources to help you get started. 

My Finance Academy

With financial tips and resources, My Finance Academy provides financial education and information to help you make good decisions and manage your money while on campus, and beyond.

Low Cash Mode®

Built on patents-pending technology, Low Cash Mode in the PNC Mobile App[4,5] is game-changing tech that can help you avoid overdraft fees and take control when your balance gets low or negative.

PNC Digital Banking

Tools and resources using the latest technology that can help make your banking faster and easier.


Use Zelle® in the PNC Mobile App to quickly send and receive money with people you know and trust - wherever they bank in the U.S.[6]

Digital Banking

Keep track of your money with our Online and Mobile Banking tools. Virtual Wallet Student is available through our app or on the web from your desktop, tablet or phone.

Security & Privacy

We relentlessly protect your personal information and adhere to strict privacy standards.

Get Started with Virtual Wallet Student

Apply now for Virtual Wallet Student or make an appointment in a branch close to you.

Apply Today

Apply from your computer or mobile device and get started with Virtual Wallet Student today. 

Schedule an Appointment

Haven't decided yet? Would you like more information or to apply for an account in a branch?