We're here when you need us. We have branches and ATMs on and near campus to ensure you have access to the resources you need to manage your money.
Show your school pride with a customized debit card. Your Virtual Wallet® Student may come with a debit card showcasing your school's logo and colors.
With articles and tips, My Finance Academy provides financial education and information to help you make good decisions and manage your money while on campus, and beyond.
Many banks will charge you multiple overdraft fees a day. Others may promise no overdraft fees but will return all items leaving you with unpaid bills.
Built on patents-pending technology, Low Cash Mode, a new, game-changing tech that helps you avoid overdraft fees and take control when your balance gets low or negative.
Learn more about Virtual Wallet Student with Low Cash Mode »
Apply Online for Virtual Wallet Student
*PNC Bank has ATMs on 13 additional Commonwealth Campuses
PNC Bank on campus:
PNC Bank near campus:
Health Sciences Center Campus
To request a card: Visit your local branch | Call 1-888-PNCBANK | Sign on to Online Banking
If you're an existing PNC debit cardholder, sign on to Online Banking to upgrade to an affinity card. To request a card, visit the "Debit/ATM Card Services" section either in "Account Services" on the "My Accounts Summary" page or within the "Customer Service" tab. Click the image of your school card and click “next” at the bottom of the screen. Read the disclosures and click submit. Your card will arrive in 3-5 business days.
Link your ID to your PNC Bank account and you can use your ID to get cash at ATMs. Linking is free, and you get the convenience of carrying one card around campus.
Students and employees will have the option to link their ID to their PNC accounts. All students and faculty and staff will receive a newly-designed ID card capable of linking to PNC accounts. Students, faculty and staff are not required to link their ID cards to PNC accounts. The ID Card will maintain all existing or current functionality.
If a linked ID card is misplaced or stolen, students and employees should immediately contact the school to deactivate the ID Card.
In addition, to remove any links to your PNC Bank accounts:
Your request will be processed immediately; however, the change will not be reflected on Online Banking until the next business day.
If you do not have immediate access to the Internet, call 877-PNC-1000 as soon as you realize that your ID Card is lost and ask the PNC Bank representative to remove all existing links to your PNC Bank accounts. Or you may visit a nearby PNC branch and speak with a representative.
Helpful Tip: Keep this number in a safe place with you or in your phone in case of emergency.
Students and employees need to select a PIN because ID Cards linked to PNC accounts have the added safety of PIN-based security, requiring the user to enter their private PIN every time they wish to access an ATM or make a purchase.
The linked ID Card can then be used at ATMs and to make PIN-based purchases at retail locations on the STAR® and PLUS® networks.
Helpful Tip: As a safety measure, you should never share or write down your PIN.
Students and employees can link their ID Card to their PNC accounts by following these simple steps:
If you prefer you can also link your ID Card in person by visiting one of the nearby PNC Bank branches or by calling PNC Bank at 877-PNC-1000.
A new school. A new culture. A new way of life. When it comes to banking, where do you begin? PNC has the resources to help you get started right.
Use the PNC Mobile App together with Zelle to quickly send and receive money from people you know and trust.[2,7]
Keep track of your money with our Online and Mobile Banking tools. Virtual Wallet Student is available through our app or on the web from your desktop, tablet or phone.[2,8]
We relentlessly protect your personal information and adhere to strict privacy standards.
The future of our workforce depends on promising young professionals. Emerging talent is graduating every year. We offer summer internships and early career development programs in an effort to grow that talent into tomorrow’s workforce.
Get money management tools, benefits & more with PNC WorkPlace Banking®. Our unique bank-at-work program helps make your financial life easy. You may earn certain offers on banking products and services when you hold a qualifying checking account, and you gain access to the insight and experience of PNC financial specialists.
Virtual Wallet Student has no minimum balance requirement or monthly service charge for active students for six years from the date of account opening. You may be asked to provide proof of active enrollment in a qualifying educational institution. At the end of the six years, your account will be converted to Virtual Wallet and subject to the Virtual Wallet Features and Fees in effect at that time. If you transfer this account to a different product or account type during the first six years, you will forfeit the benefits of the Virtual Wallet Student account and will not be able to transfer back to the Virtual Wallet Student account.
PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.
Low Cash Mode is only available on the Spend account of your Virtual Wallet product.
In order to avoid overdraft fees, you must bring the available balance in your account to at least $0 before your Extra Time expires. If you make a deposit, the time it takes for your deposit to be reflected in your available balance and for those funds to become available to you will vary based on the deposit type and time. Depending on your deposit type or your deposit time, your deposit may not be available before your Extra Time period expires, and you may incur overdraft fees. See your Funds Availability policy for more information. Overdrawing an account, maintaining a negative available balance for any period of time, and returning transactions as unpaid may have other consequences, including account closure or negative impacts to your ability to obtain financial services including loans, deposit accounts, and other services at PNC and other institutions.
Debit card transactions do not qualify for Payment Control. When you choose to return an item that has been presented to PNC for payment, we will return the item to the payee’s bank for insufficient funds, and the payee will not receive payment from PNC. You may still have an obligation to pay the payee for goods, services or other products. PNC is not responsible for satisfying any obligations between you and the payee or any other party with respect to an item you decide to return. Before choosing to return an item, you should consider rules the payee may have or actions the payee may take on late/returned payments. Overdrawing an account, maintaining a negative available balance for any period of time, and returning transactions as unpaid may have other consequences, including account closure or negative impacts to your ability to obtain financial services including loans, deposit accounts, and other services at PNC and other institutions.
PNC Alerts are free to customers. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.
Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Visa® is a registered trademark of Visa International Service Association and used under license.
Low Cash Mode is a registered mark of The PNC Financial Services Group, Inc.
Virtual Wallet Student is a registered trademark of The PNC Financial Services Group, Inc.
Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc.
PNC has numerous patents/pending patent applications directed at various features and functions of Virtual Wallet.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.