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PNC Student Banking
On Campus

Virtual Wallet Student® covers your banking needs from orientation to graduation.

Virtual Wallet Student®, Designed Uniquely For Students

Checking & savings combined with digital tools to help you manage your money.

No monthly service charge[1] for up to 6 years, plus:

  • Track your spending, reserve money for planned expenses, and grow your savings in one digital banking experience
  • Overdraft protection & alerts
  • Low Cash Mode® in the PNC Mobile app[2] gives you more control when your balance is low[3]
  • Zelle® in the PNC Mobile app to send money to people you know and trust[4]

Benefits of Banking at PNC 

University Pride

PNC offers custom debit card designs for many universities and colleges, allowing you to show your pride anytime you make a purchase. Search for your school* to find out if it offers one and to learn more. 

My Finance Academy

Articles, videos and interactive tools to help you develop your financial knowledge and build healthy financial habits in college and beyond.

International Student Support

For students studying abroad, PNC has the resources and support to help you manage your finances safely and efficiently while in the United States. 

*Not all schools offer custom debit affinity cards. If your school doesn't have one, you can find other affinity card options for various professional sports teams, military institutions and more here.

Digital Banking

Keep track of your money with our Online and Mobile Banking Tools

  • With Low Cash Mode in the PNC Mobile app[2], you have more control when your balance is low and extra time to get your balance out of the negative.[3]
  • With Zelle® in the PNC Mobile app[2,4], you can easily send and receive money with people you know and trust – wherever they bank in the U.S.[4].

ATM Banking

Convenient access to your money fee-free[6] with ATM Banking

  • With 60,000 options, you can find an ATM on or close to campus.
  • Find PNC and Partner ATMs inside many convenience store partners like Wawa®, Sheetz® and more.

Get Started with Virtual Wallet Student

Apply now for Virtual Wallet Student or make an appointment in a branch close to you.

Ages 18+

Apply online or schedule an appointment in a branch. An adult co-applicant is not required, but many students still choose to have one.

Ages 14-17

Apply online or schedule an appointment in a branch. Either way, an adult co-applicant is required.

 

Under 14

Schedule an appointment in a branch to apply with an adult
over 18.

 


Know What Information Is Needed

Applicants will need their Social Security number. If you are 18 years or older you will also need a valid U.S. Driver's license, State ID, or Military ID for verification.

Additional forms of ID may be accepted when applying in-branch. Contact your local branch if you have questions about acceptable forms of identification.

Non-U.S. citizens who do not have a Social Security number can apply in person at a PNC branch and provide:

  • A valid passport with a photograph, along with a photocopy of your passport
  • A second form of ID, which can be your U.S. student visa or your U.S. student photo ID