Virtual Wallet Student has no minimum balance requirement or monthly service charge for active students for six years from the date of account opening. You may be asked to provide proof of active enrollment in a qualifying educational institution. At the end of the six years, your account will be converted to Virtual Wallet and subject to the Virtual Wallet Features and Fees in effect at that time. If you transfer this account to a different product or account type during the first six years, you will forfeit the benefits of the Virtual Wallet Student account and will not be able to transfer back to the Virtual Wallet Student account.

PNC Student
Banking On Campus
Virtual Wallet Student® covers
your banking needs from
orientation to graduation.

Virtual Wallet Student
A Checking and Savings Account Made for Student Life


Named Best Overall
Best Banks for Students
— Money Magazine, 2021, 2022 & 2023
Benefits of Banking with PNC
PNC Digital Banking
Tools and resources using the latest technology that can help make your banking faster and easier.
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